Watersound Camp Creek
Homes for Sale in Watersound, FL
All 50 homes for sale in Watersound, FL · median $1,930,468 · 49 homes for sale in 32461 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Watersound Camp Creek in Watersound, FL has 17 homes for sale and 4 pending, asking from $3,950,000 to $6,995,000 (median $5,165,000). Over the 12 months ending 2026-09-20, 14 recorded sales closed at a median of $5,300,000, a median 82 days on market, sellers accepting 95% of original asking (+12% versus the prior year). Homes listed or recently sold were built 2023–2026 with 26 new construction; 5 of the 33 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $51,720 ($51,330 with the full homestead exemption).
Part of the WaterSound master-planned community in Inlet Beach, FL — see all WaterSound homes for sale (295 listings across 13 villages and sections in the MLS).
Last 30 days in Watersound Camp Creek: 4 under contract right now, 1 closed sale (median $5,600,000). As of October 17, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Watersound Camp Creek
Live MLS inventory for Watersound Camp Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 155 daysTop listing
Active · 196 days
Active · 43 days
Active · 42 days
Active · 380 days
Active · 346 days
Active · 87 days
Active · 80 days
Active · 78 days
Active · 78 days
Active · 108 days
Active · 185 days
Active · 199 days
Active · 160 daysActive and pending Watersound Camp Creek listings as of 2026-10-17, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Watersound Camp Creek's pitch is location and golf: it sits next to the Camp Creek Golf Club with golf-cart access to both 30A and the growing Watersound Town Center. It is a St. Joe community built by a roster of approved builders, so product and pricing vary by builder and phase.
Specific pricing, floor-plan roster, HOA and any CDD were not fully published as of this writing. This is a St. Joe owner-occupied/second-home community rather than a rental resort; confirm the builder options and the full assessment structure before committing.
Watersound Camp Creek right now
🟢 Buyer-leaning market. 18.5 months of supply and 17% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Very High (24 active and pending listings, 14 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($5.30M) is up 12.5% from the prior 12 months ($4.71M). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (14 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Watersound Camp Creek market snapshot (as of September 20, 2026): the median sale price is about $5.30M, a median 83 days on market for closed sales, and 18.5 months of supply, a buyer-leaning market. The trailing-12-month median is up 12% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (14 closings in the current window).
In ZIP 32461 (Watersound), 562 homes closed in the last 12 months at a median of $935K, down 7.0% year over year, with a median 61 days on market. Right now 262 active and 101 pending listings put supply at about 5.9 months — a buyer's market. See the live ZIP 32461 housing market and the Walton County market.
County records show 23 qualified sales in WATERSOUND CAMP CREEK across 2024–2025 (14 in 2024, 9 in 2025), median $4.54M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Watersound Camp Creek: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 67% sit outside the FEMA Special Flood Hazard Area (Zone X); 33% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov.
Watersound Camp Creek is a community of 39 homes in Watersound, Walton County, built between 2023 and 2024 (median 2024), with a median living area of about 6,084 square feet. 11% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Watersound Camp Creek is a St. Joe single-family community adjacent to the Camp Creek Golf Club near Inlet Beach, with golf-cart access to 30A and the Watersound Town Center, built by multiple St. Joe-approved builders.
The setting & the homes.
Aerial and on-site photos of Watersound Camp Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Watersound Camp CreekWatersound Camp CreekWatersound Camp CreekWatersound Camp CreekWatersound Camp CreekWatersound Camp CreekWatersound Camp CreekWatersound Camp CreekPhotos from Emerald Coast MLS listings in Watersound Camp Creek; content deemed reliable but not guaranteed.
Who Watersound Camp Creek is best for.
Best for
- Golf-minded buyers who want St. Joe amenities near 30A
- Second-home buyers who value Town Center and beach cart access
- Buyers comfortable comparing multiple approved builders
Probably not for
- Buyers who want a single fixed price and one builder
- Buyers seeking beachfront rental income
- Buyers who want all fees confirmed before any research
Watersound Camp Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Watersound Camp Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Watersound Camp Creek address.
Shop the zone: Homes zoned for South Walton High School
The Watersound Camp Creek buying strategy.
If we were buying in Watersound Camp Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Watersound Camp Creek.
What to verify before you buy
The Camp Creek Golf Club adjacency plus golf-cart connectivity to 30A and Watersound Town Center is the differentiator - it places buyers inside St. Joe's most active amenity node in South Walton without beachfront pricing. As Watersound Town Center adds retail and dining, that walkable/cartable access becomes more valuable.
Because multiple builders participate, a buyer should compare base specs and included features across the approved roster rather than assume a single standard. Confirm HOA, any CDD, and golf-club membership terms, since golf access is often a separate cost from the home.
The location and the amenities are priced into every listing in Watersound Camp Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Watersound Camp Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.3). Basis: Recent Direction +12.5% year-over-year; Liquidity & Demand 18.5 months of supply; Owner Commitment 11% owner-occupied; Pricing Power 95.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A golf-adjacent St. Joe community with multiple builders means base specs and the cost of golf access vary more than the marketing suggests. We compare the approved builders' plans, separate the home cost from the club and amenity carry, and tell you which phase gives the best 30A-and-Town-Center access for the money.
Watersound Camp Creek in 15 seconds.
What it really costs to own in Watersound Camp Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,324/yr across 7 listings here (MLS tax records, 2026-10-18). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 67% sit outside the high-risk zone and 33% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2025 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Watersound Camp Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Watersound Camp Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Watersound Camp Creek will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 15 sampled listing addresses in this community: 67% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 33% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=15) · as of 2026-10
Tools for a Watersound Camp Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Watersound Camp Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Watersound Camp Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Watersound Camp Creek home worth?
Get a no-obligation home value based on real comparable sales in Watersound Camp Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Watersound →
Recently off market in WATERSOUND CAMP CREEK
Homes in WATERSOUND CAMP CREEK that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 11 Sundew Place · off market
- 150 N Southern Cross Lane · off market
- 189 N Southern Cross Lane · off market
- 83 Norman Court · off market
| Location | Watersound, Walton County, FL · ZIP 32461 |
|---|---|
| Homes in the community | 39 (FL DOR 2025 assessment roll) |
| Years built | 2023–2024 (median 2024) |
| Typical living area | 6,084 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Gated, Golf, Tennis Court(s), Pickleball, Pool, Short Term Rental - Not Allowed |
| Sale prices, last 12 months | $5,300,000 median across 14 closed sales · +12.5% vs the prior 12 months |
| Days on market (closed sales) | 82 median |
| For sale right now | 20 active, 4 pending · median asking $4,974,500 · 18.5 months of supply |
| Owner-occupied (homestead) share | 11% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Watersound Camp Creek key facts,” movewithmomentum.com/neighborhoods/watersound-camp-creek, data as of September 20, 2026.
Housing distress & ownership in WATERSOUND CAMP CREEK, Watersound
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Watersound Camp Creek
The newest homes for sale in Watersound Camp Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 81 Morning Light Way $5,750,000 · 5 bd · 6.5 ba · 42 days on market Courtesy of Compass
- 109 Norman Court $6,095,000 · 6 bd · 6.5 ba · 43 days on market Courtesy of Compass
- 42 Morning Light Way $4,950,000 · 6 bd · 6 ba · 78 days on market Courtesy of Kaiya Real Estate
- 56 S Southern Cross Lane $5,165,000 · 6 bd · 5.5 ba · 78 days on market Courtesy of Scenic Sotheby's International Realty
- 125 Golfridge Drive $5,295,000 · 6 bd · 7 ba · 80 days on market Courtesy of Christies International Real Estate Emerald Coast
- 36 Sandcord Drive $5,399,000 · 5 bd · 6.5 ba · 87 days on market Courtesy of Berkshire Hathaway HomeServices
Checked against the MLS Oct 18, 2026. All new listings in this market.
Recently sold in Watersound Camp Creek
- 11 Sundew Place · sold $5,600,000
- 303 Golfridge Drive · sold $6,000,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Watersound home searches
Recent Developments in Watersound Camp Creek
Development, infrastructure, retail, and school activity affecting Watersound Camp Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 5 miles northwest of Watersound Camp Creek.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
19% of homes for sale in Watersound Camp Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Watersound Camp Creek Market Scorecard
Watersound Camp Creek is currently a strong buyer's market. About 14.6 months of supply, a median asking price of $5,165,000, and homes go under contract in about 160 days.
Typical home value in the 32461 ZIP is $1,430,306, about 97.5% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Watersound Camp Creek?
How long do homes in Watersound Camp Creek take to sell?
Is Watersound Camp Creek a buyer's or seller's market right now?
How many homes are in Watersound Camp Creek?
What share of Watersound Camp Creek is owner-occupied?
When were the homes in Watersound Camp Creek built?
Who is the best real estate agent for Watersound Camp Creek?
How do I find a top Watersound real estate agent who knows Watersound Camp Creek?
Can Momentum Realty connect me with an agent for Watersound Camp Creek?
Where is Watersound Camp Creek, and what county is it in?
Is Watersound Camp Creek in a flood zone?
Is Watersound Camp Creek a good place to live?
Should you buy in Watersound Camp Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 17, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32461)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how WATERSOUND CAMP CREEK fits the bigger picture — live prices, inventory, and Momentum Scores:
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