Whaleys Crk Ph 1
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.

Whaleys Crk Ph 1 is a tight, single-phase community of 165 homes built in a narrow window between 2016 and 2019, with a median year built of 2017. That consistency matters: the housing stock is recent and uniform, so pricing here is driven less by vintage and more by condition, upgrades, and lot position. With a median living area around 2,437 square feet, this is a solidly-sized-home neighborhood, not a starter product.
The standout number is the 82.4% homestead share, which tells you most of these homes are owner-occupied rather than rentals or second homes. That typically means fewer distressed or quick-flip listings and a more stable inventory picture. There were no closings in the current window, so recent comparable data is thin — sellers should price to condition and be patient, and buyers should not expect a wide menu of active choices at any given moment.
Who Whaleys Crk Ph 1 is best for.
Best for
- Buyers wanting a newer home with roughly 2,400+ square feet of living space
- Long-hold owner-occupants comfortable in a stable, low-turnover community
- Patient buyers who can move decisively when the right listing appears
Probably not for
- Buyers needing a smaller or entry-sized floor plan
- Shoppers who want many active listings to compare at once
- Investors seeking quick rental turnover in a heavily owner-occupied community
The market around Whaleys Crk Ph 1
Whaleys Crk Ph 1 is a small community — 18 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Whaleys Crk Ph 1 specifically. Momentum Research analysis of MLS records.
The Whaleys Crk Ph 1 buying strategy.
If we were buying in Whaleys Crk Ph 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whaleys Crk Ph 1.
A uniform vintage in a thin-turnover market
Because every home here was built within a four-year span, buyers get a rare apples-to-apples comparison. The differences between listings come down to finishes, maintenance, and lot rather than fundamentally different eras of construction. That makes upgrades and move-in condition the clearest levers on value, and it makes a well-kept home stand out quickly against a tired one.
The high homestead share and the absence of closings in the current window point to a low-turnover community. For sellers, that means limited direct comps and a need to lean on condition and preparation rather than a hot recent sale to justify price. For buyers, it means opportunities appear infrequently, so being ready to move when the right listing surfaces is more important than waiting for a large selection.
The location and the amenities are priced into every listing in Whaleys Crk Ph 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community with few recent closings, guesswork is expensive. We track condition-adjusted value across this uniform housing stock, prepare listings so they read as move-in ready in a market that rewards it, and keep buyers positioned to act quickly when one of these 165 homes actually comes available.
Whaleys Crk Ph 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whaleys Crk Ph 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whaleys Crk Ph 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whaleys Crk Ph 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whaleys Crk Ph 1 home worth?
Get a no-obligation home value based on real comparable sales in Whaleys Crk Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Whaleys Crk Ph 1?
What share of Whaleys Crk Ph 1 is owner-occupied?
When were the homes in Whaleys Crk Ph 1 built?
Do cash buyers compete in Whaleys Crk Ph 1?
Who is the best real estate agent for Whaleys Crk Ph 1?
How do I find a top St Cloud real estate agent who knows Whaleys Crk Ph 1?
Can Momentum Realty connect me with an agent for Whaleys Crk Ph 1?
Should you buy in Whaleys Crk Ph 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2019 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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