Whaleys Crk Ph 1
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
165 homesBuilt 2016–2019
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Built fromLive Stellar MLS data7 years of closingsFL DOR public recordsUpdated twice daily
Live · Whaleys Crk Ph 1 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
82%
Owner-occupied · Whaleys Crk Ph 1
136 of 165 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Whaleys Crk Ph 1
incl. 7% trust or LLC-held · 9% out-of-state
20%
Cash buyers · Whaleys Crk Ph 1
1 of 5 sales, 12 mo ending June 2023
165
Homes in the community
165 residential parcels (FL DOR 2025)
Track record · 7 years of records
Est. 2016
Community established
homes built 2016-2019, median 2017 (FL DOR 2025)
0
Failed listings · 2024
peaked at 6 in 2020
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Whaleys Crk Ph 1 is a tight, single-phase community of 165 homes built in a narrow window between 2016 and 2019, with a median year built of 2017. That consistency matters: the housing stock is recent and uniform, so pricing here is driven less by vintage and more by condition, upgrades, and lot position. With a median living area around 2,437 square feet, this is a solidly-sized-home neighborhood, not a starter product.

The standout number is the 82.4% homestead share, which tells you most of these homes are owner-occupied rather than rentals or second homes. That typically means fewer distressed or quick-flip listings and a more stable inventory picture. There were no closings in the current window, so recent comparable data is thin — sellers should price to condition and be patient, and buyers should not expect a wide menu of active choices at any given moment.

Best for

  • Buyers wanting a newer home with roughly 2,400+ square feet of living space
  • Long-hold owner-occupants comfortable in a stable, low-turnover community
  • Patient buyers who can move decisively when the right listing appears

Probably not for

  • Buyers needing a smaller or entry-sized floor plan
  • Shoppers who want many active listings to compare at once
  • Investors seeking quick rental turnover in a heavily owner-occupied community

The market around Whaleys Crk Ph 1

Whaleys Crk Ph 1 is a small community — 18 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Whaleys Crk Ph 1 specifically. Momentum Research analysis of MLS records.

If we were buying in Whaleys Crk Ph 1 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whaleys Crk Ph 1.

Best Buy
Buyers who want recent construction and a larger floor plan in a stable, owner-occupied setting.
Biggest Risk
Thin turnover and no closings in the current window mean limited comps and limited choices.
Sweet Spot
A well-maintained home priced honestly to its condition in a slow-moving market.
Avoid If
You need a fast selection of active listings or a starter-sized home.

A uniform vintage in a thin-turnover market

Because every home here was built within a four-year span, buyers get a rare apples-to-apples comparison. The differences between listings come down to finishes, maintenance, and lot rather than fundamentally different eras of construction. That makes upgrades and move-in condition the clearest levers on value, and it makes a well-kept home stand out quickly against a tired one.

The high homestead share and the absence of closings in the current window point to a low-turnover community. For sellers, that means limited direct comps and a need to lean on condition and preparation rather than a hot recent sale to justify price. For buyers, it means opportunities appear infrequently, so being ready to move when the right listing surfaces is more important than waiting for a large selection.

The location and the amenities are priced into every listing in Whaleys Crk Ph 1. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover community with few recent closings, guesswork is expensive. We track condition-adjusted value across this uniform housing stock, prepare listings so they read as move-in ready in a market that rewards it, and keep buyers positioned to act quickly when one of these 165 homes actually comes available.

Whaleys Crk Ph 1 in 15 seconds.

Best forBuyers who want recent construction and a larger floor plan in a stable, owner-occupied setting.
Biggest advantageA uniform vintage makes condition and upgrades easy to price against.
Biggest riskThin turnover and no closings in the current window mean limited comps and limited choices.
Sweet spotA well-maintained home priced honestly to its condition in a slow-moving market.
Avoid ifYou need a fast selection of active listings or a starter-sized home.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whaleys Crk Ph 1 sales matched to your home.

What is your Whaleys Crk Ph 1 home worth?

Get a no-obligation home value based on real comparable sales in Whaleys Crk Ph 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whaleys Crk Ph 1 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Whaleys Crk Ph 1?
The Florida DOR 2025 assessment roll shows 165 homes in Whaleys Crk Ph 1 (public records).
What share of Whaleys Crk Ph 1 is owner-occupied?
82% of Whaleys Crk Ph 1 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whaleys Crk Ph 1 built?
Homes in Whaleys Crk Ph 1 were built between 2016 and 2019, with a median year built of 2017 (FL DOR 2025 roll).
Do cash buyers compete in Whaleys Crk Ph 1?
Cash buyers took 20% of Whaleys Crk Ph 1 sales in the 12 months ending June 2023 (1 of 5 closings, Stellar MLS).
Who is the best real estate agent for Whaleys Crk Ph 1?
The best agent for Whaleys Crk Ph 1 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whaleys Crk Ph 1.
How do I find a top St Cloud real estate agent who knows Whaleys Crk Ph 1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whaleys Crk Ph 1 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Whaleys Crk Ph 1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whaleys Crk Ph 1 purchase or sale - no call center and no pressure.
Buyers wanting a newer home with roughly 2,400+ square feet of living spaceExcellent fit
Long-hold owner-occupants comfortable in a stable, low-turnover communityExcellent fit
Patient buyers who can move decisively when the right listing appearsExcellent fit
Buyers needing a smaller or entry-sized floor planProbably not
Shoppers who want many active listings to compare at onceProbably not
Investors seeking quick rental turnover in a heavily owner-occupied communityProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 34772))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2019 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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