Whispering Pines Subd in Cocoa

Whispering
Pines

Established mainland Cocoa · Cocoa West · Brevard County · ZIP 32926 (verify)

An affordable, established mainland Cocoa neighborhood on the west side, where the individual home and lot drive value.

AffordableCocoa West mainlandHome-by-home value
Live Market Pulse
47/100
Momentum
Buyer-Leaning Market (limited data)
This is an established, mixed-vintage mainland neighborhood, so condition, type, and lot decide where a specific home trades. Verify each home before you offer.
Free · No obligation
Unlock Off-Market Whispering Pines

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseSpace Coast MLS
$260K
Median Price
24mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$157/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Whispering Pines is an established, affordably priced neighborhood on the mainland west side of Cocoa, Brevard County, in the 32926 area. The appeal is value and a quieter mainland setting with reasonable access to US-1, SR 520, and I-95 for commuting toward Cocoa, the beaches, or Orlando. The trade-off is that this is a mature, mixed-vintage area rather than a uniform builder subdivision, so condition, lot, and home type vary from one property to the next, which rewards careful inspection and home-by-home comping. The neighborhood is minimally walkable, so a car is part of daily life. For budget buyers and investors who do the diligence on the specific property, the value and mainland location are real. The read here is the individual home, its condition, type, and lot, confirmed before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Whispering Pines Subd market snapshot (as of June 17, 2026): the median sale price is about $260K ($157 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Space Coast MLS data.

Whispering Pines is an established residential neighborhood on the mainland west side of Cocoa, Brevard County, Florida, in the 32926 area sometimes referred to as Cocoa West. It is known as an affordable entry point into the Cocoa and Space Coast market, popular with budget buyers and investors.

Because this is a mature area rather than a single builder subdivision, vintages, condition, and lots vary from one home to the next. Some plats and sections within the area carry their own character, so careful inspection and home-by-home comparison matter more here than in a uniform community.

The location offers a quieter mainland setting with reasonable access to US-1, SR 520, and I-95, putting Cocoa Village, the beaches, and Orlando within a manageable drive. The City of Cocoa or Brevard County may serve the area depending on the parcel, so confirm the water and sewer setup for a specific home.

Because this is a value, mixed-housing neighborhood, the diligence focuses on the specific home: property type, condition, any needed updates, HOA or deed restrictions, flood zone, and the zoned schools. The read is the individual home, not a neighborhood average. Confirm every detail before you offer.

Best for

  • Budget buyers who want an affordable entry into the Cocoa market
  • Investors looking for value on the Cocoa mainland
  • Buyers who value a quieter mainland setting with highway access
  • Buyers comfortable inspecting and comping the specific home carefully

Probably not for

  • Buyers who want new construction and a uniform subdivision
  • Buyers who want a highly walkable, amenity-rich neighborhood
  • Buyers who want daily walkable beach access
  • Buyers unwilling to verify property type, condition, and restrictions per home

How Whispering Pines is performing right now

47/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
24Months of supplytight
72Median days on marketdays
0 : 2Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+105%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Whispering Pines listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Whispering Pines Subd buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Whispering Pines

Live MLS inventory for Whispering Pines Subd. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Whispering Pines listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The affordable mainland setting is the point: highway access to I-95 and SR 520 is reasonable, with Cocoa Village, the beaches, and Orlando a manageable drive.

Historic Cocoa Village~10 to 16 min · riverfront dining and shops
I-95 access~8 to 14 min · highway via SR 520 or SR 524
Merritt Island shopping~16 to 22 min · additional shopping via SR 520
Cocoa Beach~25 to 32 min · Atlantic beaches via SR 520
Kennedy Space Center area~25 to 35 min · major area employer
Orlando (via SR 528)~50 to 65 min · via the Beachline

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near WhisperingPines with Momentum Realty’s local guides.

CatalinaVillageCatalinaVillageCocoa, FL · adjacentCoventryof CocoaCoventryof CocoaCocoa, FL · 0.2 miGrove AcresGrove AcresCocoa, FL · 0.4 miHickoryRidgeHickoryRidgeCocoa, FL · 0.6 miAdamson CreekAdamson CreekCocoa, FL · 0.6 miEmerald LakesEmerald LakesCocoa, FL · 0.6 miCountry LakeEstatesCountry LakeEstatesCocoa, FL · 0.6 miRangewood VillasRangewood VillasCocoa, FL · 0.7 miWPWindward Preserve Homes for Sale in Cocoa, FLCocoa, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Whispering Pines (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Whispering Pines is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Whispering Pines address.

The takeaway

What is actually shaping value around Whispering Pines, sourced and dated. We do not publish rumor.

Recent Developments in Whispering Pines Subd

Our read on what is being built around Whispering Pines, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is affordable, established mainland Cocoa living where the individual home and condition drive outcomes more than any neighborhood average. Watch new mainland development along the SR 524 and SR 528 corridors and Cocoa's downtown investment, and confirm the specific home's condition, flood zone, and restrictions before you offer.

New mainland multifamily development near SR 524 and Cox Road

2024-2025
NeutralNotable impact
SignificanceRadius: Area

New apartment development on the Cocoa mainland near SR 524 signals growth in the area, which can bring amenities and traffic. Treat it as area context, not a direct change to the neighborhood.

Cocoa downtown and Cocoa Village investment

Ongoing
BullishNotable impact
SignificanceRadius: City

Continued investment in Cocoa's redevelopment area supports the broader appeal of the city for value-oriented mainland neighborhoods.

Affordability keeps mainland Cocoa in demand

Ongoing
BullishNotable impact
SignificanceRadius: Community

As one of the more affordable parts of the Space Coast, mainland Cocoa draws steady interest from budget buyers and investors.

Established, mixed-vintage supply

Ongoing
NeutralRoutine impact
SignificanceRadius: Community

A mature, mixed-vintage neighborhood means condition and lot drive value home by home rather than a uniform community average.

Highway access via SR 520, SR 524, and I-95

Ongoing
BullishRoutine impact
SignificanceRadius: Community

Reasonable mainland highway access supports commuting toward Cocoa, the beaches, and Orlando.

Flood zone and utilities vary by parcel

Ongoing
NeutralRoutine impact
SignificanceRadius: Community

Flood zone, water, and sewer can vary on the mainland and should be confirmed per home before you offer.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Whispering Pines Subd, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024-2025
    Growth

    Allegra at Cocoa apartments planned near SR 524 and Cox Road

    A 312-unit apartment development, Allegra at Cocoa, was reported for a site east of I-95 at SR 524 and Cox Road on the Cocoa mainland, two miles west of a planned Brightline station area, with anticipated completion in 2025. Why it matters: New mainland development signals area growth that can bring amenities and traffic. Verify the current status and exact location relative to a specific home. Source

  2. Ongoing
    Downtown

    Cocoa Community Redevelopment Agency investment

    The City of Cocoa, through its Community Redevelopment Agency, continues investment in the downtown and Cocoa Village area, supporting the broader appeal of the city. Why it matters: Downtown investment supports city-wide demand that reaches value-oriented mainland neighborhoods. Verify current projects with the City of Cocoa. Source

Development alerts for Whispering Pines SubdGet a short monthly email when something new is approved, funded, or opens near Whispering Pines Subd.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Whispering Pines, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the specific home carefully. Vintages and condition vary widely in an established mainland neighborhood, so the inspection drives the decision.

2

Confirm the property type and any restrictions. Verify whether a listing is a single-family home or another property type, and any HOA or deed restrictions.

3

Comp by condition, not by neighborhood average. A renovated home and a fixer are very different values here.

4

Verify water, sewer, and the flood zone for the specific parcel before you offer.

5

Compare with another established Cocoa neighborhood like Crestview Acres on price and location.

Best Buy
A solid, well-kept home with documented updates, priced to its real condition, on a quiet mainland street with reasonable highway access.
Biggest Risk
Overpaying for a home that needs more work than it shows, or skipping the inspection in a mixed-vintage neighborhood.
Best Lot
Better lots and well-kept blocks hold value best; homes backing busy roads or in higher flood zones are where to negotiate.
Smart Timing
As an affordable neighborhood, well-priced homes move, but a prepared buyer who has done the diligence has leverage on the right home.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Whispering Pines is an established residential neighborhood on the mainland west side of Cocoa, Brevard County, in the 32926 area sometimes referred to as Cocoa West. It is known as an affordable entry point into the Cocoa and Space Coast market, popular with budget buyers and investors, with a mix of property types and vintages that vary from one home to the next, which makes careful inspection essential. The location offers a quieter mainland setting with reasonable access to US-1, SR 520, SR 524, and I-95, with Cocoa Village, the beaches, and Orlando within a manageable drive. Confirm the property type and condition, any HOA or deed restrictions, the water and sewer setup, the flood zone, and the school assignment by address with Brevard Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Value: entry homes and fixers
$260K to $260K

Older homes and properties needing updates, popular with budget buyers and investors. The value end. Confirm current pricing on the live listings below.

Lowest entry
Core: updated single-family
$260K to $260K

Renovated or well-kept single-family homes, the move-in core of the neighborhood. Confirm current pricing on the live listings below.

Most inventory
Top: larger or improved homes
$260K to $260K

Bigger or more improved homes on better lots, the top of the local range. Condition and lot separate these most.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$260K to $260K
Value: entry homes and fixers
Older homes and properties needing updates, popular with budget buyers and investors. The value end. Confirm current pricing on the live listings below.
$260K to $260K
Core: updated single-family
Renovated or well-kept single-family homes, the move-in core of the neighborhood. Confirm current pricing on the live listings below.
$260K to $260K
Top: larger or improved homes
Bigger or more improved homes on better lots, the top of the local range. Condition and lot separate these most.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Affordable mainland price pointStrong
Reasonable highway accessPositive
No mandatory HOA on most parcelsPositive
Mixed-vintage, condition-driven stockManage it
Minimal walkabilityPlan for it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Whispering Pines

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Whispering Pines is one of the easier mainland Cocoa neighborhoods to like on price and one of the easier to mis-buy on condition. The deal is won or lost on the individual home, its condition, type, and lot, not the neighborhood average.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Resale Strength7.0/10
Renovation Risk6.6/10
Location Efficiency7.4/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Whispering Pines is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take
  • Well-kept blocks and better lots hold value best
  • Updated homes command the top of the range
  • Fixers are the negotiation zone
  • Homes backing busy roads carry a discount
  • Comp by condition and lot, not by average

In Whispering Pines, value is driven by the individual home and lot more than by a neighborhood average. Updated homes on well-kept blocks and better lots sit at the top of the local range, while fixers and homes backing busy roads are where the negotiating room lives. Because vintages and condition vary, comp a home against similar property types in similar condition rather than against the area at large. The affordable mainland setting with highway access is the constant that supports value across the neighborhood.

Whispering Pines in 15 seconds.

Best forBudget buyers and investors who want an affordable, established mainland Cocoa entry.
Biggest advantageValue and a quieter mainland setting with reasonable access to US-1, SR 520, and I-95.
Biggest riskMixed housing types, varied condition, and minimal walkability. Inspect and comp the specific home carefully.
Sweet spotA well-kept, documented home on a solid lot, priced to its real condition.
Avoid ifYou want new construction, a uniform subdivision, high walkability, or daily walkable beach access.

HOA, CDD & Fees

15-Second Take
  • Confirm HOA or deed restrictions per home
  • No single community-wide fee to assume
  • Owners generally handle their own upkeep
  • Verify water and sewer for the parcel
  • Verify the flood zone before you offer

Many established mainland Cocoa neighborhoods have no mandatory HOA, but some parcels may carry deed restrictions. Confirm any HOA, deed restrictions, or fees for the specific property before you offer, since there is no single community-wide fee to assume.

Where there is no mandatory HOA, there is generally no bundled amenity or service fee, and owners handle their own upkeep. Confirm the exact arrangement and any restrictions for a specific home.

There is no community clubhouse or shared amenity set typical of this established neighborhood. The appeal is value and a mainland setting, not bundled amenities. Verify any restrictions per parcel.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Whispering Pines, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Crestview Acres, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Whispering Pines home worth?

Get a no-obligation home value based on real comparable sales in Whispering Pines matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whispering Pines Subd on the map →
Or get your Whispering Pines Subd home value & selling guide →

Real comps, not a Zestimate.

Whispering Pines Market Scorecard

Buyer-Leaning Market (limited data)

Whispering Pines is currently a buyer-leaning market (limited data). About 24.0 months of supply, a median asking price of $254,450.

24.0
Months supply
$254,450
Median list
$260,000
Median sold
$157
Per sqft
n/a
Days on mkt
2/0/1
Active/Pend/Sold

Typical home value in the 32926 ZIP is $331,004, about 2.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Whispering Pines in Cocoa?
Whispering Pines is an established residential neighborhood on the mainland west side of Cocoa, Brevard County, Florida, in the 32926 area sometimes called Cocoa West. Verify the exact ZIP and section for a specific address.
Is Whispering Pines affordable?
It is known as one of the more affordable parts of the Cocoa and Space Coast market, popular with budget buyers and investors. Pricing depends on the specific home, so confirm current pricing on the live listings on this page.
What kind of homes are in Whispering Pines?
A mix of property types, primarily single-family homes along with other property types. Vintages and condition vary, so inspect and verify the specific property before you offer.
Does Whispering Pines have an HOA?
Many established mainland Cocoa neighborhoods have no mandatory HOA, but some parcels may carry restrictions. Confirm any HOA, deed restrictions, or fees for the specific property before you offer.
How close is Whispering Pines to Cocoa Village?
Historic Cocoa Village, with its riverfront dining and shops, is roughly a 10 to 16 minute drive, depending on exactly where in the neighborhood a home sits.
What are home prices in Whispering Pines right now?
Pricing varies by property type and condition, so there is no single number. We pull current comparable sales matched to a specific home before you offer. Confirm current pricing on the live listings on this page.
Is Whispering Pines walkable?
It is a minimally walkable, established mainland neighborhood, so expect to drive for most errands. The trade is affordability and a quieter setting with highway access.
How far is Whispering Pines from the beach?
Cocoa Beach is roughly 25 to 32 minutes by car via SR 520. The neighborhood is on the mainland west side, so beach access is a drive.
How far is Whispering Pines from I-95 and Orlando?
I-95 is roughly 8 to 14 minutes via SR 520 or SR 524, and Orlando is roughly 50 to 65 minutes via SR 528, depending on exactly where a home sits and on traffic.
What schools serve Whispering Pines?
The neighborhood is served by Brevard Public Schools, with assignment by address. Confirm the current zoned elementary, middle, and high schools for a specific address with the district, since boundaries change.
Is Whispering Pines a good investment?
Its affordability and mainland location make it popular with investors, but returns depend on the specific property, condition, and your strategy. We pull comps and rent data for a specific home before you offer.
What should I check before buying in Whispering Pines?
Verify the property type, condition, and any needed updates, the HOA or deed restrictions, the water and sewer setup, the flood zone, and the zoned schools. We run this diligence on every home before our buyers offer.
Do I need my own agent to buy in Whispering Pines?
Yes. The listing agent works for the seller. Your own agent inspects the specific home, pulls true comps by property type and condition, verifies HOA and utilities, and negotiates for you. Momentum Realty does exactly that, use the form on this page.
You want an affordable entry into the Cocoa and Space Coast marketExcellent fit
You are an investor looking for value on the Cocoa mainlandExcellent fit
You value a quieter mainland setting with highway accessExcellent fit
You want reasonable drives to Cocoa Village, the beaches, and OrlandoExcellent fit
You will inspect and comp the specific home carefullyExcellent fit
You want new construction and a uniform subdivisionProbably not
You want a highly walkable, amenity-rich neighborhoodProbably not
You want daily walkable beach accessProbably not
You are not comfortable with mixed vintages and conditionProbably not
You will not do the home-by-home diligence this neighborhood requiresProbably not

Get the inside read on Whispering Pines

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Whispering Pines home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Whispering Pines specialist will reach out personally, usually the same day.

Space Coast MLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

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