New Construction Homes in Clay County, FL

294 new-construction homes are listed for sale in Clay County right now, across 37 communities and 10 builders. Most list between $260K to $554K; the median new build is $379,920 ($186/sq ft, typically 2,016 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-10-15 and refreshes as homes list and sell.

294
New homes listed
37
Communities
$379,920
Median new build
$260K to $554K
Typical range
$2,672
Est. monthly cost to own
10
Builders active

Newest new-construction listings in Clay County

The most recently listed new homes in Clay County, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.

3246 WILLOWLEAF Lane, new construction home in Clay County
$360,990
3 bd · 2 ba · 1,716 sq ft · built 2026
3246 WILLOWLEAF Lane
Hyland Trail · OLYMPUS EXECUTIVE REALTY, INC
3425 GOLDEN EYE Drive, new construction home in Clay County
$339,990
3 bd · 2 ba · 1,711 sq ft · built 2026
3425 GOLDEN EYE Drive
Wilford Preserve · OLYMPUS EXECUTIVE REALTY, INC
3099 GRAND FINALE Street, new construction home in Clay County
$305,990
3 bd · 2 ba · 1,671 sq ft · built 2026
3099 GRAND FINALE Street
Holstein Crossing · Lennar
921 ROOSTER HOLLOW Way, new construction home in Clay County
$598,050
5 bd · 4.5 ba · 3,459 sq ft · built 2023
921 ROOSTER HOLLOW Way
Fleming Island · Pulte Homes
7457 BIENVILLE Avenue, new construction home in Clay County
$269,900
4 bd · 2 ba · 1,920 sq ft · built 2026
7457 BIENVILLE Avenue
Keystone Heights · HERRON REAL ESTATE LLC
3873 HOLSTEIN Way, new construction home in Clay County
$389,990
4 bd · 2 ba · 2,500 sq ft · built 2026
3873 HOLSTEIN Way
Amberly · OLYMPUS EXECUTIVE REALTY, INC
2676 BELLA FLORA Drive, new construction home in Clay County
$339,990
3 bd · 2.5 ba · 2,109 sq ft · built 2026
2676 BELLA FLORA Drive
Lakes at Bella Lago · Meritage Homes
3687 BELLA SERA Lane, new construction home in Clay County
$315,990
4 bd · 2 ba · 1,621 sq ft · built 2026
3687 BELLA SERA Lane
Lakes at Bella Lago · Meritage Homes
3893 ATHENIAN Way, new construction home in Clay County
$279,990
3 bd · 2.5 ba · 1,588 sq ft · built 2026
3893 ATHENIAN Way
Atlantis Pointe · OLYMPUS EXECUTIVE REALTY, INC
3865 ATHENIAN Way, new construction home in Clay County
$239,990
3 bd · 2.5 ba · 1,433 sq ft · built 2026
3865 ATHENIAN Way
Atlantis Pointe · OLYMPUS EXECUTIVE REALTY, INC
5792 SILVER SANDS Circle, new construction home in Clay County
$329,990
3 bd · 2 ba · 1,593 sq ft · built 2026
5792 SILVER SANDS Circle
Silver Sands Estates · REAL BROKER LLC
2491 JENNINGS FARM Drive, new construction home in Clay County
$529,990
4 bd · 3 ba · 2,493 sq ft · built 2026
2491 JENNINGS FARM Drive
Fleming Island · OLYMPUS EXECUTIVE REALTY, INC
2624 FIELD DAISY Lane, new construction home in Clay County
$441,490
4 bd · 2.5 ba · 2,657 sq ft · built 2026
2624 FIELD DAISY Lane
Granary Park · Lennar
3683 BELLA SERA Lane, new construction home in Clay County
$349,990
4 bd · 3 ba · 2,380 sq ft · built 2026
3683 BELLA SERA Lane
Lakes at Bella Lago · Meritage Homes
1516 RIVERCRAFT Way, new construction home in Clay County
$504,900
4 bd · 3 ba · 2,133 sq ft · built 2026
1516 RIVERCRAFT Way
Laurelton · David Weekley Homes
3867 HOLSTEIN Way, new construction home in Clay County
$323,990
4 bd · 2 ba · 1,797 sq ft · built 2026
3867 HOLSTEIN Way
Amberly · OLYMPUS EXECUTIVE REALTY, INC
2487 WINDSOR LAKES Way, new construction home in Clay County
$449,430
4 bd · 4 ba · 2,728 sq ft · built 2027
2487 WINDSOR LAKES Way
Anabelle Island · OLYMPUS EXECUTIVE REALTY, INC
2625 FIELD DAISY Lane, new construction home in Clay County
$429,990
4 bd · 2.5 ba · 2,521 sq ft · built 2026
2625 FIELD DAISY Lane
Granary Park · Lennar
2491 WINDSOR LAKES  Way, new construction home in Clay County
$426,365
5 bd · 3 ba · 2,554 sq ft · built 2027
2491 WINDSOR LAKES Way
Anabelle Island · OLYMPUS EXECUTIVE REALTY, INC
2893 GRANARY PARK Avenue, new construction home in Clay County
$421,990
3 bd · 3 ba · 2,197 sq ft · built 2026
2893 GRANARY PARK Avenue
Granary Park · Lennar
2632 FIELD DAISY Lane, new construction home in Clay County
$409,051
4 bd · 2.5 ba · 2,521 sq ft · built 2026
2632 FIELD DAISY Lane
Granary Park · Lennar
3095 GRAND FINALE Street, new construction home in Clay County
$399,990
5 bd · 2.5 ba · 2,358 sq ft · built 2026
3095 GRAND FINALE Street
Holstein Crossing · Lennar
2750 LAUREL FALLS Drive, new construction home in Clay County
$364,990
4 bd · 2.5 ba · 2,317 sq ft · built 2026
2750 LAUREL FALLS Drive
Anabelle Island · OLYMPUS EXECUTIVE REALTY, INC
3915 HOLSTEIN Way, new construction home in Clay County
$363,058
4 bd · 2.5 ba · 2,317 sq ft · built 2026
3915 HOLSTEIN Way
Amberly · OLYMPUS EXECUTIVE REALTY, INC

New-home communities in Clay County

Every Clay County community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.

CommunityBuilderNew homesFrom
RookeryD.R. Horton29$232,440
Hyland TrailDrees Homes, Pulte Homes29$339,000
Rolling HillsAdams Homes25$282,000
Fleming IslandDavid Weekley Homes, Drees Homes, Lennar, Pulte Homes21$514,990
Amberly—16$309,990
Lakes at Bella LagoMeritage Homes14$292,990
Jennings Farm—12$364,900
Wilford Preserve—12$339,990
CorsairD.R. Horton12$199,440
Baxley VillasDrees Homes11$249,990
Asbury CreekCentury Communities10$414,990
Sandridge HillsMattamy Homes10$349,990
Double BranchPulte Homes8$352,000
The District at OakleafMeritage Homes7$234,990
Edenbrooke at Hyland TrailLennar7$414,500
Anabelle Island—7$334,282
Big Tree Lakes—6$219,000
Russell RetreatLennar6$390,836
LaureltonDavid Weekley Homes6$504,900
Granary ParkLennar5$394,990
Murray FarmsPulte Homes5$339,000
Atlantis Pointe—5$239,990
Highridge Estates—4$259,900
Holstein CrossingLennar4$305,990
Westfield ParkAshton Woods3$223,990

Builders building in Clay County right now

Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.

New construction in Clay County by city

New construction in Clay County by price

What a new build in Clay County costs to own

Take the median $379,920 new home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,104/month. Clay County’s typical millage of 15.05 puts property tax near $4,966/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in Clay County is about $1,189/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $55/month. All in, plan on roughly $2,672/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.

How to buy new construction the smart way

The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.

Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.

Explore Clay County

Common questions

How many new construction homes are for sale in Clay County?
As of 2026-10-15, Momentum's MLS data shows 294 new-construction homes actively listed across 37 Clay County communities, most between $260K to $554K.
Who is building new homes in Clay County?
The most active builders right now are D.R. Horton (41), Pulte Homes (22), Lennar (22), Meritage Homes (20), Drees Homes (17), counted by homes currently listed.
What does a new construction home cost in Clay County?
The median new-build listing is $379,920, about $186 per square foot for a typical 2,016-sq-ft home. Ten percent of new homes list under $260K and ten percent above $554K.
What is the monthly cost of a $379,920 new build in Clay County?
Roughly $2,672 a month with 20% down at 7.40%: principal and interest of $2,104, Clay County property tax of about $414/month after the homestead exemption, insurance near $99/month at the Citizens county average, and a typical HOA of $55. Many new communities also carry a CDD assessment on the tax bill; ask for it on every home.
Should I use my own agent to buy new construction?
Yes. The sales agent in the model home represents the builder. A Momentum buyer's agent costs you nothing — the builder pays the commission — and handles the contract, upgrade pricing, lender comparison, inspections, and the final walkthrough. Register your agent on your first visit.
Do builders negotiate on price?
Rarely on the list price, but they routinely offer closing-cost credits, rate buydowns, and included upgrades, especially on completed inventory homes at quarter-end. That is where a buyer's agent earns their keep.
Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-15). Suggested attribution:
<a href="https://movewithmomentum.com/new-construction-homes-clay-county">New Homes in Clay County, FL: 294 New Construction Homes from $260K (October 2026) — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence

Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Clay County communities as of 2026-10-15; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.

Building new in Clay County?

Get a buyer’s agent for your new build.

The builder’s sales rep works for the builder. A Momentum agent represents you — at no cost to you — through contracts, upgrades, inspections, and closing. Smart on a new build.

Browse builders: new-construction builders.

Tour new construction in Clay County

A local new-construction specialist will reach out, usually within one business day.

or call (904) 351-6461