Pool Homes for Sale in Lower Matecumbe, FL
Buyers who want a pool search for the pool first. This page tracks every Lower Matecumbe listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.
21 homes with a private pool are for sale or pending in Lower Matecumbe, FL today across 12 communities. The median asking price is $4,750,000, from $649,000 to $29,000,000. Most listings right now: Safety Harbor (74.0) (4), Port Antigua (74.5) (3), Matecumbe Ocean Bay (75.0) (2). Updated September 8, 2026 from the MLS.
Lower Matecumbe pool homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Pool Homes | New build | Median list | From |
|---|---|---|---|---|
| Safety Harbor (74.0) | 4 | 0 | $7,050,000 | $5,999,000 |
| Port Antigua (74.5) | 3 | 1 | $4,750,000 | $2,890,000 |
| Matecumbe Ocean Bay (75.0) | 2 | 0 | $16,499,999 | $3,999,999 |
| Mat Ocean Bay (75.0) | 2 | 1 | $11,975,000 | $11,000,000 |
| Mat Ocean Beach (75.0) | 2 | 0 | $3,974,500 | $3,199,000 |
| White Marlin Bch (74.5) | 2 | 0 | $2,561,500 | $1,599,000 |
| Davis Shores (77.0) | 1 | 1 | $11,700,000 | $11,700,000 |
| Lower Mat Harbor (75.0) | 1 | 0 | $11,000,000 | $11,000,000 |
| Mat Sandy Bch (75.0) | 1 | 0 | $5,999,999 | $5,999,999 |
| Lower Mat Bch (74.0) | 1 | 0 | $3,850,000 | $3,850,000 |
| Las Maravillas (75.5) | 1 | 0 | $749,999 | $749,999 |
| Islamorada South (76.5) | 1 | 0 | $649,000 | $649,000 |
What a private pool actually costs to own
Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.
Questions to ask about any pool listing
How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.
Common questions
How many homes with a private pool are for sale in Lower Matecumbe?
What do pool homes cost in Lower Matecumbe?
Which Lower Matecumbe community has the most pool homes for sale?
Does a pool raise homeowners insurance in Florida?
Keep exploring Lower Matecumbe
Live data: floridakeys, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lower Matecumbe, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.