Best Beach Towns in Florida

Ranked by the numbers, the top 10 are Delray Beach ($359,500 median), Naples ($425,000 median), Boynton Beach ($410,000 median), Boca Raton ($665,000 median), St. Augustine ($435,000 median), Fernandina Beach ($480,000 median), Jupiter ($644,000 median), Gulf Breeze ($427,000 median), Fort Lauderdale ($477,500 median), Pompano Beach ($394,999 median). 67 places qualified with at least 60 homes for sale; the score blends what it costs to own the median home against local income, five-year appreciation, county population growth, market balance, inventory depth and the own-versus-rent gap, all printed in the table.

67 Florida beach towns, ranked

Place	Score	Median price	Cost to own / mo	Share of income	Citizens avg premium	Condos for sale	5-yr appreciation / yr	Homes for sale
1. Delray Beach Palm Beach	57.4	$359,500	$2,533	41%	$1,753	812	+9.0%	1,473
2. Naples Collier · list-based	55.1	$425,000	$2,775	35%	$2,147	1,640	+4.2%	1,833
3. Boynton Beach Palm Beach	54.8	$410,000	$2,879	45%	$1,753	532	+7.1%	1,376
4. Boca Raton Palm Beach	54.3	$665,000	$4,627	59%	$1,753	857	+10.5%	1,707
5. St. Augustine St. Johns	54.2	$435,000	$2,866	28%	—	118	+3.7%	1,065
6. Fernandina Beach Nassau	54.0	$480,000	$3,114	38%	$1,159	51	+2.6%	242
7. Jupiter Palm Beach	53.9	$644,000	$4,483	50%	$1,753	160	+11.8%	491
8. Gulf Breeze Santa Rosa	53.8	$427,000	$2,867	35%	$2,444	19	+4.5%	222
9. Fort Lauderdale Broward	53.7	$477,500	$3,366	48%	$1,561	1,149	+7.3%	2,151
10. Pompano Beach Broward	53.6	$394,999	$2,792	51%	$1,561	739	+9.9%	1,079
11. Pensacola Escambia - Fl	53.4	$330,500	$2,348	42%	—	158	+5.9%	1,032
12. Miramar Beach Walton	52.8	$777,500	$4,871	61%	$1,942	420	+9.0%	677
13. Navarre Santa Rosa · list-based	52.6	$494,900	$3,299	40%	$2,444	0	+3.4%	118
14. Stuart Martin	52.4	$380,302	$2,655	42%	$2,580	73	+6.8%	261
15. St. Pete Beach Pinellas	52.3	$510,000	$3,603	44%	$1,911	86	+8.6%	168
16. Bonita Springs Lee · list-based	52.2	$425,250	$2,934	41%	$2,197	358	+1.6%	405
17. Deerfield Beach Broward · list-based	52.1	$214,000	$1,535	34%	$1,561	491	+4.5%	748
18. Fort Walton Beach Okaloosa	51.9	$357,612	$2,445	46%	$2,644	180	+4.4%	408
19. Clearwater Pinellas	51.7	$312,500	$2,238	42%	$1,911	607	+3.8%	1,184
20. Daytona Beach Volusia · list-based	51.5	$264,999	$1,898	38%	$1,807	347	+3.2%	703
21. Tarpon Springs Pinellas	51.4	$424,800	$3,014	54%	$1,911	79	+8.8%	292
22. Cocoa Beach Brevard	51.4	$585,000	$3,989	56%	$2,348	160	+7.7%	204
23. Venice Sarasota · list-based	51.3	$395,000	$2,656	36%	$2,126	224	+1.8%	889
24. Ponte Vedra Beach St. Johns	51.2	$854,500	$5,491	54%	—	64	+9.7%	249
25. Panama City Beach Bay · list-based	51.0	$369,900	$2,447	39%	$1,928	751	+3.3%	791

How to read it: median price is the recorded MLS sale median for the past 12 months where our feeds carry sold records (at least 120 sales), otherwise the median asking price of current listings (rows marked list-based; appreciation and price change then come from the county Zillow index); cost to own is principal and interest on 80% of that median at the county’s current rate, plus non-homestead property tax at the county’s verified millage (less the $50,000 homestead exemption) and the county’s average Citizens premium; share of income is that annual cost against the Census median household income pooled over the ZIPs where the city’s homes are listed; 5-yr appreciation is the compound annual change in recorded medians; county pop. growth is the county’s five-year Census change.

Score = 50 + 10 × (0.35 affordability + 0.15 appreciation + 0.15 population growth + 0.10 market balance + 0.10 inventory depth + 0.15 own-versus-rent), each as a capped z-score across the ranked set. Inputs are prices, costs, incomes, growth and supply only; nothing about the people who live there. Data as of 2026-09-25; deemed reliable but not guaranteed.

The top 10, in detail

1. Delray Beach, Palm Beach County

Recorded median sale $359,500 (+0.9% year over year), 1,411 sales in 12 months, 4.7 months of supply (buyer's market), median 57 days to contract. Owning the median costs about $2,533 a month, 41% of the local median household income of $74,803; typical rent is $2,698. Prices compounded +9.0% a year over five years; the county grew +4.2% in population over five years. moving guide · cost of living · best neighborhoods · market data · Palm Beach County property tax

2. Naples, Collier County

Median asking price $425,000 across 1,833 current listings, 32% of active-plus-pending under contract, median 67 days on market; the county's Zillow index moved -2.4% over the past year. Owning the median costs about $2,775 a month, 35% of the local median household income of $94,702; typical rent is $2,632. Prices compounded +4.2% a year over five years; the county grew +6.5% in population over five years. moving guide · market data · Collier County property tax

3. Boynton Beach, Palm Beach County

Recorded median sale $410,000 (+6.4% year over year), 1,563 sales in 12 months, 4.7 months of supply (balanced market), median 52 days to contract. Owning the median costs about $2,879 a month, 45% of the local median household income of $76,328; typical rent is $2,454. Prices compounded +7.1% a year over five years; the county grew +4.2% in population over five years. moving guide · cost of living · best neighborhoods · market data · Palm Beach County property tax

4. Boca Raton, Palm Beach County

Recorded median sale $665,000 (+4.7% year over year), 2,021 sales in 12 months, 4.5 months of supply (balanced market), median 53 days to contract. Owning the median costs about $4,627 a month, 59% of the local median household income of $93,816; typical rent is $3,121. Prices compounded +10.5% a year over five years; the county grew +4.2% in population over five years. moving guide · cost of living · best neighborhoods · market data · Palm Beach County property tax

5. St. Augustine, St. Johns County

Recorded median sale $435,000 (-1.9% year over year), 2,629 sales in 12 months, 3.3 months of supply (balanced market), median 49 days to contract. Owning the median costs about $2,866 a month, 28% of the local median household income of $122,655; typical rent is $2,169. Prices compounded +3.7% a year over five years. moving guide · cost of living · best neighborhoods · market data · St. Johns County property tax

6. Fernandina Beach, Nassau County

Recorded median sale $480,000 (-2.4% year over year), 281 sales in 12 months, 5.4 months of supply (buyer's market), median 48 days to contract. Owning the median costs about $3,114 a month, 38% of the local median household income of $97,756; typical rent is $2,351. Prices compounded +2.6% a year over five years; the county grew +17.5% in population over five years. moving guide · cost of living · best neighborhoods · market data · Nassau County property tax

7. Jupiter, Palm Beach County

Recorded median sale $644,000 (+4.8% year over year), 581 sales in 12 months, 3.6 months of supply (balanced market), median 50 days to contract. Owning the median costs about $4,483 a month, 50% of the local median household income of $107,626; typical rent is $3,926. Prices compounded +11.8% a year over five years; the county grew +4.2% in population over five years. moving guide · cost of living · best neighborhoods · market data · Palm Beach County property tax

8. Gulf Breeze, Santa Rosa County

Recorded median sale $427,000 (+1.4% year over year), 418 sales in 12 months, 3.6 months of supply (healthy market), median 45 days to contract. Owning the median costs about $2,867 a month, 35% of the local median household income of $97,139; typical rent is $1,920. Prices compounded +4.5% a year over five years; the county grew +13.7% in population over five years. moving guide · cost of living · best neighborhoods · market data · Santa Rosa County property tax

9. Fort Lauderdale, Broward County

Recorded median sale $477,500 (-0.6% year over year), 1,976 sales in 12 months, 6.7 months of supply (buyer's market), median 74 days to contract. Owning the median costs about $3,366 a month, 48% of the local median household income of $84,951; typical rent is $2,518. Prices compounded +7.3% a year over five years; the county grew +1.9% in population over five years. moving guide · cost of living · best neighborhoods · market data · Broward County property tax

10. Pompano Beach, Broward County

Recorded median sale $394,999 (-1.4% year over year), 778 sales in 12 months, 7.0 months of supply (buyer's market), median 65 days to contract. Owning the median costs about $2,792 a month, 51% of the local median household income of $66,269; typical rent is $2,293. Prices compounded +9.9% a year over five years; the county grew +1.9% in population over five years. moving guide · cost of living · best neighborhoods · market data · Broward County property tax

Questions people ask

What is the best place to live in Florida's beach towns by the numbers?

Delray Beach ranks first on our composite: $359,500 median, about $2,533 a month to own (41% of local median income), +9.0% a year appreciation over five years. The ranking is housing economics only; the right place for you also depends on commute, lifestyle and budget, which is what an agent narrows.

What is the cheapest place to live in Florida's beach towns?

Deerfield Beach has the lowest estimated cost to own on this list at about $1,535 a month on a $214,000 median, including the county's property tax and average insurance.

Where are home prices rising fastest in Florida's beach towns?

Jupiter, at +11.8% a year compounded over five years; over the past twelve months it moved +4.8%.

How is this ranking calculated?

Score = 50 + 10 times a weighted sum of capped z-scores: affordability (annual cost to own the median home divided by median household income, 35%), five-year compound appreciation (15%), county population growth (15%), market balance (distance of months of supply from 5, 10%), sales volume (10%), and the gap between owning and renting (15%). Every input is printed in the table; the inputs are prices, costs, incomes, growth and supply only.

Which Florida beach towns have the most condos for sale?

The condos column counts current condo listings on our city pages; Naples (1,640), Miami Beach (1,583), Fort Lauderdale (1,149), Sunny Isles Beach (1,029), Hollywood (883) lead. Read the condo guide before buying in a building over three stories.

Every ranking in this series

Homes for sale in Florida by city and county · Florida city and relocation guides

Rankings are computed from the published data sources and the formula stated on this page, with no editorial scoring; the inputs are prices, costs, incomes, growth and supply, and the rankings describe housing economics, not the character of any community. Figures are as of 2026-09-25 and change as new sales record. EAB RE Investments LLC dba Momentum Realty is a licensed Florida real estate brokerage. Listing data deemed reliable but not guaranteed. Equal Housing Opportunity.