Waterfront Homes for Sale in Deltona, FL

This page tracks every Deltona listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

27 waterfront homes are for sale or pending in Deltona, FL today across 25 communities. The median asking price is $375,000, from $216,900 to $1,425,000. Listings in Deltona without that feature have a median of $349,000. Most listings right now: Deltona Lakes Unit 74 (2), Deltona Lakes Units 53 & 61 (1), Crystal Lake Estates (1). Updated September 8, 2026 from the MLS.

Deltona waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Deltona Lakes Unit 7420$322,450$314,900
Deltona Lakes Units 53 & 6110$1,425,000$1,425,000
Crystal Lake Estates11$565,000$565,000
Land Lakes Un 0211$549,000$549,000
Orange City Estates Un 0310$480,000$480,000
Stone Island Estates Unit 0310$479,500$479,500
Deltona Lakes Unit 3211$439,000$439,000
Deltona Lakes Unit 5910$425,000$425,000
Hidden Lake Estates10$400,000$400,000
Deltona Lakes Unit 4110$399,900$399,900
Land Of Lakes10$399,000$399,000
Deltona Lakes Unit 1110$397,500$397,500
Deltona Lakes11$389,999$389,999
Deltona Lakes Unit 4910$375,000$375,000
Deltona Lakes B & F Un 3210$375,000$375,000
Deltona Lakes Unit 4010$350,000$350,000
Fernanda Place Ph 110$340,000$340,000
Deltona Lakes Unit 4310$329,000$329,000
Saxon Ridge Ph 02-B10$319,499$319,499
Deltona Lakes Unit 2010$285,000$285,000
Deltona Lakes10$274,900$274,900
Deltona Lakes Unit 5810$274,900$274,900
Deltona Lakes Unit 2510$262,000$262,000
Lakes Butler Shores10$259,000$259,000
Deltona Lakes Unit 7210$216,900$216,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Deltona?
As of September 8, 2026, 27 Deltona, FL listings whose MLS record reports waterfront are active or pending, across 25 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Deltona?
The median asking price today is $375,000, with listings from $216,900 to $1,425,000. Deltona listings without that feature have a median of $349,000.
Which Deltona community has the most waterfront homes for sale?
Deltona Lakes Unit 74 has the most right now (2), followed by Deltona Lakes Units 53 & 61 (1), Crystal Lake Estates (1), Land Lakes Un 02 (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Deltona

Live data: Daytona Beach Area AOR, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Deltona, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

© 2026 Daytona Beach Area Association of REALTORS®, Inc. Listings courtesy of Stellar MLS as distributed by MLS GRID.

Hiring an agent in Duval County, FL?

Get matched with the right local expert.

Tell us your goal in Duval County, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Duval County, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461