Waterfront Homes for Sale in Melrose, FL
This page tracks every Melrose listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
43 waterfront homes are for sale or pending in Melrose, FL today across 26 communities. The median asking price is $429,900, from $45,000 to $1,795,000. Listings in Melrose without that feature have a median of $274,947. Most listings right now: Pumpkin Patch (2), Pumpkin Patch (2), Lilly Lake (2). Updated October 17, 2026 from the MLS.
Live waterfront homes in Melrose: the listings
33 active listings carry the flag today (50% of Melrose inventory), median asking $495,000, $252/sq ft, median 89 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Melrose
The most expensive waterfront homes in Melrose
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 23014 NE 69Th Avenue | $1,795,000 | 5,943 | alachua county |
| 298 SE 5Th Avenue | $1,349,000 | 3,360 | — |
| 202 Mason Road | $1,190,000 | 7,683 | — |
| 2473 SE 30Th Street | $1,174,000 | 2,762 | — |
| 2473 SE 30Th Street | $1,174,000 | 2,762 | — |
| 2499 SE 30Th Street | $995,000 | 3,058 | — |
| 25608 Devonia Street | $899,000 | 2,556 | — |
| 8315 Lilly Lake Road | $814,900 | 4,425 | — |
| 8315 Lilly Lake Road | $814,900 | 4,425 | — |
| 8449 Lily Lake Road | $700,000 | 2,196 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 7 | 21% |
| $300K–$500K | 11 | 33% |
| $500K–$750K | 6 | 18% |
| $750K–$1M | 4 | 12% |
| $1M+ | 5 | 15% |
Melrose waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Pumpkin Patch | 2 | 0 | $1,412,000 | $1,174,000 |
| Pumpkin Patch | 2 | 0 | $1,084,500 | $995,000 |
| Lilly Lake | 2 | 0 | $532,000 | $495,000 |
| Melrose | 2 | 0 | $317,500 | $140,000 |
| Ashley Lake Plantation | 2 | 0 | $232,450 | $170,000 |
| Wallace Groves | 1 | 0 | $1,795,000 | $1,795,000 |
| Seminole Ridge 5 | 1 | 0 | $1,349,000 | $1,349,000 |
| South Lake Rosa | 1 | 0 | $1,190,000 | $1,190,000 |
| Opal Lake | 1 | 0 | $814,900 | $814,900 |
| Opal | 1 | 0 | $814,900 | $814,900 |
| Alma Shores/Lilly Lake | 1 | 0 | $700,000 | $700,000 |
| Seminole Ridge #2 | 1 | 0 | $599,999 | $599,999 |
| Seminole Ridge 2 | 1 | 0 | $599,999 | $599,999 |
| Ashley Lake Plantata | 1 | 0 | $399,900 | $399,900 |
| Canal Shores Sub | 1 | 0 | $398,000 | $398,000 |
| Boykin | 1 | 0 | $367,000 | $367,000 |
| Seminole Ridge #7 | 1 | 0 | $359,900 | $359,900 |
| Seminole Ridge 7 | 1 | 0 | $359,900 | $359,900 |
| Hillcrest Hlnd | 1 | 0 | $349,900 | $349,900 |
| Hillcrest Highlands | 1 | 0 | $349,900 | $349,900 |
| Swisher Lakes Iii | 1 | 0 | $299,900 | $299,900 |
| Swisher Lakes | 1 | 0 | $299,900 | $299,900 |
| Atlantic Shores | 1 | 0 | $240,000 | $240,000 |
| Atlantic Shores | 1 | 0 | $240,000 | $240,000 |
| Santa Fe Shores | 1 | 0 | $224,900 | $224,900 |
| Not Validd | 1 | 0 | $175,000 | $175,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Melrose?
What do waterfront homes cost in Melrose?
Which Melrose community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Melrose
- All homes for sale in Melrose
- Melrose pool homes
- Melrose 4-bedroom homes
- Melrose homes under $300K
- Melrose homes $300K–$500K
- Waterfront Homes in every city
Waterfront Homes in nearby Putnam County cities
- Hawthorne waterfront homes (34 for sale)
- Satsuma waterfront homes (33 for sale)
- Interlachen waterfront homes (29 for sale)
- Crescent City waterfront homes (23 for sale)
- Welaka waterfront homes (17 for sale)
- Palatka waterfront homes (16 for sale)
Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Melrose, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.