Waterfront Homes for Sale in Satsuma, FL
This page tracks every Satsuma listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
29 waterfront homes are for sale or pending in Satsuma, FL today across 12 communities. The median asking price is $285,000, from $169,500 to $1,250,000. Listings in Satsuma without that feature have a median of $229,500. Most listings right now: Saratoga Harbor (4), St Johns Riverside Estates (4), St Johns Riverside Ests M (3). Updated September 27, 2026 from the MLS.
Live waterfront homes in Satsuma: the listings
17 active listings carry the flag today (27% of Satsuma inventory), median asking $299,000, $198/sq ft, median 95 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Satsuma
The most expensive waterfront homes in Satsuma
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 129 River Road | $1,249,000 | 1,864 | Saratoga Harbor |
| 329 Paradise Circle | $600,000 | 1,646 | — |
| 329 Paradise Circle | $600,000 | 1,646 | — |
| 145 Finnigan Road | $425,000 | 1,832 | St Johns Riverside |
| 334 Paradise Circle | $379,999 | 1,923 | — |
| 334 Paradise Circle | $374,999 | 1,783 | — |
| 115 Walt Lane | $339,000 | 1,800 | — |
| 153 Smith Lane | $299,900 | 1,512 | — |
| 139 Sportsman Road | $299,000 | 924 | — |
| 139 Waterside Avenue | $289,000 | 1,396 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 10 | 59% |
| $300K–$500K | 4 | 24% |
| $500K–$750K | 2 | 12% |
| $1M+ | 1 | 6% |
Satsuma waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Saratoga Harbor | 4 | 0 | $1,174,250 | $169,500 |
| St Johns Riverside Estates | 4 | 0 | $322,449 | $220,000 |
| St Johns Riverside Ests M | 3 | 1 | $269,900 | $224,900 |
| Hermits Cove | 2 | 0 | $267,450 | $249,900 |
| St Johns Riverside Estates Riveroaks Sec 1St Add | 2 | 0 | $264,500 | $230,000 |
| Dunns Creek | 2 | 0 | $262,200 | $204,900 |
| St Johns Riverside | 2 | 0 | $253,950 | $239,900 |
| Satsuma Heights | 2 | 0 | $244,000 | $199,000 |
| Bayou Club | 2 | 0 | $204,949 | $184,999 |
| Dunns Creek Retreat | 1 | 0 | $339,000 | $339,000 |
| Acosta Grant | 1 | 0 | $299,900 | $299,900 |
| Pinewood | 1 | 0 | $269,900 | $269,900 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Satsuma?
What do waterfront homes cost in Satsuma?
Which Satsuma community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Satsuma
- All homes for sale in Satsuma
- Satsuma homes under $300K
- Satsuma homes $300K–$500K
- Waterfront Homes in every city
Live data: realMLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Satsuma, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.