Waterfront Homes for Sale in Pensacola Beach, FL
This page tracks every Pensacola Beach listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
24 waterfront homes are for sale or pending in Pensacola Beach, FL today across 11 communities. The median asking price is $748,000, from $329,000 to $6,500,000. Listings in Pensacola Beach without that feature have a median of $986,000. Most listings right now: Tristan Towers (3), Emerald Isle (3), Villas On The Gulf (3). Updated September 27, 2026 from the MLS.
Live waterfront homes in Pensacola Beach: the listings
21 active listings carry the flag today (52% of Pensacola Beach inventory), median asking $747,000, $619/sq ft, median 38 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Pensacola Beach
The most expensive waterfront homes in Pensacola Beach
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 236 Ariola Dr | $5,150,000 | 3,792 | Villa Primera |
| 100 Ariola Dr | $2,900,000 | 2,661 | Villa Primera |
| 1 Calle Marbella #- | $2,590,000 | 3,165 | — |
| 100 Avendia 23 & Via Deluna Dr | $1,550,000 | 3,493 | Villa Segunda |
| 22 Via Deluna Dr #101 | $1,150,000 | 1,494 | — |
| 800 Ft Pickens Rd #303 | $935,000 | 1,502 | — |
| 1200 Ft Pickens Rd #13B | $849,000 | 1,218 | — |
| 1200 Ft Pickens Rd #7E | $830,000 | 1,218 | — |
| 1 Portofino Dr #1205 | $825,000 | 1,333 | — |
| 22 Via Deluna Dr #1606 | $749,000 | 1,135 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 6 | 29% |
| $500K–$750K | 6 | 29% |
| $750K–$1M | 4 | 19% |
| $1M+ | 5 | 24% |
Pensacola Beach waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Tristan Towers | 3 | 0 | $830,000 | $674,900 |
| Emerald Isle | 3 | 0 | $749,000 | $674,999 |
| Villas On The Gulf | 3 | 0 | $359,900 | $329,000 |
| Villa Primera | 2 | 0 | $4,025,000 | $2,900,000 |
| Villa Segunda | 2 | 0 | $4,025,000 | $1,550,000 |
| Palm Beach Club | 2 | 0 | $685,950 | $684,900 |
| Baywatch | 2 | 0 | $435,000 | $405,000 |
| Santa Rosa Villas Est | 1 | 0 | $2,590,000 | $2,590,000 |
| Beach Club | 1 | 0 | $1,719,000 | $1,719,000 |
| Santa Rosa Towers | 1 | 0 | $935,000 | $935,000 |
| South Harbour | 1 | 0 | $697,000 | $697,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Pensacola Beach?
What do waterfront homes cost in Pensacola Beach?
Which Pensacola Beach community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Pensacola Beach
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Live data: Pensacola AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Pensacola Beach, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.