What $400K Buys in Gilmer County, GA
A $400K budget buys a very different house depending on which Gilmer County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 61 homes for sale in Gilmer County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,427 sq ft, built 2003, at $281/sq ft; 10% of them are new construction and the median has been on the market 48 days. The most house for the money is in Ellijay (1,605 sq ft median); the least in Blue Ridge (860 sq ft); the newest in Ellijay (median build year 2003).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Ellijay | 49 | 1,605 | 3 / 2 | 2003 | $258 | 12% | 45 |
| Blue Ridge | 6 | 860 | 2 / 1.5 | 1996 | $432 | 0% | 109 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 30540 Ellijay | 34 | 1,605 | 2003 | $258 | 15% |
| 30536 Ellijay | 15 | 1,617 | 1997 | $255 | 7% |
| 30513 Blue Ridge | 6 | 860 | 1996 | $432 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Coosawattee | Ellijay | 12 | 1,605 | 2005 |
| Cherry Lake | Blue Ridge | 6 | 872 | 2000 |
| Coosawattee River Resort | Ellijay | 5 | 1,411 | 2024 |
| Walnut Mountain | Ellijay | 3 | 1,620 | 1994 |
| Eagle Mountain | Ellijay | 3 | 2,240 | 2000 |
| Blackberry Mountain | Ellijay | 3 | 1,328 | 1997 |
| Timberwalk Estates | Ellijay | 2 | 2,054 | 2000 |
| Big Creek Mountain | Ellijay | 1 | 0 | 1988 |
| Double Knob | Ellijay | 1 | 672 | 1999 |
| Mountain Town Heights | Ellijay | 1 | 1,333 | 1991 |
| Cartecay River Estates | Ellijay | 1 | 1,750 | 2006 |
| Bear Path Estates | Ellijay | 1 | 1,484 | 1992 |
| Roundtop Mountain Acres | Ellijay | 1 | 1,400 | 1999 |
| High Country Estates | Talking Rock | 1 | 780 | 2019 |
| Walnut Mtn | Ellijay | 1 | 1,296 | 2010 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 16, 2026; property mix at this price: Single-family 100%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Gilmer County: $500K, $750K. Back to homes for sale in Gilmer County, GA.