What $400K Buys in Gilmer County, GA

A $400K budget buys a very different house depending on which Gilmer County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 67 homes for sale in Gilmer County, GA priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,330 sq ft, built 2003, at $298/sq ft; 9% of them are new construction and the median has been on the market 46 days. The most house for the money is in Ellijay (1,530 sq ft median); the least in Blue Ridge (828 sq ft); the newest in Ellijay (median build year 2002).

What $400K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Ellijay531,5303 / 22002$27211%45
Blue Ridge78282 / 22001$4840%86

By ZIP code: where $400K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
30540 Ellijay381,5762003$27013%
30536 Ellijay151,4841997$2867%
30513 Blue Ridge78282001$4840%

Communities with the most homes near $400K

CommunityCityHomes for sale near $400KMedian sq ftMedian year built
CoosawatteeEllijay111,5112016
Cherry LakeBlue Ridge78922003
Walnut MountainEllijay52,0081996
Coosawattee River ResortEllijay41,4111999
Eagle MountainEllijay42,1662000
Blackberry MountainEllijay31,3281997
Timberwalk EstatesEllijay22,0542000
Big Creek MountainEllijay101988
Double KnobEllijay16721999
Jakes Landing OverlookEllijay19692023
Mountain Town HeightsEllijay11,3331991
Cartecay River EstatesEllijay11,7502006
Bear Path EstatesEllijay11,4841992
Roundtop Mountain AcresEllijay11,4001999
The Vineyard at YukonTalking Rock11,2002023

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 27, 2026; property mix at this price: Single-family 100%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Gilmer County: $500K, $750K. Back to homes for sale in Gilmer County, GA.

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Common questions

What does $400K buy in Gilmer County, GA?

Across 67 active listings within 10% of $400K, the median home is 1,330 sq ft and was built in 2003, at about $298 per square foot. Ellijay gives the most space at that price (1,530 sq ft median); Blue Ridge the least.

Which Gilmer County city has the newest homes around $400K?

Ellijay, where the median listing near $400K was built in 2002 and 11% of them are new construction.

How much new construction is there at $400K in Gilmer County?

About 9% of the 67 homes listed near $400K are new construction. The highest builder share is in Ellijay (11%), Blue Ridge (0%).