32034 real estate and homes.
The 32034 ZIP code covers Fernandina Beach and Amelia Island, the coastal heart of Nassau County at the northern tip of Florida's Atlantic coast. It carries a strong beach-and-island premium, taking in the historic downtown, oceanfront condos, the resort areas, and gated golf communities.
The 32034 market at a glance.
32034 spans historic Fernandina Beach, with its walkable Victorian downtown, the Amelia Island resorts and beaches, and gated communities like Amelia National. It draws retirees, second-home buyers, and families willing to pay the island premium for the lifestyle and the location.
The median sale price runs around $636,000 with prices per square foot near $364, among the highest in Northeast Florida, reflecting the coastal and resort demand. Inventory is limited by the island's geography, and oceanfront and historic-district homes run well above the median.
A ZIP code blends many communities, home types, and price tiers across a wide area, so the median is orientation, not a price for a specific home. The right number comes from recent comparable sales in the exact community, which is what a local agent provides. For the broader county picture see the Nassau County overview and the regional statistics hub.
Communities in 32034.
The 32034 ZIP takes in several distinct communities, each with its own full guide.
| Community in 32034 |
|---|
| Amelia Island / Fernandina |
| Amelia National |
Schools.
32034 is served by the Nassau County school district. School zoning is a major driver of home value in Northeast Florida, and it varies by address within a ZIP and changes as the district adjusts boundaries. Confirm the current assignment for any specific home with the district before you buy. See the Northeast Florida school-zone guide.
Buying or selling in 32034.
If you want the real number for a home in 32034, that comes from recent comparable sales in the specific community, not the ZIP-wide median. Momentum represents buyers and sellers across 32034 and Nassau County, and works only for you. Call (904) 351-6461 or reach us at jon@movewithmomentum.com.
ZIP-level figures draw on NEFAR and RealMLS data, county property records, and Census data, updated regularly. ZIP medians describe a broad area and are not a substitute for a comparable-sales analysis of a specific property. Each community linked here has its own guide with prices, schools, HOA and CDD detail, the commute, and the honest trade-offs.
Explore 32034 and nearby.
Related: Fernandina Beach & Amelia Island real estate · Nassau County overview · NE Florida Housing Statistics · All Neighborhood Guides
Primary sources: Builder sales offices · NEFAR new construction data · Duval, St. Johns, Clay, Nassau County permitting · Community visits. Data accuracy reflects Momentum Realty's best available information as of the last update date.
Important: Information on this page is for general informational purposes only and is not financial, legal, tax, or insurance advice. Always consult a licensed professional for guidance specific to your situation.
Affiliated Business Arrangement: The principal owners of Momentum Realty, Jon Brooks and Brittany Brooks, have a 50% ownership interest in Titan Title Services LLC. You are not required to use Titan Title Services LLC. There are frequently other settlement service providers available with similar services; you are free to shop around to determine that you are receiving the best services and rate. See full disclosures →
Last updated: Q2 2026 (May). Next refresh: Q3 2026 (August).