★ Nassau County · Island Luxury

Amelia Island Homes for Sale

13-mile barrier island, historic downtown, resort-grade golf, oceanfront luxury. Amelia Island sits in Nassau County about an hour north of Jacksonville. It's a different market than the rest of NEFL: smaller, more seasonal, more tourism-driven, with a high-end second-home base. Homes range from historic downtown Fernandina cottages around $500K to oceanfront estates at $5M-plus.

$875K
Median Sale Price
78 days
Avg. Days on Market
$425
Price per Sq Ft
What makes Amelia Island & Fernandina Beach different

The Amelia Island lifestyle.

13-mile barrier island in Nassau County
Historic downtown Fernandina Beach (50-block historic district)
Two resort communities: Amelia Island Plantation (now Omni Amelia) and Summer Beach
Strong vacation rental market and seasonal demand
Oceanfront and Intracoastal pricing tiers both present
About an hour north of downtown Jacksonville via I-95 and A1A
Who lives here

The Amelia Island buyer profile.

Amelia Island attracts a buyer profile that differs substantially from Jacksonville and Ponte Vedra. The dominant lanes are second-home buyers, retirees, and investment-property owners.

Second-home and snowbird buyers from the Northeast and Midwest. The dominant buyer group. Drawn by the island feel, historic downtown, and lower price per square foot than coastal Florida south of Jacksonville. Most active $700K to $2M.

Retirees relocating from the Northeast. Full-time relocators who want the small-island lifestyle and walkable historic downtown. Heaviest activity $600K to $1.4M.

Vacation rental investors. Buyers acquiring properties to short-term rent during peak season. Activity skews toward Summer Beach condos and downtown Fernandina cottages, $500K to $1.2M.

Schools

What schools serve Amelia Island.

Amelia Island is in Nassau County, which runs its own school district separate from Duval and St. Johns. Nassau County schools are rated lower than St. Johns but are generally well-regarded relative to the state.

Public elementary: Emma Love Hardee Elementary or Yulee Primary depending on the area. Public middle: Fernandina Beach Middle School. Public high: Fernandina Beach High School. Private: St. Michael Academy, Christ Episcopal Day School are common alternatives.

School quality matters less to the typical Amelia Island buyer because so many purchases are second homes or retirements. Families with school-age children should review specific zoning carefully.

Subdivisions & Pockets

Where Amelia Island lives.

Amelia Island has multiple distinct pockets, each with its own architectural era and buyer profile. Understanding the geography is critical to underwriting any purchase.

Historic Downtown Fernandina — 50-block historic district, 1880s-1920s homes, $500K to $1.5M
American Beach — Historic Black beach community, smaller homes, $400K to $900K
Omni Amelia Island (formerly Plantation) — Resort-grade gated community with golf, $750K to $3M+
Summer Beach — Condo and townhome resort community, $500K to $1.5M
Oceanfront homes (north and south of the resorts) — Direct ocean access, $1.8M to $5M+
Mid-island residential — Single-family non-resort homes, $550K to $1.2M
Long Point — Gated community on the south end, $850K to $2.5M
The Reserve at Old Bluff — Newer high-end gated enclave, $1.2M to $2.5M
Commute & Access

Getting around from Amelia Island.

Amelia Island is a 13-mile barrier island connected to the mainland by two bridges. The drive to Jacksonville is on the long side relative to other NEFL options but the island feel is unique.

Downtown Fernandina Beach (historic district): on-island. Mayo Clinic Jacksonville: 45 to 55 minutes via I-95 and JTB. JAX International Airport: 35 to 45 minutes south on I-95. Downtown Jacksonville: 50 to 65 minutes south. Brunswick, GA / Sea Island: 25 to 35 minutes north on I-95. St. Marys / Cumberland Island ferry: 25 to 30 minutes north.

Hurricane evacuation is a real consideration. The island has two bridges off (one north, one south), both of which can be slow during evacuations. Insurance and flood-zone underwriting differs meaningfully from inland NEFL.

Honest Take

Amelia Island vs. the alternatives.

Amelia Island vs. Ponte Vedra Beach: Different markets. Ponte Vedra is closer to Jacksonville, has top-three Florida schools, and a more year-round residential feel. Amelia is more seasonal, more tourism-driven, with a smaller full-time population and more vacation-rental activity. Pricing per square foot can be comparable, but the buyer profiles are different.

Amelia Island vs. St. Augustine: St. Augustine is also a historic coastal town. St. Augustine is bigger, more touristed in absolute volume, and has been more aggressively developed. Amelia retains a smaller, more contained island feel. Price per square foot is generally higher on Amelia.

Amelia Island vs. Atlantic Beach (Jacksonville): Atlantic Beach is closer to Jacksonville (15 minutes vs 60), more walkable for daily life, with a year-round population. Amelia is the destination for buyers prioritizing seclusion and island feel over daily access.

Amelia Island vs. Sea Island, GA: Sea Island is the comparable luxury barrier-island market north in Georgia, with similar resort communities. Sea Island pricing skews higher; Amelia has stronger entry-level inventory.

FAQ

Questions, answered.

What is the median home price on Amelia Island?

Median sale price sits around $875K, with price per square foot around $425. Oceanfront estates range $1.8M to $5M+. Historic downtown Fernandina cottages start around $500K.

Is Amelia Island the same as Fernandina Beach?

Fernandina Beach is the city on the northern end of Amelia Island. The names get used somewhat interchangeably, but technically Amelia Island is the larger 13-mile barrier island and Fernandina Beach is the incorporated city at the north end.

What is the difference between Amelia Island and the Omni Amelia Island resort?

Omni Amelia Island Plantation is one specific gated resort community on the island, with golf, tennis, beach club, and on-property hotel. The island itself has many other neighborhoods, including Summer Beach, Long Point, and historic Fernandina.

Are short-term rentals allowed?

Short-term rental rules vary by specific neighborhood and HOA. The City of Fernandina Beach has specific regulations on short-term rentals in residential zones. Always verify with the specific HOA and city before purchasing for STR purposes.

How is hurricane risk?

Amelia Island is a barrier island. Hurricane and flood risk are real underwriting factors. Insurance costs are meaningfully higher than inland NEFL. Always pull flood-zone designations and elevation certificates before closing.

How far is Amelia Island from Jacksonville?

Roughly an hour from downtown Jacksonville via I-95 north. 35 to 45 minutes from JAX International Airport. The drive on a normal day is smooth but Friday afternoons and Sunday evenings on I-95 can slow significantly.

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Find a home on Amelia Island

Amelia Island is a smaller market than mainland NEFL. Quality homes in the right pockets move quickly. We track this market closely and have agents who close transactions on the island every month.

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