Amelia National in Fernandina Beach

Amelia National

Gated golf & country-club community · near Yulee · ZIP 32097

Attainable Tom Fazio country-club golf near the Amelia Island beaches.

Tom Fazio championship golfGated, guard-gated communityICI custom homes
Live Market Pulse
55/100
Momentum
Balanced Market
A custom-home golf market where club cost, CDD-bond status, and lot position, not the list price alone, decide the all-in number.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$807K
Median Price
4.5mo
Supply
105days
Avg DOM
Balanced
Seller Leverage
$286/sf
Median $/Sqft
-10%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Amelia National is a golf-and-club value play, so the read is about the all-in cost, not the sticker. The Tom Fazio course carries one of the lowest initiation fees of any Fazio course and was just re-grassed, which supports demand, while the CDD bond is paid off on many homes and the club membership is the real recurring expense. The number to watch on any home is the all-in monthly with the realistic club cost, not the list price."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Amelia National market snapshot (as of June 18, 2026): the median sale price is about $807K ($286 per sq ft), with homes averaging 105 days on market and 4.5 months of supply, a balanced market. Values are down 10% over the past year and up 80% since 2015, based on 45 recent closings in live realMLS data.

Amelia National brought a Tom Fazio championship golf experience to Nassau County when it opened in the mid-2000s, and two decades on it has matured into one of the area's premier gated golf communities while still offering new custom homesites. The setting is the mainland near Fernandina Beach and Yulee, a few miles from Amelia Island's beaches and the historic downtown, with easy access to I-95, the Jacksonville airport, and south Georgia.

The community's identity is its golf and its custom homes. The 18-hole Tom Fazio course, recently renovated, is regarded as one of the most visually striking in the region, and notably carries one of the lowest initiation fees of any Fazio course, which makes the country-club lifestyle more attainable than at comparable clubs. Homes are custom-built by ICI Homes, so buyers can build from scratch or buy a resale, with the French Provincial clubhouse and resort amenities at the center of community life.

Amelia National suits buyers who want a gated, amenity-rich golf-and-country-club lifestyle near the coast without paying Ponte Vedra prices, and who value custom-home quality. The trade-offs are the club membership cost, which is separate from the home, and a location that is near rather than on the beach, in exchange for space, golf, and Nassau County's lower-key pace.

Best for

  • Golfers who want a Tom Fazio course without Ponte Vedra pricing
  • Buyers who value a gated, guard-gated, amenity-rich community
  • Buyers who want custom ICI quality near the coast
  • Those who want the beaches close but not the island's insurance

Probably not for

  • Buyers who do not want a separate club membership cost
  • Anyone who must be directly on the beach
  • Buyers seeking the lowest possible carrying cost
  • Those who want a walkable urban setting

How Amelia National is performing right now

55/100
momentum
Balanced Market
Seller's marketBalancedBuyer's market
4.5Months of supplytight
75Median days on marketdays
9 : 17Under contract vs for salestrong demand
45Sold in last 12 monthsliquidity
+80%Median price since 2015appreciation
+3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 18, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Amelia National listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Amelia National buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Amelia National

Live MLS inventory for Amelia National. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Amelia National listings as of 2026-06-18, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • True country club with tiered memberships
  • 18-hole Tom Fazio course, recently renovated
  • One of the lowest initiation fees of any Fazio course
  • Clubhouse dining, pool, tennis, and fitness
  • Membership is separate from owning the home

Amelia National's amenities are built around its country-club core. The French Provincial clubhouse offers a full-service restaurant and lounge, a pro shop, locker rooms, massage rooms, a game room, and meeting and event spaces including a banquet hall, while the 18-hole Tom Fazio course, driving range, and eight-acre practice facility anchor the golf experience. Beyond golf, residents enjoy a resort-style pool complex, eight lighted championship tennis courts, a fitness center with spa and massage services, basketball courts, sports fields, and miles of walking and biking trails, with on-site concierge service and a manned, gated entrance. Access to the golf and club amenities runs through a separate club membership offered in lifestyle and golf tiers, so the honest read is the home plus the realistic club cost.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Amelia Island beachesAbout 15 minutes
Historic downtown Fernandina BeachAbout 15 minutes
Yulee shopping (SR-200/A1A)About 10 minutes
I-95 interchangeAbout 10 minutes
Jacksonville International Airport (JAX)About 25-30 minutes
St. Johns Town Center / SouthsideAbout 40-45 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Amelia National with Momentum Realty’s local guides.

Pirates Wood Estates Homes for Sale in Yulee, FLPirates Wood Estates Homes for Sale in Yulee, FLYulee, FL · 0.1 miAmelia ConcourseAmelia ConcourseFernandina Beach, FL · 0.3 miHickory Village Homes for Sale in Yulee, FLHickory Village Homes for Sale in Yulee, FLYulee, FL · 0.3 miAmelia Bay Estates Homes for Sale in Fernandina Beach, FLAmelia Bay Estates Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.7 miFlora ParkeFlora ParkeFernandina Beach, FL · 0.7 miNassau Lakes Homes for Sale in Fernandina Beach, FLNassau Lakes Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.8 miLanceford Creek Plantation Homes for SaleLanceford Creek Plantation Homes for SaleLanceford Creek, FL · 0.9 miPirates Bluff Homes for Sale in Yulee, FLPirates Bluff Homes for Sale in Yulee, FLYulee, FL · 1.4 miMeadowfield Bluffs Homes for Sale in Yulee, FLMeadowfield Bluffs Homes for Sale in Yulee, FLYulee, FL · 1.4 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Amelia National (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Amelia National is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

PK-2

Yulee Primary School

3-5

Yulee Elementary School

6-8

Yulee Middle School

9-12

Yulee High School

Private PreK-8

St. Michael Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Amelia National address.

The takeaway

What is actually shaping value at Amelia National: a completed $15 million Tom Fazio course renovation, Nassau County's No. 1-in-Florida school ranking, and the mainland growth and new healthcare around Yulee and Wildlight. Each item is sourced and linked.

Recent Developments in Amelia National

Our read on what is being built around Amelia National, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA re-grassed signature course, a top-ranked district, and new mainland healthcare and retail point up; the watch item is simply how much new Yulee supply comes online over time.Dev Momentum57/100 · Active

$15M Tom Fazio course renovation complete

2025
BullishMajor impact
SignificanceRadius: Community

The signature course reopened in November 2025 after a full re-grassing and bunker rebuild by Fazio Design, refreshing the community's core amenity.

Nassau County schools ranked No. 1 in Florida

2024-25
BullishMajor impact
SignificanceRadius: County

All 14 district schools earned an A and the district ranked first statewide, a demand driver for buyers with children.

UF Health and Wildlight growth in nearby Yulee

Ongoing
BullishNotable impact
SignificanceRadius: Regional

New UF Health facilities and the Wildlight master plan add healthcare, retail, and jobs minutes away on the mainland.

CDD bond paid off on many homes

Ongoing
BullishNotable impact
SignificanceRadius: Community

A paid-off bond lowers the annual carrying cost on many homes, a real and verifiable value point per property.

Separate club membership cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Golf and lifestyle memberships with an F&B minimum are the largest recurring expense and must be budgeted as a fixed cost.

Low Fazio initiation fee

Ongoing
BullishNotable impact
SignificanceRadius: Community

One of the lowest initiation fees of any Tom Fazio course makes the country-club lifestyle more attainable than at comparable clubs.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Amelia National, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Parks & Amenities

    Amelia National completes $15 million Tom Fazio golf course renovation

    ICI Homes announced that the renovation of the Tom Fazio designed course at Amelia National Golf and Country Club is finished, with the course reopening for play in November 2025 after re-grassing by Fazio Design. The roughly $15 million project added new Bermuda grass on fairways and greens, reshaped bunkers, restored greens to original sizes, and funded a new golf maintenance facility now under construction. The course remains the centerpiece amenity of the gated community off State Road 200 in Fernandina Beach. Why it matters: A freshly renovated signature golf amenity may strengthen the appeal of homesites with course views, though buyers should confirm current membership and club terms directly. Source

  2. December 2025
    Development

    Wildlight Garden District and other Nassau County projects advance

    A regional update reported that the Wildlight master-planned community in Yulee is moving its new Garden District forward, with about 4,100 homes planned at full build-out on a 4,700 acre site that includes 2,000 acres of conservation land. The report also noted a Community First Credit Union branch under review near Crosstown Avenue and Florida 200, plus continued commercial activity along the State Road 200 corridor west of Interstate 95. Why it matters: Sustained large-scale growth in the nearby Yulee corridor could continue to expand shopping, services, and road demand that historically influence outlying Fernandina Beach communities like Amelia National. Source

  3. September 2025
    Builder Activity

    Wildlight names first four homebuilders for Garden District in Yulee

    The Wildlight community named Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its new Garden District in Yulee, off Riverbluff Parkway about nine miles east of Interstate 95. The first neighborhood, Bellflower, will offer homes on 50, 60, and 70 foot lots, with first model homes expected to open in mid 2026. The district also reserves land for a county park and a future elementary school. Why it matters: More national builders entering the broader Nassau County market may add new-construction competition that operators could weigh when positioning resale and new homes nearby. Source

  4. July 2025
    Retail & Dining

    Walmart-sized retail anchor proposed for Shoppes at Yulee off Florida 200

    Plans were filed for the Shoppes at Yulee, a nearly 30-acre center proposed off Florida 200 just west of Interstate 95 and anchored by a roughly 175,360 square foot retail store with four outparcels and 701 parking spaces. Gatlin Development Co., a longtime Walmart developer, is working on the project, which still needs a rezoning and a comprehensive plan amendment to move forward. Why it matters: A large new shopping anchor along the State Road 200 corridor could expand retail options reachable from Amelia National, though the project still faces county approvals. Source

  5. June 2025
    Retail & Dining

    Foxtail Coffee and Bohemian Bull open in Wildlight along Florida 200

    Two new dining spots opened in spring 2025 in the Publix-anchored Crossings at Wildlight center off Florida 200 about a mile east of Interstate 95, with Foxtail Coffee Co. opening May 5 and Bohemian Bull opening April 17. Both were the first Nassau County locations for their brands. The same update noted about 1,040 homes across three projects under review in Wildlight's Garden District. Why it matters: New coffee and dining options along the corridor may add convenience for residents in nearby Fernandina Beach communities, with more retail historically following residential growth. Source

  6. March 2025
    Infrastructure

    HCA Florida freestanding emergency room opens in Yulee off Florida 200

    HCA Florida Healthcare opened an 11,000 square foot freestanding emergency center at 462541 Florida 200 east of Interstate 95 in Yulee. The 24/7 facility has 10 private rooms, a trauma bay, and CT, ultrasound, and X-ray capabilities, on a 55-acre site with parcels reserved for a future medical office building and full-service hospital. Why it matters: Expanded emergency medical access along the State Road 200 corridor may improve healthcare convenience for residents in nearby communities including Amelia National. Source

Development alerts for Amelia NationalGet a short monthly email when something new is approved, funded, or opens near Amelia National.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Amelia National, this is the order of operations we would run, and the one we run for our clients.

1

Get the club terms in writing first. The golf and lifestyle membership and the F&B minimum, not the home price, decide the real number.

2

Confirm the CDD-bond status for the specific home, since a paid-off bond is a meaningful, verifiable saving.

3

Compare building new with ICI against a resale once lot premiums and options are added; run both.

4

Weigh the lot. Golf-frontage and water lots carry premiums and, for golf frontage, some stray balls and foot traffic.

5

Quote insurance by address, since a Zone X home can cost far less than a lake-adjacent Zone AE home inside the same gate.

Best Buy
An updated resale on a golf or water lot with the CDD bond paid off
Biggest Risk
Underbudgeting the separate club membership and F&B minimum
Best Lot
Golf-frontage or water view, weighed against the premium
Smart Timing
Buy into a just-renovated course and a top-ranked district
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

ICI custom single-family homes, gated golf community

Built

2005 to present, still selling new homesites

Size

About 2,000 to 3,000+ sq ft

Status

Active build-out plus a deep resale market

Costs & Fees

HOA

Covers the gated common areas and security (confirm amount)

CDD

Established with a CDD; the bond is paid off on many homes

Club

Separate golf and lifestyle memberships with an F&B minimum

Amenities

Golf

18-hole Tom Fazio course, recently renovated

Club

French Provincial clubhouse, dining, pro shop, events

Recreation

Resort pool, 8 lighted tennis courts, fitness, trails

Schools

Nassau County School District, ranked No. 1 in Florida

Location

Area

Mainland near Yulee and Fernandina Beach, ZIP 32097

Access

Minutes to I-95, A1A, and the Jacksonville airport

Beaches

Amelia Island beaches about 15 minutes east

Downtown

Historic Fernandina Beach about 15 minutes

The Homes & Style

As of 2026, Amelia National spans a broad price range. New ICI custom homes start from the high $400s to upper $500s, the area's average sits in the mid-$500s to upper-$500s, and luxury and golf-course homes, especially larger pool homes with views, range well into the $700s and beyond. That places it as a premium but attainable gated golf community, below Ponte Vedra's club communities.

Buyers here choose between building a new ICI custom home and buying a resale, and the two are worth comparing directly. A resale on a premium golf or water lot, especially one with the CDD bond paid off and the home updated, can be a strong value against a new build once lot premiums and options are added. Because homes are custom, condition, finishes, lot position, and view drive price significantly within the range.

On carrying cost, two things matter. First, the CDD bond is paid off on many homes, which lowers the annual cost and is a real value point to confirm per home. Second, the club membership, with lifestyle and golf tiers and a food-and-beverage minimum, is a separate and significant recurring expense. The honest way to evaluate Amelia National is the all-in cost, the home, HOA, any remaining CDD, and the realistic club cost for how you will use it, which is exactly the comparison the listing agent and membership office will not run for you.

The centerpiece is the 18-hole Tom Fazio signature course, recently renovated, with a driving range and eight acres of immaculately groomed practice facilities, a pro shop, and an on-site golf professional. Its standout feature for buyers is value: it carries one of the lowest initiation fees of any Tom Fazio course, making a high-caliber private golf experience more accessible than at comparable clubs, a genuine differentiator in the region.

Homes are custom-built by ICI Homes, Florida's custom-home builder, which offers in-house architectural services so buyers can design from scratch or adapt a plan. Homes generally run from about 2,000 to 3,000-plus square feet, with larger luxury homes available, many with golf-course or water views, single-story and two-story designs, pools, and high-end finishes. New homes price from the high $400s to upper $500s, with luxury and golf-frontage homes ranging well beyond.

The French Provincial clubhouse anchors the community with a full-service restaurant and lounge, a pro shop, locker rooms, massage rooms, a game room, and various meeting and event spaces, including a banquet hall. Beyond it are a resort-style pool complex, eight lighted championship tennis courts, a fitness center with spa services, basketball courts, sports fields, miles of trails, and on-site concierge service, all behind a manned gate.

Living Here

Amelia National's amenities are built around its country-club core. The French Provincial clubhouse offers a full-service restaurant and lounge, a pro shop, locker rooms, massage rooms, a game room, and meeting and event spaces including a banquet hall, while the 18-hole Tom Fazio course, driving range, and eight-acre practice facility anchor the golf experience.

Beyond golf, residents enjoy a resort-style pool complex, eight lighted championship tennis courts, a fitness center with spa and massage services, basketball courts, sports fields, and miles of walking and biking trails, with on-site concierge service handling reservations, transportation, and other needs. The manned, gated entrance adds security and privacy. It is a deep, resort-caliber amenity set for a community of its size.

Access to the golf and club amenities runs through the club membership, which is separate from home ownership and offered in lifestyle and golf tiers with a food-and-beverage minimum, covered in the cost section. Understanding exactly what your membership includes and costs is essential before buying, since it is the largest recurring expense here.

Everyday shopping and dining are a short drive in the Yulee area, which has grown its retail along the SR-200/A1A corridor with grocery, big-box, and restaurant options, so daily errands do not require a long trip. The community's own clubhouse dining adds a convenient on-site option for residents.

For more, historic downtown Fernandina Beach offers boutique shopping, galleries, and a celebrated restaurant scene about 15 minutes away, and Amelia Island adds resort dining and shops. Jacksonville's larger retail, including the St. Johns Town Center, is a reasonable drive via I-95. The mix, growing Yulee retail nearby plus Fernandina's charm and Jacksonville's scale within reach, suits the community well.

Before You Offer

First, the club membership is the cost that decides the real number, not the home price. Get the current lifestyle and golf membership terms and the food-and-beverage minimum in writing, and budget the club as a fixed expense.

Second, confirm whether the CDD bond is paid off on the specific home. It is on many but not all, and a paid-off bond is a meaningful, quantifiable saving you can verify.

Third, compare building new with ICI against buying a resale. A resale on a premium golf or water lot, updated and with the bond paid off, can beat a new build once lot premiums and options are added, or vice versa, so run both.

Fourth, lot position drives price and enjoyment. Golf-frontage and water lots carry premiums and, in the case of golf frontage, some stray balls and foot traffic, so weigh the view against the cost.

Fifth, Nassau County is a coastal county, but Amelia National sits off-island near I-95 and A1A, which generally means lower coastal-flood exposure than homes on Amelia Island itself. The community still has lakes and wetlands, so pull the FEMA flood designation for the exact address before you write an offer, and get a bindable flood and homeowners quote during your inspection period. The Fernandina and Nassau corridor is served by AT&T and Comcast (Xfinity), with cable widely available and fiber expanding, so confirm the options at the specific address if working from home matters.

Comparisons

The honest way to place Amelia National is against the other golf and coastal-area options a Nassau or Northeast Florida buyer is realistically weighing. Each trades something different.

The closest peer is North Hampton in Yulee, an Arnold Palmer Signature golf community on the same mainland side, usually at a lower price but without Amelia National's guard gate and clubhouse depth. On the island, the Omni-anchored Amelia Island Plantation and its Long Point course offer resort golf and beach access at a higher price and with barrier-island insurance. Down in St. Johns County, the Ponte Vedra and Nocatee club communities offer more pedigree and newer amenities at a meaningfully higher all-in cost.

Amelia National's case against this field is attainable country-club golf: a Tom Fazio course with an unusually low initiation fee, ICI custom homes, resort amenities, and the Amelia Island beaches minutes away, often with the CDD bond paid off. The case against it is the separate club cost and the near-but-not-on-the-beach location, where a buyer wanting Ponte Vedra's pedigree would pay far more and a buyer wanting beachfront would look on-island.

Who Amelia National Fits Best

Amelia National fits golfers who want a Tom Fazio course without Ponte Vedra pricing, buyers who value a gated, guard-gated, amenity-rich community, those who want custom ICI quality near the coast, and buyers who want the Amelia Island beaches close without paying barrier-island insurance.

Amelia National is a weaker fit for buyers who do not want a separate club membership cost, anyone who must be directly on the beach, buyers seeking the lowest possible carrying cost, or those who want a walkable urban setting. For those priorities, an on-island home or a no-club community is a closer match.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$715K to $750K

Smaller or original-condition ICI resales, often with the CDD bond paid off, the value route into the gate and the golf lifestyle.

Lowest entry
The Core
$750K to $1.27M

Updated 3 to 4 bedroom ICI homes on interior or pond lots, the heart of the resale market here.

Most inventory
The Top
$1.27M to $1.49M

Larger custom pool homes on golf-frontage or water lots, the segment that holds value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$715K to $750K
The Entry
Smaller or original-condition ICI resales, often with the CDD bond paid off, the value route into the gate and the golf lifestyle.
$750K to $1.27M
The Core
Updated 3 to 4 bedroom ICI homes on interior or pond lots, the heart of the resale market here.
$1.27M to $1.49M
The Top
Larger custom pool homes on golf-frontage or water lots, the segment that holds value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Just-renovated Tom Fazio courseStrong
No. 1-rated Nassau schoolsStrong
CDD bond paid off on many homesStrong
Custom ICI constructionPositive
Separate club membership costManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Amelia National

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

At Amelia National the home price is half the story. The real number is the all-in cost with the club and any remaining CDD.

Jon Brooks · Founder, Momentum Realty
8.1A- · Buy Score
Resale Strength8.0/10
Renovation Risk8.6/10
Location Efficiency8.0/10
Long-Term Defensibility8.2/10
Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Amelia National is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Golf-frontage and water lots carry the premium
  • Golf frontage brings stray balls and foot traffic
  • Pond and preserve lots resell well and quieter
  • Confirm the CDD-bond status with the lot
  • Read the lot and the bond before the finishes

In a custom-home golf community, the lot is the durable part of your money. Golf-frontage and water lots command and hold a premium over interior lots, though golf frontage brings some stray balls and foot traffic to weigh against the view. Pond and preserve lots offer quiet and resell well. Read the lot, the view, and the parcel's CDD-bond status first, then price the condition and finishes against it.

Amelia National in 15 seconds.

Best forgolfers and club buyers who want Tom Fazio golf near the coast without Ponte Vedra pricing.
Biggest advantageAn attainable Fazio course, just renovated, with custom ICI homes and a low initiation fee.
Biggest riskThe separate club membership and F&B minimum, which buyers often underbudget.
Sweet spotAn updated resale on a golf or water lot with the CDD bond paid off.
Avoid ifYou want no club cost, beachfront, or a walkable urban setting.

HOA, CDD, Club & the Real Costs

15-Second Take
  • Three costs: HOA, any CDD, and the club
  • CDD bond is paid off on many homes
  • Club membership is the largest recurring cost
  • Golf and lifestyle tiers carry an F&B minimum
  • Read the all-in number, not the list price

Amelia National's cost structure has three parts buyers should map. The HOA covers the gated community's common areas and security. The community was established with a CDD, but the CDD bond is paid off on many homes, which removes a meaningful annual cost where it applies, so confirm the bond status per home. Separately, access to the golf and club amenities runs through a club membership in lifestyle and golf tiers with a food-and-beverage minimum, which is the largest recurring expense and is independent of owning the home.

HOA dues cover the guard gate, security, and common-area maintenance for the gated community. The golf, clubhouse dining, pool, tennis, and fitness amenities are accessed through the separate club membership rather than the HOA.

Yes. Amelia National is a true country club. Membership is offered in lifestyle and golf tiers with a food-and-beverage minimum, separate from home ownership, and provides access to the Tom Fazio course and the clubhouse amenities. Confirm the current initiation and dues and match the tier to how you will use the club.

Golf & country club95211 Clubhouse RoadFernandina Beach, FL 32034. Tom Fazio course, clubhouse, and amenities.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Amelia National, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping North Hampton, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Amelia National home worth?

Get a no-obligation home value based on real comparable sales in Amelia National matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Amelia National year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Amelia National Market Scorecard

Balanced

Amelia National is currently a balanced. About 4.7 months of supply, a median asking price of $795,000, and homes go under contract in about 73 days.

4.7
Months supply
$795,000
Median list
$832,450
Median sold
$294
Per sqft
73
Days on mkt
17/11/43
Active/Pend/Sold

Typical home value in the 32034 ZIP is $613,375, about 26.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Amelia National located?
Amelia National is on the mainland near Fernandina Beach and Yulee, in Nassau County, ZIP code 32097, about 15 minutes from Amelia Island's beaches and historic downtown Fernandina Beach, with quick access to I-95, the Jacksonville airport, downtown Jacksonville, and south Georgia.
Who designed the golf course at Amelia National?
The 18-hole championship course at Amelia National was designed by Tom Fazio and opened in the mid-2000s. It was renovated in 2025 and reopened that November, and is regarded as one of the most visually striking courses in the region, with a driving range and eight acres of practice facilities. Notably, it carries one of the lowest initiation fees of any Tom Fazio course.
How much do homes cost in Amelia National?
As of 2026, new ICI custom homes start from the high $400s to upper $500s, the area's average sits in the mid-to-upper $500s, and luxury and golf-course homes range well into the $700s and beyond. Because homes are custom, condition, finishes, lot position, and view drive price within that range.
Who builds homes in Amelia National?
ICI Homes, known as Florida's custom-home builder, is the builder at Amelia National, offering in-house architectural services so buyers can build a custom home from scratch or adapt a plan. The community also has a deep resale market of existing ICI-built homes, generally from about 2,000 to 3,000-plus square feet.
Does Amelia National have a CDD?
Amelia National was established with a CDD, but the CDD bond is paid off on many homes, which lowers the annual carrying cost. Whether the bond is paid off varies by home, so confirm it in writing for any specific property. The club membership is a separate and larger recurring cost to understand.
What amenities does Amelia National have?
Amelia National offers an 18-hole Tom Fazio golf course, a French Provincial clubhouse with full-service dining, a pro shop, and event spaces, a resort-style pool, eight lighted tennis courts, a fitness center with spa services, basketball courts, sports fields, miles of trails, concierge service, and a manned gate.
Is there a membership requirement at Amelia National?
Amelia National offers club membership in lifestyle and golf tiers, with a food-and-beverage minimum, which provides access to the golf and club amenities. The membership is separate from owning a home and is the largest recurring cost, so confirm the current terms and decide how you will use the club before buying.
Is Amelia National a good place to live?
For golfers and country-club buyers who want a gated, amenity-rich lifestyle near the coast at a more attainable price than Ponte Vedra, with custom ICI homes and the Amelia Island beaches minutes away, Amelia National is a strong choice. The trade-offs are the separate club membership cost and a near-but-not-on-the-beach location.
Do I need my own agent to buy in Amelia National?
Yes. You and your agent sign a written buyer agreement that sets a negotiable compensation, and the seller or builder often offers to cover some or all of it. The listing agent works for the seller and the membership office works for the club. Your own agent represents you, totals the true all-in cost including the club, confirms the CDD-bond status, compares building versus resale, and negotiates for you. Have representation before you tour. Call (904) 351-6461.
You want Tom Fazio golf and a country-club lifestyle near the coastExcellent fit
You value custom ICI quality and a gated, guard-gated addressExcellent fit
You want the beaches close without the island's insuranceExcellent fit
You will budget the club membership honestlyExcellent fit
You do not want a separate club membership costProbably not
You need to be directly on the beachProbably not
You want the lowest possible carrying costProbably not
You want a walkable urban settingProbably not

Get the inside read on Amelia National

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Amelia National home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Amelia National specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Amelia National — what to look for, questions to ask, and your local expert.
Amelia National Fernandina Beach median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Amelia National Fernandina Beach, Florida by year (2012 to 2026). Source: Momentum Realty.

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