4 Bedroom Homes for Sale in Monticello, GA

Four bedrooms is the most-searched size in most Florida and Georgia markets. This page tracks every Monticello listing whose MLS record reports four or more bedrooms, by community, with live counts and asking prices, and how the price compares with smaller homes in the same city.

47 homes with four or more bedrooms are for sale or pending in Monticello, GA today across 15 communities. The median asking price is $560,000, from $159,000 to $1,950,000. Listings in Monticello without that feature have a median of $359,000. Most listings right now: Turtle Cove (17), Peninsula at Jackson Lake (2), Turtle Cove (2). Updated September 11, 2026 from the MLS.

Monticello 4-bedroom homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community4-Bedroom HomesNew buildMedian listFrom
Turtle Cove173$369,900$285,000
Peninsula at Jackson Lake22$1,334,975$719,950
Turtle Cove20$737,250$675,000
The Peninsula at Jackson Lake22$729,000$679,000
Jackson Lake Deeded10$999,900$999,900
Jackson Lake Farms10$884,000$884,000
The Peninsula at Jackson10$799,900$799,900
Alcovy Shores Lake10$735,000$735,000
Peninsula At Lake Jackson11$659,900$659,900
Deeded10$625,000$625,000
Oak Ridge10$615,000$615,000
Hardy Creek Estates10$560,000$560,000
Oak Rdg Sub11$475,000$475,000
Rock Eagle Farms10$465,000$465,000
Turtle Cove POA10$290,000$290,000

What the fourth bedroom costs

The answer block above compares the median asking price of four-plus-bedroom homes with the median of everything else listed in the city; the gap is what the extra room, and usually the extra square footage and lot, is priced at today. Compare on price per square foot, not price alone: a four-bedroom home at 2,000 square feet and one at 2,800 are different purchases, and the MLS square footage on each listing page makes that comparison in seconds. Newer subdivisions tend to deliver four bedrooms in less square footage than older ones; the community pages show year-built ranges so you can see which is which.

Questions to ask about any four-bedroom listing

Is the fourth bedroom a true bedroom with a closet and window, or a converted den, garage bay or bonus room? Are the bedrooms split (owner’s suite away from the others) or all on one side? Is there a second full bath near the secondary bedrooms? What does the seller pay for insurance and, in an HOA community, what do the dues cover? A local agent who works the area will know which builders’ four-bedroom plans hold their value.

Common questions

How many homes with four or more bedrooms are for sale in Monticello?
As of September 11, 2026, 47 Monticello, GA listings whose MLS record reports four or more bedrooms are active or pending, across 15 communities. The count updates with every MLS refresh.
What do 4-bedroom homes cost in Monticello?
The median asking price today is $560,000, with listings from $159,000 to $1,950,000. Monticello listings without that feature have a median of $359,000.
Which Monticello community has the most 4-bedroom homes for sale?
Turtle Cove has the most right now (17), followed by Peninsula at Jackson Lake (2), Turtle Cove (2), The Peninsula at Jackson Lake (2).
How much more does a 4-bedroom home cost?
It depends on the city and the age of the housing stock. The answer block on this page states today’s median asking price for four-plus-bedroom homes next to the median for other listings in the same city, and each listing page shows square footage so you can compare on a per-square-foot basis.

Keep exploring Monticello

Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Monticello, GA whose MLS record reports four or more bedrooms. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

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