Moving to Monticello, Georgia: The 2026 Data Guide
As of 2026-09-19, the median home sold in Monticello, Georgia over the last 12 months went for $328,000 (98 closings across 17 communities in Momentum’s MLS record), about $180 per square foot for a median 1,863-sq-ft home built around 2013. Homes currently listed have been on the market a median of 35 days, and with 44 active listings against that sales pace the city is carrying roughly 5.4 months of supply. Sellers have been getting about 97% of their original asking price. That median is 18% below the median across Momentum’s Florida and Georgia coverage.
Monticello right now — September 2026
Live pages for your move: 15 homes for sale in Monticello · New construction · Homes by ZIP (1 ZIPs).
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 19, 2026.
What your budget buys in Monticello
Three price points from 38 recent Monticello closings in our record, each showing what actually closed within 10% of that price:
The real monthly cost of owning in Monticello
Take the median $328,000 home with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,737/month. Georgia taxes 40% of fair market value: at Jasper County’s typical unincorporated millage of 22.60 mills, the median home’s bill is roughly $2,920/year ($243/month) after the standard homestead exemption — county and school exemptions vary and can lower it; inside a city, add the city millage. Georgia homeowners insurance runs well below Florida’s coastal premiums for most of the state; get a quote on the specific address, since roof age and wind exposure still move it. All in, budget on the order of $1,980/month to own the median Monticello home.
For the full worksheet — the 40% assessment, the exemptions Jasper County offers, and city versus unincorporated millage — see the Jasper County property tax guide.
Where people are buying: Monticello’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Turtle Cove | 76 | $328,250 | 35 |
| The Peninsula at Jackson Lake | 6 | $782,732 | 90 |
| Barnes Mountain Farm | 5 | $390,000 | 3 |
Monticello by ZIP code
Sales and medians by ZIP over the same 12 months: 31064 (35 sales, median $334,900).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 97% were single-family homes. New construction accounted for 20% of closings. The housing stock skews newer: 50% of homes sold were built in 2015 or later and 16% before 1980.
Getting around from Monticello
Measured from the center of Monticello’s recent sales: Macon is about 38 miles; Hartsfield-Jackson Atlanta International Airport (ATL) is about 39 miles; Downtown Atlanta is about 41 miles; Athens is about 50 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
Confirm school zoning for any specific address directly with the district. Property tax figures on this page use Jasper County’s typical millage of 22.60; municipal and special-district millage varies inside the county. Get an insurance quote for the specific address before you go under contract.
Monticello: the case for and against
What works in Monticello’s favor
- prices run 18% below the statewide median in our coverage
- homes move quickly (median 35 days listed), so well-priced homes get competition
- property tax is levied on 40% of value, so the effective rate is lower than the millage suggests, and most counties add homestead exemptions on top
What to plan for
- Georgia has a flat state income tax (about 5%, scheduled to keep stepping down), which Florida does not
Your Monticello relocation toolkit
- Homes for sale in Monticello right now
- New construction in Monticello
- Search every Monticello community
Common questions about moving to Monticello
How much does a house cost in Monticello, GA?
What does it cost per month to own a home in Monticello?
What are property taxes like in Monticello?
Is Monticello a buyer's or seller's market right now?
Is there a lot of new construction in Monticello?
Does Georgia have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Monticello communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Jasper County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.