55+ Communities in St. Lucie County, FL
Looking for 55+ communities in St. Lucie County, FL? Momentum Realty tracks 5 St. Lucie County communities with evidence of active-adult living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
A note on age-restricted housing: 55+ communities are lawful under the federal Housing for Older Persons Act. Age-qualification rules differ by community and can change; verify current rules directly with each association. Momentum Realty serves all buyers and sellers in accordance with the Fair Housing Act.
St. Lucie County 55+ communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Del Webb Tradition · agent | Port St. Lucie | $487,000 | – | 101 d |
| Valencia Cay at Riverland · agent | Port St. Lucie | $498,000 | – | – |
| Vitalia at Tradition · agent | Port St. Lucie | $408,000 | – | 42 d |
| Valencia Cay at Riverland · agent | Port St. Lucie | $650,000 | – | – |
| Cresswind at PGA Village Verano · agent | Port St. Lucie | $550,000 | – | – |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
How 55+ communities work under federal law
Age-restricted communities operate under the federal Housing for Older Persons Act (HOPA), which requires that at least 80% of occupied units have at least one resident aged 55 or older, along with published policies demonstrating intent. Rules vary by community: some allow younger spouses or residents, some do not. Always verify the current age-qualification rules directly with the association before you offer — designations can and do change.
Fees, amenities and resale in active-adult communities
Active-adult communities concentrate amenities — clubhouses, pools, pickleball, organized activities — and fund them through dues that deserve line-item review. On resale, your buyer pool is age-qualified by definition, which changes marketing time; ask a local agent for days-on-market comps inside the specific community rather than the surrounding zip code.
Amenities and monthly fees in St. Lucie County 55+ communities
If you are searching for 55+ communities near me on the Treasure Coast, the four age-restricted communities in our sales data all sit in western Port St. Lucie (ZIP 34987), inside or next to the Tradition and Verano master plans. Each one is a gated, single-family or villa community with its own clubhouse, pool, fitness center and pickleball courts, and each charges monthly HOA dues that fund those amenities.
Vitalia at Tradition (about 1,200 single-family homes, built 2006 to 2022) is centered on the 24,000 sq ft Captiva Club, with a ballroom, fitness center, aerobics studio, heated resort-style pool, 8 pickleball courts, 5 tennis courts, bocce, a putting green and walking and biking trails; listed HOA dues run about $316 to $587 a month. Del Webb Tradition (about 550 planned homes on 205 acres, built from 2017) has a resort-style clubhouse with a fitness center, heated pool, tennis, pickleball and bocce courts, a dog park and walking paths around its ponds; listed dues run about $344 to $552 a month.
Cresswind at PGA Village Verano (249 single-family homes by Kolter, built 2018 to 2023) shares the 27,000 sq ft Club Talavera, with indoor and outdoor pools, a fitness center and yoga studio, and a 26-court pickleball complex plus a championship court; PGA Golf Club's three courses take a separate membership. Valencia Cay at Riverland (GL Homes) is built around a 34,000 sq ft clubhouse with a resort-style pool and spa, fitness center, tennis, 37 pickleball courts, a cafe and walking and biking trails. Fees and amenity lists change, so confirm current dues and what they include with each association before you write an offer.
Quick answers
Which 55+ communities in St. Lucie County have the most pickleball courts?
Among the communities we track, Valencia Cay at Riverland lists 37 pickleball courts and Cresswind at PGA Village Verano shares a 26-court complex plus a championship court. Vitalia at Tradition has 8 courts, and Del Webb Tradition also has pickleball courts.
What are the monthly HOA fees in Port St. Lucie 55+ communities?
Listed HOA dues run about $316 to $587 a month at Vitalia at Tradition and about $344 to $552 a month at Del Webb Tradition (November 2026 listings). Dues vary by home type and change over time, so confirm the current amount and what it covers with the association.
Where are the 55+ communities in St. Lucie County?
The four active-adult communities in our St. Lucie County sales data, Del Webb Tradition, Vitalia at Tradition, Valencia Cay at Riverland and Cresswind at PGA Village Verano, are all in western Port St. Lucie, ZIP 34987.
Sources: 55places.com community pages for Vitalia at Tradition, Del Webb Tradition and Cresswind at PGA Village Verano; Topretirements.com, Valencia Cay at Riverland; Momentum MLS data for this page. Checked November 6, 2026. Age rules under the federal Housing for Older Persons Act; verify current rules and fees with each association.
What it costs to own here
At St. Lucie County’s typical combined millage of 22.85 mills, a purchase at $498,000 (the median across these 55+ communities) generates roughly $11,381 a year in property tax before exemptions — about $948 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in St. Lucie County average about $2,332 a year ($194 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in St. Lucie County near $2,352 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses St. Lucie County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in St. Lucie County right now
In the most recent IRS migration data (2022-2023), St. Lucie County gained a net 10,167 people to relocation, with the largest inbound flows from NY, NJ, MA. Households moving IN reported average incomes of $76,840 versus $60,807 for those leaving — the income mix of demand, straight from tax filings. Population is up about 13.3% over the recent multi-year window. On the supply side, builders pulled 4,008 residential permits in St. Lucie County in 2025 (3,468 single-family), down 17.7% year over year — against 7,461 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 10.1% versus its income-and-rent fundamentals.
The St. Lucie County market, in context
St. Lucie County is Port St. Lucie and Fort Pierce — one of Florida's fastest-growing and most attainable coastal markets, anchored by the giant Tradition master-planned 'new town' and a Cleveland Clinic medical hub. It offers Treasure Coast beaches and new construction at prices below the southeast metros.
The economy behind the market: {'drivers': 'healthcare, distribution and logistics, education, retail, and construction', 'summary': "St. Lucie's economy is built around growth itself: Cleveland Clinic Tradition Hospital anchors a fast-expanding medical sector, the 1,200-acre Southern Grove jobs corridor along I-95 has attracted distributors like Cheney Brothers and Amazon, and education (Indian River State College) and a deep construction-and-services base support the boom. Many residents also commute toward Palm Beach County.", 'employers': ['St. Lucie Public Schools', 'Cleveland Clinic Martin Health / Tradition Hospital', 'Indian River State College', 'Cheney Brothers (Southern Grove)', 'Amazon', 'St. Lucie County government', 'City of Port St. Lucie'], 'jobNote': 'The 1,200-acre Southern Grove / Tradition jobs corridor along I-95 is drawing distribution and healthcare employers, led by Cleveland Clinic.'}
What could change it: St. Lucie carries Treasure Coast hurricane and storm-surge exposure on the barrier island and along the St. Lucie River, with rising insurance and FEMA flood considerations on the coast. Inland Port St. Lucie and Tradition carry lower surge risk but face the strain of explosive growth on roads and schools.
Near-term outlook: Expect St. Lucie to remain one of Florida's fastest-growing counties over the next 12 months, with affordability and the Tradition/Cleveland Clinic story pulling strong in-migration and a heavy construction pipeline keeping buyers in a strong negotiating position.
Run the numbers in St. Lucie County
- Find the best agent in St. Lucie County
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Common questions
How many 55+ communities does St. Lucie County, FL have?
What do homes in St. Lucie County 55+ communities cost?
How does Momentum classify a community as one of the 55+ communities?
Can Momentum connect me with an agent for these communities?
How much is home insurance in St. Lucie County?
What are property taxes like in St. Lucie County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-09-11; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.