55+ Communities in Sun City Center, FL
Looking for 55+ communities in Sun City Center, FL? Momentum tracks 4 Sun City Center communities with evidence of active-adult living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
A note on age-restricted housing: 55+ communities are lawful under the federal Housing for Older Persons Act. Age-qualification rules differ by community and can change; verify current rules directly with each association. Momentum Realty serves all buyers and sellers in accordance with the Fair Housing Act.
Sun City Center 55+ communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| Sun City Center · agent | Sun City Center | $292,000 | – | 67 d |
| Del Webb's Sun City Florida · agent | Sun City Center | $234,000 | – | 102 d |
| Yorkshire at Kings Point · agent | Sun City Center | $335,000 | – | – |
| The Knolls of Kings Point II-A | Sun City Center | – | – | – |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
How 55+ communities work under federal law
Age-restricted communities operate under the federal Housing for Older Persons Act (HOPA), which requires that at least 80% of occupied units have at least one resident aged 55 or older, along with published policies demonstrating intent. Rules vary by community: some allow younger spouses or residents, some do not. Always verify the current age-qualification rules directly with the association before you offer — designations can and do change.
Fees, amenities and resale in active-adult communities
Active-adult communities concentrate amenities — clubhouses, pools, pickleball, organized activities — and fund them through dues that deserve line-item review. On resale, your buyer pool is age-qualified by definition, which changes marketing time; ask a local agent for days-on-market comps inside the specific community rather than the surrounding zip code.
What it costs to own here
At Hillsborough County’s typical combined millage of 15.73 mills, a purchase at $292,000 (the median across these Sun City Center 55+ communities) generates roughly $4,593 a year in property tax before exemptions — about $383 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Hillsborough County average about $1,816 a year ($151 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Hillsborough County near $2,309 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Hillsborough County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Hillsborough County right now
In the most recent IRS migration data (2022-2023), Hillsborough County lost a net 1,186 people to relocation, with the largest inbound flows from NY, TX, NJ. Households moving IN reported average incomes of $77,979 versus $72,366 for those leaving — the income mix of demand, straight from tax filings. Population is up about 8.0% over the recent multi-year window. On the supply side, builders pulled 8,696 residential permits in Hillsborough County in 2025 (4,295 single-family), down 3.9% year over year — against 17,443 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 3.0% versus its income-and-rent fundamentals.
Explore more of Sun City Center
Run the numbers in Hillsborough County
- Find the best agent in Hillsborough County
- Get a cash offer in Hillsborough County
- Hillsborough County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many 55+ communities does Sun City Center, FL have?
What do homes in Sun City Center 55+ communities cost?
How does Momentum classify a community as one of the 55+ communities?
How much is home insurance in Hillsborough County?
What are property taxes like in Hillsborough County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.