Bermuda Bay
Homes for Sale in Kissimmee, FL
All 2,944 homes for sale in KISSIMMEE, FL · median $373,250 · 252 homes for sale in 34741 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, Bermuda Bay in Kissimmee, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $299,000, $258 per square foot, a median 95 days on market, sellers accepting 94% of original asking (-8% versus the prior year). Homes listed or recently sold were built 1989 - 1990; 6 of 6 report an HOA (median $75/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 84 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $4,550 ($3,950 with the full homestead exemption).
Bermuda Bay right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($299K) is down 7.7% from the prior 12 months ($324K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 8 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bermuda Bay market snapshot (as of September 20, 2026): the median sale price is about $299K ($258 per sq ft over the trailing 12 months of closed sales), a median 95 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34741 (KISSIMMEE), 754 homes closed in the last 12 months at a median of $411K ($205/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 207 active and 46 pending listings put supply at about 6.1 months - a balanced market. See the live ZIP 34741 housing market and the Osceola County market.
County records show 10 qualified sales in Bermuda Bay across 2024 - 2025 (9 in 2024, 1 in 2025), median $328,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bermuda Bay is a community of 150 homes in Kissimmee, Osceola County, built between 1987 and 1990 (median 1989.0), with a median living area of about 1,886 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($299K) IS the median in the snapshot above, and the move from 2025 ($324K) IS the -7.7% one-year change.
Windows contain 0 to 8 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
12% of homes for sale in ZIP 34741 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Bermuda Bay Market Scorecard
Bermuda Bay is currently a balanced market. About 6.0 months of supply, a median asking price of $342,495, and homes go under contract in about 65 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bermuda Bay
Live MLS inventory for Bermuda Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bermuda Bay listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
Bermuda Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Bermuda Bay
- Pool · reported on 4 of 5 listings
- Playground · reported on 1 of 5 listings
- Trail(s) · reported on 1 of 5 listings
- Vehicle Restrictions · reported on 1 of 5 listings
- Deed Restrictions · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Highlands Elem · Elementary
- Denn John Middle · Middle
- Osceola High School · High
Zoned schools reflect the assignments reported on recent Bermuda Bay listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bermuda Bay address.
The Bermuda Bay buying strategy.
If we were buying in Bermuda Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bermuda Bay.
A closer look at the Bermuda Bay market
At a median of $258 per square foot, Bermuda Bay prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 6.0 months of supply, a balanced market and the trailing-12-month median down 8% year over year. Homes that do trade take a median 95 days on market, useful leverage on any listing that has lingered.
The housing stock is 150 homes built between 1987 and 1990, and 70% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bermuda Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bermuda Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.2). Basis: Recent Direction -7.7% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 70% owner-occupied; Pricing Power 93.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bermuda Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bermuda Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bermuda Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bermuda Bay home worth?
Get a no-obligation home value based on real comparable sales in Bermuda Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Kissimmee →
Recently off market in Bermuda Bay
Homes in Bermuda Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1009 Whalebone Bay Drive · off market
- 2649 Whalebone Bay Drive · off market
Frequently Asked Questions
What is the median home price in Bermuda Bay?
How long do homes in Bermuda Bay take to sell?
Is Bermuda Bay a buyer's or seller's market right now?
How many homes are in Bermuda Bay?
What share of Bermuda Bay is owner-occupied?
When were the homes in Bermuda Bay built?
Who is the best real estate agent for Bermuda Bay?
How do I find a top Kissimmee real estate agent who knows Bermuda Bay?
Can Momentum Realty connect me with an agent for Bermuda Bay?
Where is Bermuda Bay, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34741)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bermuda Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bermuda Bay
- Home values · What homes in Bermuda Bay actually sell for
Nearby Communities
Explore more neighborhoods near Bermuda Bay with Momentum Realty’s local guides.