Bluffs
Homes for Sale in Largo, FL
All 494 homes for sale in LARGO, FL · median $310,500 · 85 homes for sale in 33770 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $842,500, $352 per square foot, a median 20 days on market, sellers accepting 95% of original asking (-19% versus the prior year). Homes listed or recently sold were built 1978 - 1980; 5 of 5 report an HOA (median $19/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $16,330 ($15,520 with the full homestead exemption).
| Location | LARGO, Pinellas County, FL · ZIP 33770 |
|---|---|
| Homes in the community | 61 (FL DOR 2025 assessment roll) |
| Years built | 1978–1986 (median 1979) |
| Typical living area | 2,723 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Golf Carts OK, Irrigation-Reclaimed Water |
| Sale prices, last 12 months | $842,500 median across 4 closed sales · $352 per sq ft · -18.6% vs the prior 12 months |
| Days on market (closed sales) | 20 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 89% |
| Zoned public schools | Pinellas County Schools (verify by address); Confirm zoned elementary, middle, and high; Choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bluffs The Largo key facts,” movewithmomentum.com/neighborhoods/bluffs-the-largo, data as of September 20, 2026.
Last 30 days in Bluffs: 1 new listing (median asking $850,000). As of October 2, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Bluffs right now
🔴 Off the recent peak. The trailing-12-month median ($842K) is down 18.6% from the prior 12 months ($1.04M). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside BluffsHomes for Sale in Largo, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bluffs market snapshot (as of September 20, 2026): the median sale price is about $842K ($352 per sq ft over the trailing 12 months of closed sales), and a median 21 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 33770 (LARGO), 381 homes closed in the last 12 months at a median of $344K ($249/sq ft), down 5.1% year over year, with a median 64 days on market. Right now 61 active and 18 pending listings put supply at about 3.2 months - a buyer's market. See the live ZIP 33770 housing market and the Pinellas County market.
County records show 9 qualified sales in Bluffs across 2024 - 2025 (5 in 2024, 4 in 2025), median $830,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bluffs is a community of 61 homes in Largo, Pinellas County, built between 1978 and 1986 (median 1979), with a median living area of about 2,723 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($842K) IS the median in the snapshot above, and the move from 2025 ($1.04M) IS the -18.6% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2012 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
18% of homes for sale in ZIP 33770 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Bluffs Market Scorecard
Bluffs is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bluffs The Largo, LARGO
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Life at Bluffs
- Deed Restrictions · reported on 5 of 5 listings
- Golf Carts OK · reported on 2 of 5 listings
- Irrigation-Reclaimed Water · reported on 1 of 5 listings
- Security Fencing/Lighting/Alarms · reported on 1 of 5 listings
- Secured Garage/Parking · reported on 1 of 5 listings
- Security Lights · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Bluffs listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bluffs address.
The Bluffs buying strategy.
If we were buying in Bluffs today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bluffs.
A closer look at the Bluffs market
At a median of $352 per square foot, Bluffs prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 19% year over year. Homes that do trade take a median 21 days on market, useful leverage on any listing that has lingered.
The housing stock is 61 homes built between 1978 and 1986, and 89% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bluffs. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bluffs buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -18.6% year-over-year; Owner Commitment 89% owner-occupied; Pricing Power 95.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bluffs buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bluffs sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bluffs, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bluffs home worth?
Get a no-obligation home value based on real comparable sales in Bluffs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bluffs?
How long do homes in Bluffs take to sell?
How many homes are in Bluffs?
What share of Bluffs is owner-occupied?
When were the homes in Bluffs built?
What schools serve Bluffs?
Who is the best real estate agent for Bluffs?
How do I find a top Largo real estate agent who knows Bluffs?
Can Momentum Realty connect me with an agent for Bluffs?
Where is Bluffs, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33770)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bluffs The Largo fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bluffs
- Home values · What homes in Bluffs actually sell for
Nearby Communities
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