Oak Creek Estates
Homes for Sale in Merritt Island, FL
True comps, carrying-cost math, and listings before the portals.
Oak Creek Estates is a community in Merritt Island, Brevard County, FL. Across Merritt Island as a whole, 267 homes closed in the last 12 months at a median of $439,900, 49 median days on market, with 71 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $6,860 ($6,240 with the full homestead exemption).
Oak Creek Estates is a small enclave of only 7 homes on Merritt Island, and every one of them is homesteaded as a primary residence. That combination - tiny inventory, full owner-occupancy, and no current active listings - tells you this is a hold-and-stay pocket, not a place with regular turnover. When something does come up, price will be driven far more by the individual home's condition, updates, and lot than by any running comp stream, because there simply isn't a steady flow of sales to lean on.
The housing stock is substantial: homes built between 1990 and 2002 with a median living area north of 4,000 square feet. That size is the story here. Buyers should expect a wide spread in value depending on how much of the original build has been renovated versus left as-is. With no active listings as of mid-2026, a seller who lists into this vacuum has scarcity on their side; a buyer needs patience and the readiness to move when a rare opportunity surfaces.
The 60-Second Overview
Oak Creek Estates is a 7-home, fully owner-occupied pocket of larger Merritt Island houses built in the 1990s and early 2000s - the kind of small community where listings are infrequent and each sale stands on its own.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Oak Creek Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Oak Creek Estates
Oak Creek Estates
Oak Creek Estates
Oak Creek Estates
Oak Creek Estates
Oak Creek EstatesPhotos from Space Coast MLS listings in Oak Creek Estates; content deemed reliable but not guaranteed.
Who Oak Creek Estates is best for.
Best for
- Buyers prioritizing square footage who want a 4,000-plus-square-foot house and can be patient about timing
- Long-hold owners looking for a stable, low-turnover pocket rather than a quick flip
- Sellers of an existing home here who want to list into a market with no competing inventory
Probably not for
- Buyers on a tight timeline who need to purchase within a fixed window
- Anyone wanting shared amenities such as a pool, clubhouse, or gated entry
- Buyers seeking a smaller, lower-maintenance home or a newer build
The market around Oak Creek Estates
Oak Creek Estates is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Oak Creek Estates specifically. Momentum Research analysis of MLS records.
The Oak Creek Estates buying strategy.
If we were buying in Oak Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Creek Estates.
A small, stable pocket of large homes
Scale defines this community. With a median living area of 4,084 square feet and a build range of 1990 to 2002, these are among the more sizable homes on Merritt Island, and the median year built of 1994 means most have reached the age where a roof, HVAC, and kitchen may have been touched once already - or may be original. That is the single most important thing to diligence here, because it will separate one home's value from the next far more than square footage will.
No community amenities were identified from current MLS listings, so buyers aren't paying for shared pools, gates, or clubhouses - the value is in the house and the lot. The full homestead share and the absence of active listings point to owners who stay put, which keeps supply thin and makes timing, rather than negotiating leverage, the dominant factor for anyone trying to get in.
The location and the amenities are priced into every listing in Oak Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 7-home community with no active listings and no reliable comp stream, pricing and negotiation come down to reading condition against a thin history. We track this pocket directly, know how these larger homes trade on Merritt Island, and can tell a buyer whether a rare listing is priced to its updates - or a seller how to position the only home on the market.
Oak Creek Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Oak Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Merritt Island →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Oak Creek Estates Market Scorecard
Oak Creek Estates is currently a no active listings market. Limited supply, a median asking price of n/a.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Oak Creek Estates?
What share of Oak Creek Estates is owner-occupied?
When were the homes in Oak Creek Estates built?
Who is the best real estate agent for Oak Creek Estates?
How do I find a top Merritt Island real estate agent who knows Oak Creek Estates?
Can Momentum Realty connect me with an agent for Oak Creek Estates?
Should you buy in Oak Creek Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Oak Creek Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Oak Creek Estates fits the bigger picture — live prices, inventory, and Momentum Scores: