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Symphony Bay in Boca Raton

Symphony Bay
Homes for Sale in Boca Raton, FL

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All 1,804 homes for sale in Boca Raton, FL · median $579,250 · Palm Beach County homes for sale

Community in Boca Raton · Palm Beach County
147 homesBuilt 1995–1996
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of Sandra E Rathe, Real Broker LLC · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, Symphony Bay in Boca Raton, FL has 3 homes for sale. Homes listed or recently sold were built 1995–1996; 11 of 11 report an HOA (median $250/mo); none of the 11 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft).

Symphony Bay key facts
LocationBoca Raton, Palm Beach County, FL
Homes in the community147 (FL DOR 2025 assessment roll)
Years built1995–1996 (median 1995)
Typical living area2,223 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPool, Clubhouse, Tennis Court(s), Basketball Court, Fitness Center, Playground
For sale right now3 active, 1 pending · median asking $810,000 · 4.5 months of supply
Owner-occupied (homestead) share76%

Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Symphony Bay key facts,” movewithmomentum.com/neighborhoods/symphony-bay-boca-raton, data as of July 15, 2026.

Last 30 days in Symphony Bay: 1 new listing (median asking $715,000), 1 closed sale (median $805,000). As of October 13, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Symphony Bay Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.5mo
Supply
3 to 6 months is the balanced band
25%
Under contract
Palm Beach: 29% (476 of 1,647)
3 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
76%
Owner-occupied · Symphony Bay
112 of 147 parcels homesteaded (FL DOR 2025)
24%
Non-owner-occupied · Symphony Bay
incl. 10% trust or LLC-held · 100% out-of-state
147
Homes in the community
147 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1995
Community established
homes built 1995-1996, median 1995 (FL DOR 2025)

Homes For Sale Right Now in Symphony Bay

Live MLS inventory for Symphony Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

9535 Fox Trot Lane home for sale in Symphony BayActive · 98 daysTop listing
$799,000
4 bd · 3 ba · 2,552 sqft · built 1996
9535 Fox Trot Lane, Boca Raton, 33496
Listed by JMP International Realty LLC
9480 Baritone Court home for sale in Symphony BayActive · 205 days
$765,000
4 bd · 2.5 ba · 2,576 sqft · built 1995
9480 Baritone Court, Boca Raton, 33496
Listed by Real Broker LLC
9500 Fox Trot Lane home for sale in Symphony BayActive · 7 days
$715,000
3 bd · 2 ba · 1,795 sqft · built 1996
9500 Fox Trot Lane, Boca Raton, 33496
Listed by Dalton Wade Inc

Active and pending Symphony Bay listings as of 2026-10-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Every Home for Sale in Symphony Bay Boca Raton Right Now (3)

All 3 active and pending Symphony Bay Boca Raton listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 9500 Fox Trot Lane · $715,000 · 3 bd / 2 ba · listed Oct 4, 2026 · listed by Dalton Wade Inc
  • 9535 Fox Trot Lane · $798,000 · 4 bd / 3 ba · listed Jul 14, 2026 · listed by JMP International Realty LLC
  • 9480 Baritone Court · $765,000 · 4 bd / 2.5 ba · listed Jul 14, 2026 · listed by Real Broker LLC
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Symphony Bay is a small, single-era community: all 147 homes were built in 1995 or 1996, so there is no mix of construction vintages pulling the market in different directions. What moves price here is condition and updates on a fixed floor plan footprint, not lot size variation or a spread of build years.

With only 3 active listings against 4.5 months of supply, this reads as a balanced market with very thin inventory. That combination favors sellers on timing but limits buyer choice sharply — when something in Symphony Bay comes up, there usually is not a second option to compare it against right away.

Symphony Bay Housing Pulse · Momentum Research · as of July 15, 2026

Symphony Bay right now

🟡 Balanced market. 4.5 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Symphony Bay is a gated, single-phase community built out in 1995-1996, with a typical home running around 2,223 square feet. A homestead share of roughly 76% suggests most of these homes are held as primary residences rather than turned over quickly or held as investment or seasonal units.

Flood zones in Symphony Bay: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Boca Raton.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Symphony Bay is best for.

Best for

  • Buyers who want a gated community with a full recreational amenity package and are comfortable acting quickly when a rare listing appears.
  • Buyers planning to hold the home as a primary residence, consistent with the community's high homestead share.
  • Buyers who prioritize a consistent, single-era construction profile over having many homes to compare.

Probably not for

  • Buyers who want to tour multiple active listings before narrowing down — there simply are not many to choose from at any given time.
  • Buyers seeking a range of build years or lot configurations, since the entire community was constructed in 1995-1996.
  • Investors expecting rapid turnover, given the community's strong owner-occupancy pattern and low current listing volume.
The Area Market

The market around Symphony Bay

Symphony Bay is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Symphony Bay specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Symphony Bay, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-10)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Interactive Map

Symphony Bay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community & Amenities

Life at Symphony Bay

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Whispering Pines (Palm Beach) · Elementary
  • Omni · Middle
  • Olympic Heights · High

Zoned schools reflect the assignments reported on recent Symphony Bay listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Symphony Bay address.

Shop the zone: Homes zoned for Olympic Heights High School

The Strategy

The Symphony Bay buying strategy.

If we were buying in Symphony Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Symphony Bay.

The Quick Decision
Best Buy
Buyers looking for a single-era, amenity-rich gated community with a consistent 1995-1996 build profile.
Biggest Risk
Inventory is extremely thin, with only 3 active listings, so timing and availability can work against a buyer with a fixed timeline.
Sweet Spot
A move-in-ready or lightly updated home near the median 2,223 square feet, in a community where most neighbors hold it as their primary residence.
Avoid If
You need a broad selection to compare finishes, layouts, or price points before deciding.
The Deep Dive

One build era, one set of trade-offs

Because every home dates to the same two-year window, the variables buyers need to evaluate are narrower than in a community with decades of phased construction: roof age, kitchen and bath updates, and how well a given unit has been maintained since the mid-1990s. That makes condition, not vintage, the main driver of value spread here.

The amenity package is broad for a community this size — pool, clubhouse, tennis, pickleball, a fitness center, a game room, and a gated (no-guard) entry among them. Amenities are reported across this community's MLS listings, so buyers should confirm current access and any HOA restrictions directly rather than assume every listed amenity is active or included.

“

The location and the amenities are priced into every listing in Symphony Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

With just 3 active listings in a 147-home community, there is little room for a slow or generic search. We track Symphony Bay closely enough to flag a new listing the day it hits, and we know which unit-level details — updates, layout, position within the community — actually matter when there is nothing else on the market to compare it to.

The 15-Second Verdict

Symphony Bay in 15 seconds.

Best forBuyers looking for a single-era, amenity-rich gated community with a consistent 1995-1996 build profile.
Biggest advantageA wide, established amenity set — pool, tennis, pickleball, fitness, clubhouse — inside a gated setting.
Biggest riskInventory is extremely thin, with only 3 active listings, so timing and availability can work against a buyer with a fixed timeline.
Sweet spotA move-in-ready or lightly updated home near the median 2,223 square feet, in a community where most neighbors hold it as their primary residence.
Avoid ifYou need a broad selection to compare finishes, layouts, or price points before deciding.

What it really costs to own in Symphony Bay

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $6,696/yr across 11 listings here (MLS tax records, 2026-10-13).
HOA duesMedian $250/month across 164 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Palm Beach County is $1,753/yr (18,387 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1995 across 11 listings. An original roof here would be about 31 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $954/month (tax $558, HOA $250, insurance $146). An estimate from the sources above, not a quote.

Ask an agent about Symphony Bay

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Symphony Bay will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Symphony Bay homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Symphony Bay.
In short
  • HOA dues reported around $250/month (about $3,000/yr) · median of 164 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $250 per month ($3,000 a year) — the median AssociationFee across 164 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 11 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=11) · as of 2026-10

Run Your Numbers

Tools for a Symphony Bay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPalm Beach County millage and the homestead picture.Rent vs buyThe breakeven on owning in Symphony Bay.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Symphony Bay sales matched to your home.

Selling in Symphony Bay

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Symphony Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Symphony Bay home worth?

Get a no-obligation home value based on real comparable sales in Symphony Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Boca Raton →

Real comps, not an automated estimate.

Recently off market in Symphony Bay

Homes in Symphony Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.

How much local inventory is already under contract

25% of homes for sale in ZIP 33496 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-13).

Symphony Bay Market Scorecard

Buyer-Leaning Market (limited data)

Symphony Bay is currently a buyer-leaning market (limited data). About 4.5 months of supply, a median asking price of $765,000, and homes go under contract in about 101 days.

4.5
Months supply
$765,000
Median list
$802,500
Median sold
$336
Per sqft
101
Days on mkt
3/0/8
Active/Pend/Sold

Typical home value in the 33496 ZIP is $1,053,347, about 90.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Symphony Bay a buyer's or seller's market right now?
As of July 15, 2026, Symphony Bay is roughly balanced: 4.5 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Symphony Bay?
The Florida DOR 2025 assessment roll shows 147 homes in Symphony Bay (public records).
What share of Symphony Bay is owner-occupied?
76% of Symphony Bay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Symphony Bay built?
Homes in Symphony Bay were built between 1995 and 1996, with a median year built of 1995 (FL DOR 2025 roll).
Who is the best real estate agent for Symphony Bay?
The best agent for Symphony Bay is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Symphony Bay.
How do I find a top Boca Raton real estate agent who knows Symphony Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Symphony Bay and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Symphony Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Symphony Bay purchase or sale - no call center and no pressure.
Where is Symphony Bay, and what county is it in?
Symphony Bay is in Boca Raton, Palm Beach County, FL.
Is Symphony Bay in a flood zone?
No, for the homes we can see: all 11 homes we sampled in Symphony Bay sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
The Verdict

Should you buy in Symphony Bay?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated community with a full recreational amenity package and are comfortable acting quickly when a rare listing appears.Excellent fit
Buyers planning to hold the home as a primary residence, consistent with the community's high homestead share.Excellent fit
Buyers who prioritize a consistent, single-era construction profile over having many homes to compare.Excellent fit
Buyers who want to tour multiple active listings before narrowing down — there simply are not many to choose from at any given time.Probably not
Buyers seeking a range of build years or lot configurations, since the entire community was constructed in 1995-1996.Probably not
Investors expecting rapid turnover, given the community's strong owner-occupancy pattern and low current listing volume.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Symphony Bay with Momentum Realty’s local guides.

Boca Gardens0.2 mi away · 498 homes, built 1985–91, 7 for saleSISpanish Isles0.3 mi away · median $480K, 7 sales/12 moSISpanish Isles0.4 mi away · 263 homes, built 1979–83SISpanish Isles Pl0.4 mi away · 202 homes, built 1979–83OAOaks At0.4 mi away · median $3.40M, 7 sales/12 mo

Browse all neighborhood guides →

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