Symphony Bay
Homes for Sale in Boca Raton, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Sandra E Rathe, Real Broker LLC · via Beaches MLS
As of September 2026, Symphony Bay in Boca Raton, FL has 3 homes for sale. Homes listed or recently sold were built 1995–1996; 10 of 10 report an HOA (median $250/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft).
Symphony Bay is a small, single-era community: all 147 homes were built in 1995 or 1996, so there is no mix of construction vintages pulling the market in different directions. What moves price here is condition and updates on a fixed floor plan footprint, not lot size variation or a spread of build years.
With only 3 active listings against 4.5 months of supply, this reads as a balanced market with very thin inventory. That combination favors sellers on timing but limits buyer choice sharply — when something in Symphony Bay comes up, there usually is not a second option to compare it against right away.
Symphony Bay right now
🟡 Balanced market. 4.5 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Symphony Bay is a gated, single-phase community built out in 1995-1996, with a typical home running around 2,223 square feet. A homestead share of roughly 76% suggests most of these homes are held as primary residences rather than turned over quickly or held as investment or seasonal units.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Symphony Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Symphony Bay
Symphony Bay
Symphony Bay
Symphony Bay
Symphony BayPhotos from Beaches MLS listings in Symphony Bay; content deemed reliable but not guaranteed.
Who Symphony Bay is best for.
Best for
- Buyers who want a gated community with a full recreational amenity package and are comfortable acting quickly when a rare listing appears.
- Buyers planning to hold the home as a primary residence, consistent with the community's high homestead share.
- Buyers who prioritize a consistent, single-era construction profile over having many homes to compare.
Probably not for
- Buyers who want to tour multiple active listings before narrowing down — there simply are not many to choose from at any given time.
- Buyers seeking a range of build years or lot configurations, since the entire community was constructed in 1995-1996.
- Investors expecting rapid turnover, given the community's strong owner-occupancy pattern and low current listing volume.
The market around Symphony Bay
Symphony Bay is too small for its own price trend, so here is the market around it.
Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).
ZIP and county figures describe the wider market, not Symphony Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Symphony Bay, Boca Raton
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Symphony Bay
Live MLS inventory for Symphony Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Symphony Bay listings as of 2026-09-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Symphony Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Symphony Bay
- Pool · reported on 11 of 12 listings
- Clubhouse · reported on 9 of 12 listings
- Tennis Court(s) · reported on 8 of 12 listings
- Fitness Center · reported on 8 of 12 listings
- Basketball Court · reported on 7 of 12 listings
- Playground · reported on 7 of 12 listings
- Pickleball Court(s) · reported on 6 of 12 listings
- Gated - No Guard · reported on 5 of 12 listings
- Gated · reported on 3 of 12 listings
- Community Room · reported on 2 of 12 listings
- Park · reported on 2 of 12 listings
- Game Room · reported on 1 of 12 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Palm Beach County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Whispering Pines (Palm Beach) · Elementary
- Omni · Middle
- Olympic Heights · High
Zoned schools reflect the assignments reported on recent Symphony Bay listings and can change; always confirm with Palm Beach County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Symphony Bay address.
The Symphony Bay buying strategy.
If we were buying in Symphony Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Symphony Bay.
One build era, one set of trade-offs
Because every home dates to the same two-year window, the variables buyers need to evaluate are narrower than in a community with decades of phased construction: roof age, kitchen and bath updates, and how well a given unit has been maintained since the mid-1990s. That makes condition, not vintage, the main driver of value spread here.
The amenity package is broad for a community this size — pool, clubhouse, tennis, pickleball, a fitness center, a game room, and a gated (no-guard) entry among them. Amenities are reported across this community's MLS listings, so buyers should confirm current access and any HOA restrictions directly rather than assume every listed amenity is active or included.
The location and the amenities are priced into every listing in Symphony Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With just 3 active listings in a 147-home community, there is little room for a slow or generic search. We track Symphony Bay closely enough to flag a new listing the day it hits, and we know which unit-level details — updates, layout, position within the community — actually matter when there is nothing else on the market to compare it to.
Symphony Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Symphony Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Symphony Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Symphony Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Symphony Bay home worth?
Get a no-obligation home value based on real comparable sales in Symphony Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Boca Raton →
Recently off market in Symphony Bay
Homes in Symphony Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.
- 18028 Samba Lane · off market
- 18037 Mambo Drive · off market
- 9380 Fox Trot Lane · off market
- 9434 Fox Trot Lane · off market
- 9511 Fox Trot Lane · off market
- 9523 Fox Trot Lane · off market
- 9524 Fox Trot Lane · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Palm Beach County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Palm Beach County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Symphony Bay Market Scorecard
Symphony Bay is currently a buyer-leaning market (limited data). About 3.4 months of supply, a median asking price of $782,000, and homes go under contract in about 124.5 days.
Typical home value in the 33496 ZIP is $1,039,306, about 86.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Symphony Bay a buyer's or seller's market right now?
How many homes are in Symphony Bay?
What share of Symphony Bay is owner-occupied?
When were the homes in Symphony Bay built?
Who is the best real estate agent for Symphony Bay?
How do I find a top Boca Raton real estate agent who knows Symphony Bay?
Can Momentum Realty connect me with an agent for Symphony Bay?
Should you buy in Symphony Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Symphony Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Beaches MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Symphony Bay fits the bigger picture — live prices, inventory, and Momentum Scores: