Whitemarsh Reserve in Stuart

Whitemarsh Reserve
Homes for Sale in Stuart, FL

All 261 homes for sale in Stuart, FL · median $459,000 · 30 townhomes for sale in Stuart · 311 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County
181 homesBuilt 2006–2012
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Photo courtesy of Coldwell Banker Realty · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Whitemarsh Reserve in Stuart, FL has 5 homes for sale, asking from $359,000 to $434,999 (median $375,000). Homes listed or recently sold were built 2006–2012; 14 of 14 report an HOA (median $260/mo); none of the 12 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

Whitemarsh Reserve key facts
LocationStuart, Martin County, FL
Homes in the community181 (FL DOR 2025 assessment roll)
Years built2006–2012 (median 2008)
Typical living area2,164 sq ft (median)
Home types (current listings and sales)townhouses 100%
Amenities listed by sellersPool, Gated - No Guard, Basketball Court, Playground, Spa/Hot Tub, Trail(s)
For sale right now0 active, 1 pending
Owner-occupied (homestead) share64%

Data as of July 15, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Whitemarsh Reserve key facts,” movewithmomentum.com/neighborhoods/whitemarsh-reserve-stuart, data as of July 15, 2026.

Last 30 days in Whitemarsh Reserve: 2 new listings (median asking $382,450). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Whitemarsh Reserve Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Martin: 30% (75 of 254)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
64%
Owner-occupied · Whitemarsh Reserve
116 of 181 parcels homesteaded (FL DOR 2025)
36%
Non-owner-occupied · Whitemarsh Reserve
incl. 11% trust or LLC-held · 12% out-of-state
181
Homes in the community
181 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2006
Community established
homes built 2006-2012, median 2008 (FL DOR 2025)

Homes For Sale Right Now in Whitemarsh Reserve

Live MLS inventory for Whitemarsh Reserve. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Whitemarsh Reserve listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Whitemarsh Reserve is a single, tightly built phase in Stuart with every home dated between 2006 and 2012 and a median build year of 2008. That narrow construction window means most of what separates one listing from the next is condition and updates rather than architectural era or lot generation, so buyers comparing homes here are really comparing maintenance history more than age.

As of this snapshot there are zero active listings in the community, which tells you resale supply is thin right now rather than absent as a matter of policy. With 181 total homes and roughly 64% carrying a homestead exemption, a meaningful share of this community is owner-occupied long-term rather than turned over as investment stock, which tends to keep listings from stacking up when they do come to market.

The 60-Second Overview

Whitemarsh Reserve is a gated, amenity-heavy community of 181 homes built in a single, compact stretch between 2006 and 2012, with a median living area just over 2,150 square feet.

Flood zones in Whitemarsh Reserve: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a gated community with a full recreational amenity package handled by the HOA.
  • Buyers comfortable evaluating homes primarily on condition and updates rather than build era.
  • Buyers who don't mind waiting for the right listing given current inventory is thin.

Probably not for

  • Buyers who want to minimize HOA dues and shared-facility overhead.
  • Buyers who need to choose from active inventory immediately rather than watch for a new listing.
  • Buyers seeking a mix of older and newer construction rather than one consistent build window.

The market around Whitemarsh Reserve

Whitemarsh Reserve is too small for its own price trend, so here is the market around it.

Across Martin County, 179 homes are active and 75 pending (30% under contract).

ZIP and county figures describe the wider market, not Whitemarsh Reserve specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Whitemarsh Reserve, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • J.D. Parker · Elementary
  • Dr. David L. Anderson · Middle
  • Martin County · High

Zoned schools reflect the assignments reported on recent Whitemarsh Reserve listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Whitemarsh Reserve address.

If we were buying in Whitemarsh Reserve today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitemarsh Reserve.

Best Buy
Buyers who want a gated, amenity-rich setting in a single, consistent build era rather than a mixed-vintage neighborhood.
Biggest Risk
Inventory is currently at zero active listings, so buyers may need to wait or move fast when something lists.
Sweet Spot
Homes built between 2006 and 2012 with updated systems, where condition rather than age is doing the differentiating.
Avoid If
You want a low-HOA, amenity-light setup or a wide range of architectural vintages to choose from.

One build era, one gate, a full amenity roster

The community's amenity list is long for its size: pool, spa, tennis and basketball courts, a clubhouse, playground, picnic area, cabana, trails, and recreation facilities, all behind a gated (no guard) entry with HOA-maintained common areas. That's a lot of shared infrastructure for 181 homes, which usually points to a comparatively higher HOA obligation in exchange for not having to maintain those facilities individually — worth confirming directly with the HOA since specifics on dues and rules sit outside MLS data.

Because every home was built within a six-year window, floor plans and construction specs cluster together more than in communities built across multiple decades. That uniformity simplifies comparison shopping, but it also means differentiation comes down almost entirely to how well an individual owner has maintained or updated the home — roof, AC, kitchen and bath work — since the base bones are largely shared across the neighborhood.

“

The location and the amenities are priced into every listing in Whitemarsh Reserve. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings at the moment, timing and off-market awareness matter more than usual in Whitemarsh Reserve. We track this community specifically so we can flag a listing the moment it's coming, and we go in knowing the amenity structure and HOA questions worth asking before you write an offer, not after.

Whitemarsh Reserve in 15 seconds.

Best forBuyers who want a gated, amenity-rich setting in a single, consistent build era rather than a mixed-vintage neighborhood.
Biggest advantageA deep, HOA-maintained amenity package — pool, courts, clubhouse, trails — bundled into one gated community.
Biggest riskInventory is currently at zero active listings, so buyers may need to wait or move fast when something lists.
Sweet spotHomes built between 2006 and 2012 with updated systems, where condition rather than age is doing the differentiating.
Avoid ifYou want a low-HOA, amenity-light setup or a wide range of architectural vintages to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Whitemarsh Reserve homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Whitemarsh Reserve.
In short
  • HOA dues reported around $260/month (about $3,120/yr) · median of 87 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $260 per month ($3,120 a year) — the median AssociationFee across 87 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitemarsh Reserve sales matched to your home.

What is your Whitemarsh Reserve home worth?

Get a no-obligation home value based on real comparable sales in Whitemarsh Reserve, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Whitemarsh Reserve

Homes in Whitemarsh Reserve that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.

How much local inventory is already under contract

24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Whitemarsh Reserve Market Scorecard

Buyer-Leaning Market (limited data)

Whitemarsh Reserve is currently a buyer-leaning market (limited data). About 6.7 months of supply, a median asking price of $375,000, and homes go under contract in about 64 days.

6.7
Months supply
$375,000
Median list
$350,000
Median sold
$199
Per sqft
64
Days on mkt
5/0/9
Active/Pend/Sold

Typical home value in the 34997 ZIP is $429,453, about 14.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Whitemarsh Reserve?
The Florida DOR 2025 assessment roll shows 181 homes in Whitemarsh Reserve (public records).
What share of Whitemarsh Reserve is owner-occupied?
64% of Whitemarsh Reserve parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whitemarsh Reserve built?
Homes in Whitemarsh Reserve were built between 2006 and 2012, with a median year built of 2008 (FL DOR 2025 roll).
Who is the best real estate agent for Whitemarsh Reserve?
The best agent for Whitemarsh Reserve is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whitemarsh Reserve.
How do I find a top Stuart real estate agent who knows Whitemarsh Reserve?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whitemarsh Reserve and the wider Stuart area.
Can Momentum Realty connect me with an agent for Whitemarsh Reserve?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whitemarsh Reserve purchase or sale - no call center and no pressure.
Where is Whitemarsh Reserve, and what county is it in?
Whitemarsh Reserve is in Stuart, Martin County, FL.
Is Whitemarsh Reserve in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Whitemarsh Reserve sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buyers who want a gated community with a full recreational amenity package handled by the HOA.Excellent fit
Buyers comfortable evaluating homes primarily on condition and updates rather than build era.Excellent fit
Buyers who don't mind waiting for the right listing given current inventory is thin.Excellent fit
Buyers who want to minimize HOA dues and shared-facility overhead.Probably not
Buyers who need to choose from active inventory immediately rather than watch for a new listing.Probably not
Buyers seeking a mix of older and newer construction rather than one consistent build window.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Whitemarsh Reserve with Momentum Realty’s local guides.

SRSouth River0.2 mi away · 1 for saleSRSouth River Condominiums Stuart Florida0.2 mi awaySRSouth River Village0.3 mi away · 2 for saleWAWilloughby Aka Willoughby Glen0.4 mi away · median $590K, 5 sales/12 moFCFishermans Cove Aka Somerset0.4 mi away · median $305K, 3 sales/12 mo

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