Walk through enough Northeast Florida listing remarks and you notice a sentence that has become almost a form field: "Roof 2022." Sometimes it is the first line. This piece counts how often that sentence appears, which homes it appears on, and whether the homes that carry it close for more. The short version: the roof mention is getting more common, fastest on the newest resale stock, and it behaves like a requirement rather than a premium.
Of the 10,419 resale single family closings recorded in January to August 2026 across the seven realMLS counties, 17.7% state the roof's year in the public remarks, up from 14.8% in the same months of 2023. Roof mentions of any kind are flat at about 35%, and "new roof" or "roof replaced" phrasing is flat at about 22%. What changed is specificity: sellers are naming the year.
Where the roof year is showing up
The left panel of the chart splits the count by the home's build era, with the window held to January through August of every year so that the eight months of 2026 are compared with the same eight months of each earlier year. The gold line, homes built 1990 to 2004, has been the most roof-conscious segment throughout: 22.8% in 2023, 24.2% in 2026. Those are homes whose original roofs were 20 to 35 years old at the sale, and most of them have already been replaced once, so the roof year is a natural thing to state.
The cyan line, homes built before 1990, rose from 17.9% to 23.0%. The rose line, homes built 2005 or later, is the one to watch. It started at 5.3% in 2023 and reads 8.0% in 2026, a 51% relative increase in three years. These are homes from the last building boom. A 2005 or 2006 roof is now 20 years old, which is the age many Florida property insurers treat as a replacement or inspection trigger. The data cannot see the insurance file, but the timing fits.
How recent is "recent"
Among the 1,845 listings in the 2026 window that state a roof year, the median roof was 4 years old at the sale. 33% were 2 years old or less and 62% were 5 years old or less. About 7% cite the sale year itself, which reads as a roof replaced to sell. The distribution has barely moved since 2023 (median 4 years, 36% at 2 years or less), so the sellers naming the year are not, on average, naming a newer roof than they were; more of them are naming one.
By county, Duval listings cite a roof year most often (21.2% in 2026, from 16.7%), followed by Clay (16.8%), Nassau (14.1%), St. Johns (12.3%) and Putnam (12.1%). The ordering tracks the age of each county's resale stock more than anything else: St. Johns has the youngest median resale home and the lowest share.
Does the roof line move the price
The right panel puts the question to the closings. For each build era it compares the 2026 median close price per square foot of listings advertising a recent roof (a roof year within 3 years of the sale, or an undated "new roof" or "roof replaced" phrase) with listings that never mention the roof at all.
In homes built before 1990 the recent-roof group closed at $200 per square foot against $189 for the no-mention group, about 6% more, and at 96.4% of the original asking price against 95.3%. That is the one segment where a roof line goes with a higher close, and it is the segment where a buyer's insurer is most likely to ask about the roof before binding a policy.
In homes built 1990 to 2004 the recent-roof group closed at $213 against $224, and in homes built 2005 or later at $194 against $221. The recent-roof group is cheaper per square foot in both. That is not evidence that a new roof lowers the price. It is selection: on a 15 to 20 year old home, the owners who replaced the roof early are disproportionately the owners who had to (storm damage, an insurer's letter, a home that needed work in general), and those homes were below the segment median before the roof went on. The roof gets the home insured and sold; it does not turn a below-median home into an above-median one.
The rivals we tested
We checked whether days on market told a different story. They did not: in 2026 the recent-roof group's median days on market was 34 against 29 in pre-1990 homes, 32 against 23 in 1990 to 2004 homes, and 38 against 40 in 2005-plus homes. No segment shows a recent roof shortening the sale. We also checked the "older dated" group, listings that state a roof year more than 3 years before the sale: in pre-1990 homes it closed at $185 per square foot, below both the recent-roof and no-mention groups, which is consistent with the reading that a stated roof age is a disclosure, not a feature.
What the data cannot tell you
The public remarks are marketing copy written by the listing agent, so the count measures what sellers chose to say, not the true share of homes with a new roof. A home with a 2024 roof whose remarks do not mention it is in the no-mention group. Roof type, the presence of a wind mitigation report, the insurance premium the buyer was quoted, and the condition of everything else in the home are not in the record. Nothing is controlled for lot, location, size or condition, and the price-per-square-foot comparison is a description of the closings, not an estimate of what any one roof is worth.
How agents can use this data
- Put the roof year in the first three lines on any pre-2005 home. A quarter of the competing listings in the 1990 to 2004 era already do, and 23% of pre-1990 listings. A remarks field that leaves the buyer's insurer to ask is now the minority position in those segments.
- Price a new roof on an older home as a comp-set requirement, not a line-item add. The pre-1990 recent-roof group closed about 6% higher per square foot and closer to asking, which is the difference between an insurable comp and an uninsurable one, not a premium to add on top of an otherwise-correct price.
- Do not expect a 2026 roof to lift a 2006 home above its segment. In 2005-plus homes the recent-roof group closed at $194 per square foot against $221 for homes that never mention the roof. Tell the seller the roof unlocks the sale; do not let the listing price assume it unlocks a premium.
- Read a stated roof year older than 3 years as a disclosure. Those listings closed below both other groups in the pre-1990 era. A buyer's agent should ask for the permit date and the wind mitigation form on any home whose remarks give a roof year from 2020 or earlier.
Whichever way you use the numbers, cite the source: Momentum Research analysis of data provided by realMLS, January to August 2023 through 2026, deemed reliable but not guaranteed.
What this measurement does not do
It does not identify cause. It does not estimate the value of any roof on any home. It describes homes and closings only, never the people who live in them or the people who bought them, and it should be read alongside a wind mitigation inspection and an insurance quote rather than in place of either.
People also ask
Does a new roof increase home value in Jacksonville?
In the resale closings we measured it depends on the home's age. Among homes built before 1990 that closed in January to August 2026, listings advertising a recent roof closed at a median $200 per square foot against $189 for listings that never mention the roof, and at 96.4% of their original asking price against 95.3%. Among homes built 1990 to 2004 the recent-roof group closed at $213 per square foot against $224, and among homes built 2005 or later at $194 against $221. A new roof on an older home keeps it in the comp set; on a newer home the group that replaced the roof early tends to be the group that needed to, and the roof line does not add a premium on top.
How many Jacksonville listings mention the roof?
About 35% of Northeast Florida resale single family listings that closed in January to August 2026 mention the roof somewhere in the public remarks, a share that has not moved since 2023. About 22% use a new or recently replaced roof phrase, also flat. The share that states the roof's actual year rose from 14.8% in 2023 to 17.7% in 2026. Among listings that give a year, the median roof was 4 years old at the sale and a third were 2 years old or less.
Why are more Florida sellers listing the roof year?
The data does not record a reason, but the growth is concentrated in the youngest stock: homes built 2005 or later went from 5.3% of listings citing a roof year in 2023 to 8.0% in 2026, a 51% relative rise, and homes built before 1990 went from 17.9% to 23.0%. Homes built in the 2005 to 2007 boom are now approaching the roof age that many Florida property insurers use as an underwriting threshold, which is a plausible reason the roof year has become a line item in more remarks. Homes built 1990 to 2004 have been flat at 22 to 24%.
Method and limits
Source: data provided by realMLS. Closed single family sales in the authoritative counties of Duval, St. Johns, Clay, Nassau, Putnam, Baker and Bradford, excluding listings flagged new construction. Records are deduplicated on listing id plus close date. 44,370 resale closings across the fixed January to August window, 2023 through 2026; 10,419 of them in 2026. The public remarks field is populated in the archive from 2023 onward, which is why the series starts there.
A "dated roof" is a four digit year within 40 characters after the word "roof" or 15 characters before it, with the roof year at or before the sale year and not more than 40 years old. A "recent roof" is a dated roof no more than 3 years before the sale, or an undated new, replaced, installed or updated roof phrase. "No mention" is a remarks field with no occurrence of the word "roof". Build eras are before 1990, 1990 to 2004, and 2005 or later, by YearBuilt. Price per square foot is ClosePrice divided by LivingArea, medians, on homes with a recorded living area above 400 square feet. Asking-price ratio is ClosePrice divided by OriginalListPrice.
Nothing is controlled for size, lot, location, condition, roof type or financing. Cause is not identified. The counts measure what listing remarks say, not the true share of homes with a new roof. Homes are described by their closing counts, prices and remarks only.
Related reading on the same archive: where new construction closings are shifting by county, how price per square foot varies by build decade and the ongoing Jacksonville housing market tracker.
All figures on this page are per Momentum Research analysis of data provided by realMLS and are deemed reliable but not guaranteed. Equal Housing Opportunity.