Indian Creek vs Windsor Hills Phase Three
Two Osceola communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-09-19.
| Metric | Indian Creek | Windsor Hills Phase Three |
|---|---|---|
| Median sale price | $474K | $624K |
| Price per sq ft | $227 | $243 |
| Avg days on market | 20 days | 94 days |
| Months of supply | 1.7 mo | 5.2 mo |
| Market | Seller's Market | Buyer-Leaning Market |
| 1-year price change | False | False |
| Recent closings | 42 | 64 |
The verdict
Windsor Hills Phase Three carries the higher median price — about 32% above Indian Creek. Homes in Indian Creek sell faster (20 days on market vs 94). Indian Creek is the tighter market on inventory (1.7 months of supply).
Where each one is
| Indian Creek | Windsor Hills Phase Three | |
|---|---|---|
| County | Osceola County, FL | Osceola County, FL |
| City / area | Kissimmee | Kissimmee |
| ZIP | 34747 | 34746, 34747 |
| FEMA flood zones (sampled parcels) | all 18 sampled homes outside a flood zone | all 36 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Indian Creek | Windsor Hills Phase Three | |
|---|---|---|
| Homes for sale now | 6 | 28 |
| Under contract | 3 | 3 |
| Asking prices today | $455K to $525K | $380K to $700K |
| Property types listed | Single Family Residence | Single Family Residence, Townhouse, Villa |
Live MLS counts, refreshed with every listing pull. Browse them: Indian Creek homes for sale · Windsor Hills Phase Three homes for sale.
The homes themselves
| Indian Creek | Windsor Hills Phase Three | |
|---|---|---|
| Homes (parcels) | 73 | 539 |
| Built | 1999–2004 (median 1999) | 2004–2010 (median 2005) |
| Typical living area | 2,084 sq ft | 2,634 sq ft |
| Homesteaded (owner-occupied) share | 27% | 1% |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
Price history, year by year
| Year | Indian Creek median | Windsor Hills Phase Three median |
|---|---|---|
| 2014 | $190K (6 sales) | $190K (9 sales) |
| 2015 | $214K (17 sales) | $210K (45 sales) |
| 2016 | $220K (31 sales) | $320K (41 sales) |
| 2017 | $226K (28 sales) | $305K (47 sales) |
| 2018 | $245K (8 sales) | $195K (17 sales) |
| 2019 | $250K (4 sales) | $327K (14 sales) |
| 2022 | $439K (17 sales) | $558K (79 sales) |
| 2023 | $460K (6 sales) | $621K (20 sales) |
| 2024 | $470K (20 sales) | $578K (36 sales) |
| 2025 | $435K (19 sales) | $575K (51 sales) |
| 2026 | $441K (35 sales) | $598K (56 sales) |
Since 2014, Indian Creek's median sale price is +132% and Windsor Hills Phase Three's is +214% — Windsor Hills Phase Three has appreciated faster over that stretch.
How each one trades
| Indian Creek | Windsor Hills Phase Three | |
|---|---|---|
| Sale-to-original-list | 95.0% | 97.0% |
| New-construction share of sales | 0% | 0% |
| Typical sold home | 1,791 sq ft | 2,297 sq ft |
| Momentum market-heat score | 38 (cold) | 61 (hot) |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Indian Creek | Windsor Hills Phase Three | |
|---|---|---|
| Elementary | Westside K-8 | Island Village Elementary School |
| Middle | West Side | Celebration K-8 |
| High school | Celebration High | Celebration High |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Which one fits
On budget alone, Indian Creek is the lower entry point (median $474K vs $624K). Buyers who want newer construction (fewer near-term roof, HVAC and re-plumb items, and easier insurance quotes in Florida) will find it in Windsor Hills Phase Three; Indian Creek trades that for a more established street and, typically, larger lots. Sellers get a faster sale in Indian Creek (20 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Windsor Hills Phase Three more expensive than Indian Creek?
Yes, on recent sales: the median sale price in Windsor Hills Phase Three is $624,000 versus $474,000 in Indian Creek, about 32% higher.
Which has newer homes, Indian Creek or Windsor Hills Phase Three?
Windsor Hills Phase Three: its homes were built 2004–2010 with a median year of 2005, versus a median of 1999 in Indian Creek (Florida DOR assessment roll).
Which has bigger homes?
Windsor Hills Phase Three. The typical home there is 2,634 sq ft of living area, versus 2,084 sq ft in Indian Creek.
Which has appreciated more, Indian Creek or Windsor Hills Phase Three?
From 2014 to 2026 the median sale price rose 132% in Indian Creek and 214% in Windsor Hills Phase Three (recorded MLS closings by calendar year).
Where do sellers get closer to asking price?
Windsor Hills Phase Three — sellers there received 97.0% of the original list price over the last 12 months versus 95.0% in Indian Creek.
What high schools serve Indian Creek and Windsor Hills Phase Three?
Listings in Indian Creek most often report Celebration High; listings in Windsor Hills Phase Three report Celebration High. Zoning is set by the district and can change - verify by address.
Go deeper on each: Indian Creek homes, photos & schools · Windsor Hills Phase Three homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.