Gated Communities in Tavares, FL

Looking for gated communities in Tavares, FL? Momentum tracks 11 Tavares communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Tavares gated communities at a glance

11
Communities tracked
$720,500
Median sale price
123 days
Median days on market
57
Recent closings

The communities, by recent sales activity

CommunityCityMedian price1-yr changeDays on mkt
Royal Harbor · agentTavares$348,00063 d
CRESSWIND AT LAKE HARRIS · agentTavares$543,00043 d
OAK BEND · agentTavares$325,000124 d
OLD MILL RUN SUB · agentTavares$704,00084 d
BEAUCLAIR RANCH CLUB SUB · agentTavares$985,000112 d
HIDDEN RIVER LAKES · agentTavares$737,000188 d
TAVARES PENINSULA TRACTS A-G REP · agentTavares$1.88M77 d
MUSSELWHITE FARMS SUB · agentTavares$1.60M96 d
SHANTINIKETANTavares94 d
ETOWAH PH I THE COTTAGESTavares345 d
Deer IslandTavares

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

What gates change about ownership

Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.

Due diligence before you buy behind a gate

Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.

What it costs to own here

At Lake County’s typical combined millage of 16.65 mills, a purchase at $720,500 (the median across these Tavares gated communities) generates roughly $11,994 a year in property tax before exemptions — about $999 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Lake County average about $1,756 a year ($146 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Lake County near $2,182 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Lake County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Lake County right now

In the most recent IRS migration data (2022-2023), Lake County gained a net 12,855 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $80,711 versus $59,346 for those leaving — the income mix of demand, straight from tax filings. Population is up about 18.9% over the recent multi-year window. On the supply side, builders pulled 5,342 residential permits in Lake County in 2025 (3,999 single-family), up 7.1% year over year — against 6,316 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 5.9% versus its income-and-rent fundamentals.

Live inventory, refreshed nightly from the MLS.

Live gated-community listings in Tavares

46 active listings carry the flag today (18% of Tavares inventory), median asking $362,400, $194/sq ft, median 55 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Tavares

1732 Point Grace Road, gated community for sale in Tavares
$516,990 New
3 bd · 3 ba · 2,129 sq ft · built 2027
1732 Point Grace Road, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
5090 Indian Ocean Loop, gated community for sale in Tavares
$399,000 New
3 bd · 2 ba · 2,035 sq ft · built 2003
5090 Indian Ocean Loop, 32778
Tavares Royal Harbor
Listing courtesy of RE/MAX TITANIUM GROUP
5111 Ironsides Court, gated community for sale in Tavares
$337,000 New
3 bd · 2 ba · 1,741 sq ft · built 2005
5111 Ironsides Court, 32778
Royal Harbor
Listing courtesy of COLDWELL BANKER HUBBARD HANSEN
5026 Rainbow Trout Road, gated community for sale in Tavares
$335,000 New
3 bd · 2 ba · 1,489 sq ft · built 2006
5026 Rainbow Trout Road, 32778
Royal Harbor
Listing courtesy of BHHS FLORIDA REALTY
1083 David Walker Drive #C3, gated community for sale in Tavares
$195,000 New
2 bd · 2 ba · 1,057 sq ft · built 2011
1083 David Walker Drive #C3, 32778
Shantiniketan
Listing courtesy of RIGHT REALTY CONNECTION, INC.
4958 Portsmouth Street, gated community for sale in Tavares
$345,000 New
3 bd · 2 ba · 1,819 sq ft · built 2005
4958 Portsmouth Street, 32778
Royal Harbor
Listing courtesy of ROUND TABLE REALTY
5964 Brittania Boulevard, gated community for sale in Tavares
$325,000 New
2 bd · 2.5 ba · 2,080 sq ft · built 2006
5964 Brittania Boulevard, 32778
Royal Harbor
Listing courtesy of REDFIN CORPORATION
5693 Gulf Stream Street, gated community for sale in Tavares
$349,900 New
3 bd · 2 ba · 1,830 sq ft · built 2001
5693 Gulf Stream Street, 32778
Listing courtesy of CENTURY 21 CARIOTI
1463 Santorini Way, gated community for sale in Tavares
$414,990 New
2 bd · 2 ba · 1,434 sq ft · built 2026
1463 Santorini Way, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
2979 Etowah Park Boulevard, gated community for sale in Tavares
$379,000 New
4 bd · 2.5 ba · 2,666 sq ft · built 2010
2979 Etowah Park Boulevard, 32778
Listing courtesy of REALTY PROFESSIONALS OF FL,LLC
1925 Appalachee, gated community for sale in Tavares
$347,000 New
3 bd · 2 ba · 1,737 sq ft · built 2007
1925 Appalachee, 32778
Etowah
Listing courtesy of ALDEN REALTY LLC
1727 Point Grace Road, gated community for sale in Tavares
$659,990 New
3 bd · 3 ba · 2,490 sq ft · built 2026
1727 Point Grace Road, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
5370 Indian Ocean Loop, gated community for sale in Tavares
$349,900 New
3 bd · 2 ba · 1,719 sq ft · built 2005
5370 Indian Ocean Loop, 32778
Royal Harbor
Listing courtesy of HARRISON REAL PROPERTY GROUP
6063 Armada Street, gated community for sale in Tavares
$299,900 New
3 bd · 2 ba · 1,471 sq ft · built 2004
6063 Armada Street, 32778
Tavares Royal Harbor
Listing courtesy of REALTY HUB
6170 Sailboat Avenue, gated community for sale in Tavares
$347,000
3 bd · 2 ba · 1,535 sq ft · built 2002
6170 Sailboat Avenue, 32778
Royal Harbor
Listing courtesy of KELLER WILLIAMS WINTER PARK
5154 Indian Ocean Loop, gated community for sale in Tavares
$375,000
3 bd · 2 ba · 2,095 sq ft · built 2005
5154 Indian Ocean Loop, 32778
Tavares Royal Harbor
Listing courtesy of HARRISON REAL PROPERTY GROUP
3204 Antigua Bay Lane, gated community for sale in Tavares
$334,900
3 bd · 2 ba · 1,785 sq ft · built 2000
3204 Antigua Bay Lane, 32778
Royal Harbor
Listing courtesy of DAVE LOWE REALTY, INC.
3254 Landing View, gated community for sale in Tavares
$469,900
3 bd · 2.5 ba · 2,973 sq ft · built 2014
3254 Landing View, 32778
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY
5475 Bounty Circle, gated community for sale in Tavares
$327,000
4 bd · 2 ba · 1,959 sq ft · built 2005
5475 Bounty Circle, 32778
Royal Harbor
Listing courtesy of WEICHERT REALTORS HALLMARK PRO
3354 Saint Lucia Court, gated community for sale in Tavares
$384,900
2 bd · 2 ba · 1,925 sq ft · built 2000
3354 Saint Lucia Court, 32778
Royal Harbor
Listing courtesy of BHHS FLORIDA REALTY
3393 Baltic Sea Boulevard, gated community for sale in Tavares
$330,000
3 bd · 2 ba · 1,902 sq ft · built 2007
3393 Baltic Sea Boulevard, 32778
Royal Harbor
Listing courtesy of RE/MAX ADVANTAGE
5245 China Sea Drive, gated community for sale in Tavares
$326,000
3 bd · 2 ba · 1,862 sq ft · built 2005
5245 China Sea Drive, 32778
Royal Harbor
Listing courtesy of BHHS FLORIDA REALTY
1615 Bellagio Loop, gated community for sale in Tavares
$689,990
3 bd · 3.5 ba · 2,776 sq ft · built 2025
1615 Bellagio Loop, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
1457 Santorini Way, gated community for sale in Tavares
$439,990
3 bd · 2 ba · 1,724 sq ft · built 2026
1457 Santorini Way, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
6116 Armada Street, gated community for sale in Tavares
$324,900
3 bd · 2 ba · 1,800 sq ft · built 2005
6116 Armada Street, 32778
Royal Harbor
Listing courtesy of LPT REALTY, LLC
2852 Cape Horn Court, gated community for sale in Tavares
$329,000
2 bd · 2.5 ba · 2,163 sq ft · built 2001
2852 Cape Horn Court, 32778
Royal Harbor
Listing courtesy of BHHS FLORIDA REALTY
6274 Sailboat Avenue, gated community for sale in Tavares
$825,000
4 bd · 3 ba · 3,323 sq ft · built 2000
6274 Sailboat Avenue, 32778
Royal Harbor
Listing courtesy of MORRIS REALTY AND INVESTMENTS
1580 Bellagio Loop, gated community for sale in Tavares
$404,990
3 bd · 2 ba · 1,724 sq ft · built 2026
1580 Bellagio Loop, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
1452 Santorini Way, gated community for sale in Tavares
$376,990
2 bd · 2 ba · 1,434 sq ft · built 2026
1452 Santorini Way, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP
1617 Bellagio Loop, gated community for sale in Tavares
$669,990
3 bd · 3 ba · 2,490 sq ft · built 2026
1617 Bellagio Loop, 32778
Cresswind At Lake Harris
Listing courtesy of MALTBIE REALTY GROUP

The most expensive gated community homes in Tavares

ListingAskingSq ftCommunity
27324 Grand Oak Lane$1,190,0003,724Beauclair Ranch Club
15503 Trotting Horse Lane$1,185,0004,420Beauclair Ranch Club
27012 Grand Oak Lane$1,109,0003,960Beauclair Ranch Club
3412 Lake Diane Road$1,075,0003,442Hidden River Lakes
6274 Sailboat Avenue$825,0003,323Royal Harbor
1729 Point Grace Road$729,9902,776Cresswind At Lake Harris
1615 Bellagio Loop$689,9902,776Cresswind At Lake Harris
1617 Bellagio Loop$669,9902,490Cresswind At Lake Harris
1727 Point Grace Road$659,9902,490Cresswind At Lake Harris
1732 Point Grace Road$516,9902,129Cresswind At Lake Harris

Gated Community Homes by price

BandFor saleShare
Under $300K49%
$300K–$500K3270%
$500K–$750K511%
$750K–$1M12%
$1M+49%

Tavares gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityGated Community HomesNew buildMedian listFrom
Royal Harbor120$336,000$313,000
Cresswind At Lake Harris1111$516,990$376,990
Royal Harbor Ph 0160$340,950$295,000
Deer Island Club Pt Rep A Tr C-143$740,143$475,000
Tavares Royal Harbor Ph 02 Lt 17940$362,400$299,900
Beauclair Ranch Club Sub30$1,185,000$1,109,000
Hidden River Lakes22$1,637,000$1,075,000
Tavares Etowah Ph 0120$383,250$379,000
Oak Bend20$372,000$345,000
Tavares Royal Harbor Ph 03 Lt 350 Orb 0220$312,450$299,900
Tavares Royal Harbor Ph 0520$299,950$269,900
Musselwhite Farms Sub10$1,225,000$1,225,000
Deer Island Golf Club10$679,000$679,000
Etowah10$469,900$469,900
Royal Harbor Ph 02 Lt 17910$425,000$425,000
Royal Harbor Ph 210$349,900$349,900
Royal Harbor Phase 1 Sub10$349,900$349,900
Etowah Ph I The Cottages10$347,000$347,000
Royal Harbor Ph 0210$324,900$324,900
Etowah Ph 210$302,000$302,000
Shantiniketan Condominium10$195,000$195,000

Explore more of Tavares

Run the numbers in Lake County

Common questions

How many gated communities does Tavares, FL have?
Momentum currently tracks 11 communities in Tavares with evidence of gated community living in MLS or verified amenity records. Others exist; these are the ones with active market data.
What do homes in Tavares gated communities cost?
The median sale price across tracked gated communities in Tavares is about $720,500, varying widely by community - see the table for community-level medians.
How does Momentum classify a community as one of the gated communities?
A community appears here when we find gate, guard house or controlled-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.
How much is home insurance in Lake County?
Citizens Property Insurance policies in Lake County average about $1,756 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.
What are property taxes like in Lake County?
Typical combined millage in Lake County is about 16.65 mills - roughly 1.66% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.

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