Gated Communities in Lake County, FL

Looking for gated communities in Lake County, FL? Momentum Realty tracks 217 Lake County communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Lake County gated communities at a glance

217

Communities tracked

$377,500

Median sale price

91 days

Median days on market

1,327

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
LADY LAKE ORANGE BLOSSOM GARDENS · agent	Lady Lake	$238,000	–	51 d
Kings Ridge · agent	Clermont	$338,000	–	107 d
Highland Lakes · agent	Leesburg	$252,000	–	95 d
Lakes of Mount Dora · agent	Mount Dora	$454,000	–	98 d
Pennbrooke Fairways · agent	Leesburg	$285,000	–	96 d
Sullivan Ranch · agent	Mount Dora	$405,000	–	107 d
Bella Collina · agent	Bella Collina	$3.16M	–	101 d
HIGHLAND RANCH ESPLANADE · agent	Clermont	$532,000	–	71 d
Waterbrooke · agent	Clermont	$573,000	–	67 d
Plantation at Leesburg · agent	Leesburg	$218,000	–	91 d
DEL WEBB MINNEOLA · agent	Minneola	$514,000	–	142 d
Bella Collina West · agent	Bella Collina	$1.07M	–	169 d
Green Key Village · agent	Lady Lake	$325,000	–	85 d
Royal Harbor · agent	Tavares	$348,000	–	63 d
Arlington Ridge · agent	Leesburg	$350,000	–	92 d
PENNBROOKE · agent	Leesburg	$255,000	–	143 d
ORANGE BLOSSOM GARDENS · agent	Lady Lake	$192,000	–	38 d
Summit Greens · agent	Clermont	$368,000	–	35 d
Weston Hills · agent	Clermont	$352,000	–	49 d
CASCADES/GROVELAND · agent	Groveland	$321,000	–	92 d
WILLOW RIDGE · agent	Montverde	$650,000	–	220 d
PALMS AT SERENOA · agent	Clermont	$395,000	–	62 d
Serenoa Lakes · agent	Clermont	$472,000	–	25 d
WATERSIDE POINTE PH I · agent	Groveland	$435,000	–	79 d
Silver Lake Estates · agent	Leesburg	$355,000	–	144 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked gated communities in Lake County

What gates change about ownership

Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.

Due diligence before you buy behind a gate

Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.

What it costs to own here

At Lake County’s typical combined millage of 16.65 mills, a purchase at $377,500 (the median across these gated communities) generates roughly $6,284 a year in property tax before exemptions — about $524 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Lake County average about $1,756 a year ($146 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Lake County near $2,182 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Lake County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Lake County right now

In the most recent IRS migration data (2022-2023), Lake County gained a net 12,855 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $80,711 versus $59,346 for those leaving — the income mix of demand, straight from tax filings. Population is up about 18.9% over the recent multi-year window. On the supply side, builders pulled 5,342 residential permits in Lake County in 2025 (3,999 single-family), up 7.1% year over year — against 6,316 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 5.9% versus its income-and-rent fundamentals.

The Lake County market, in context

Lake County is Central Florida's rolling, lake-dotted northwest edge — Clermont's hills and Mount Dora's charm offer a quieter, more affordable alternative to Orlando, with fast growth along the SR 429 and US 27 corridors and a strong active-adult market.

The economy behind the market: {'drivers': 'healthcare, retail, education, agriculture, and an Orlando commuter base', 'summary': "Lake County's economy mixes healthcare (AdventHealth and Orlando Health Leesburg/South Lake hospitals), retail and services, a still-meaningful agricultural base, and a large share of residents commuting to Orlando along the SR 429 and the Turnpike. The Villages' southern reach and active-adult growth also support a deep services economy.", 'employers': ['Lake County Schools', 'AdventHealth Waterman / Orlando Health South Lake', 'Lake County government', 'Publix', 'South Lake Hospital', 'Lake-Sumter State College'], 'jobNote': "Most of Lake County's higher-wage workers commute to the Orlando metro via the SR 429 and the Turnpike."}

What could change it: Lake's risks are inland: lake and low-lying flooding in major storms, some sinkhole-prone geology, and rapid-growth strain along the 429 and US 27 corridors. Hurricane exposure is wind-and-rain rather than surge, and insurance runs below the coast.

Near-term outlook: Expect Lake to keep growing on affordability and the new toll-road access to Orlando, with the Clermont/Minneola corridor leading. Heavy new construction keeps buyers in a strong position and price growth measured.

Run the numbers in Lake County

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Common questions

How many gated communities does Lake County, FL have?

Momentum Realty currently tracks 217 communities in Lake County with evidence of gated community living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Lake County gated communities cost?

The median sale price across tracked gated communities in Lake County is about $377,500, and it varies widely by community. Use the table above for community-level medians.

How does Momentum classify a community as one of the gated communities?

A community appears here when we find gate, guard house or controlled-access amenities reported on MLS listings or verified amenity records for the community. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

Can Momentum connect me with an agent for these communities?

Yes. Momentum serves Lake County and matches you with an agent who works these specific communities. Matching is free and no-obligation.

How much is home insurance in Lake County?

Citizens Property Insurance policies in Lake County average about $1,756 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Lake County?

Typical combined millage in Lake County is about 16.65 mills - roughly 1.66% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.