Gated Communities in Clearwater, FL: Homes for Sale

This page tracks every Clearwater listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

332 homes in gated communities are for sale or pending in Clearwater, FL today across 79 communities. The median asking price is $225,000, from $74,900 to $37,500,000. Listings in Clearwater without that feature have a median of $485,000. Most listings right now: On Top Of The World (100), Grand Bellagio At Baywatch Condo The (16), Summerset Villas (15). Updated September 9, 2026 from the MLS.

Clearwater gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.

Community	Gated Community Homes	New build	Median list	From
	100	0	$163,950	$74,900
	16	0	$287,000	$210,800
	15	14	$559,000	$529,000
	15	0	$229,500	$179,000
	10	0	$147,000	$89,500
	9	0	$223,000	$150,000
Island Estates Of Clearwater Unit 5-A	7	7	$1,609,000	$1,489,000
	6	6	$2,200,000	$1,859,900
	6	0	$215,000	$179,900
	6	0	$167,500	$85,000
Residence At Renaissance	6	0	$144,500	$123,000
	5	0	$1,475,000	$1,299,000
Towns At Belleair Grove	5	0	$405,000	$199,900
	5	0	$225,000	$220,000
Cove Cay Village Iii	5	0	$214,500	$168,500
Cove Cay Village Iv	5	0	$199,900	$168,500
	4	0	$1,139,750	$720,000
	4	0	$227,000	$205,000
	4	0	$212,450	$147,000
	4	0	$174,900	$128,900
	4	0	$171,450	$109,900
	3	1	$895,000	$875,000
	3	0	$885,000	$874,900
	3	0	$850,000	$750,000
	3	0	$200,000	$169,900
Imperial Cove 12	3	0	$146,000	$129,900
	3	0	$129,000	$78,500
	2	2	$1,862,500	$1,850,000
	2	0	$1,449,000	$1,398,000
	2	0	$856,200	$764,900
	2	0	$784,500	$750,000
	2	0	$611,500	$598,000
	2	0	$441,999	$389,000
	2	0	$435,000	$340,000
	2	0	$408,500	$399,000
	2	0	$255,000	$250,000
Imperial Cove 7	2	0	$209,950	$169,900
Cove Cay 26-16 Village I	2	0	$197,000	$175,000
	2	0	$194,950	$174,900
Imperial Cove 10	2	0	$190,950	$109,900
	2	0	$182,200	$134,500
Cove Cay 26-17 Village I	2	0	$165,450	$95,900
	2	0	$156,000	$134,000
	2	0	$142,000	$135,000
	2	0	$136,450	$119,900
	1	0	$37,500,000	$37,500,000
	1	0	$2,790,000	$2,790,000
	1	0	$2,775,000	$2,775,000
	1	0	$2,450,000	$2,450,000
	1	0	$1,950,000	$1,950,000
	1	0	$1,499,000	$1,499,000
	1	0	$1,349,000	$1,349,000
	1	0	$1,250,000	$1,250,000
Chautauqua Lake Estates	1	0	$1,199,000	$1,199,000
	1	0	$998,000	$998,000
	1	0	$879,900	$879,900
	1	0	$860,000	$860,000
	1	0	$849,000	$849,000
	1	0	$815,000	$815,000
	1	0	$798,000	$798,000

Also with gated community homes for sale: (1), (1), (1), (1), (1), Harborage Condo Belleair Beach (1), (1), (1), Spring Lake Of Clearwater (1), (1), (1), (1), Imperial Cove 9 (1), (1), Imperial Cove 13 (1), (1), (1), (1), (1).

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Clearwater?

As of September 9, 2026, 332 Clearwater, FL listings whose MLS record reports a gated community are active or pending, across 79 communities. The count updates with every MLS refresh.

What do gated community homes cost in Clearwater?

The median asking price today is $225,000, with listings from $74,900 to $37,500,000. Clearwater listings without that feature have a median of $485,000.

Which Clearwater community has the most gated community homes for sale?

On Top Of The World has the most right now (100), followed by Grand Bellagio At Baywatch Condo The (16), Summerset Villas (15), Grand Venezia At Baywatch Condo (15).

Are gated communities more expensive to own?

Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Clearwater

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clearwater, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.