Golf Course Homes for Sale in Clearwater, FL
This page tracks every Clearwater listing whose MLS record reports a golf course or golf-club community, by community, with live counts and asking prices, and the membership and fee questions that decide what a golf-community home really costs.
170 homes in golf communities are for sale or pending in Clearwater, FL today across 23 communities. The median asking price is $176,950, from $74,900 to $1,250,000. Listings in Clearwater without that feature have a median of $485,000. Most listings right now: On Top Of The World (120), Cove Cay Village Iii (6), Crystal Bay Condo (6). Updated September 9, 2026 from the MLS.
Clearwater golf course homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Golf Course Homes | New build | Median list | From |
|---|---|---|---|---|
| 120 | 0 | $168,445 | $74,900 | |
| Cove Cay Village Iii | 6 | 0 | $207,249 | $168,500 |
| 6 | 0 | $197,450 | $165,500 | |
| 6 | 0 | $167,500 | $125,000 | |
| 4 | 0 | $174,900 | $128,900 | |
| 4 | 0 | $171,450 | $109,900 | |
| Cove Cay Village Iv | 3 | 0 | $215,000 | $199,900 |
| 2 | 0 | $699,950 | $599,900 | |
| 2 | 0 | $237,500 | $225,000 | |
| 2 | 0 | $197,450 | $195,000 | |
| 2 | 0 | $194,950 | $174,900 | |
| 2 | 0 | $182,200 | $134,500 | |
| 1 | 0 | $1,250,000 | $1,250,000 | |
| 1 | 0 | $1,200,000 | $1,200,000 | |
| 1 | 0 | $845,000 | $845,000 | |
| 1 | 0 | $409,900 | $409,900 | |
| 1 | 0 | $388,000 | $388,000 | |
| 1 | 0 | $370,000 | $370,000 | |
| 1 | 0 | $275,000 | $275,000 | |
| 1 | 0 | $188,000 | $188,000 | |
| Cove Cay 26-16 Village I | 1 | 0 | $175,000 | $175,000 |
| 1 | 0 | $153,500 | $153,500 | |
| Cove Cay 26-17 Village I | 1 | 0 | $95,900 | $95,900 |
Golf community costs: membership is the number to get first
Three kinds of golf community exist and the price of a home tells you nothing about which one you are looking at: mandatory-membership clubs (an initiation fee, often five figures, plus monthly dues, both required at closing), optional-membership clubs (the course is private but the home does not require joining) and public or semi-private courses where the community simply borders the fairways. Ask the listing agent for the current membership schedule in writing, whether an initiation fee is refundable or equity-based, and whether a capital assessment is pending on the clubhouse. Add HOA and, in many newer Florida golf communities, a CDD bond that shows up on the tax bill. Our true cost of ownership calculator puts dues, taxes and insurance into one monthly number.
Questions to ask about any golf-community listing
Is membership mandatory, and what are the initiation fee and monthly dues today? Is the club member-owned or developer-owned, and is a turnover or assessment scheduled? Which holes border the lot, and has the seller had errant-ball damage claims? Is there a CDD, and how many years remain on the bond? What did the seller pay in total (HOA + club + CDD) last year? A local agent who works these communities will know which clubs are financially healthy.
Common questions
How many homes in golf communities are for sale in Clearwater?
What do golf course homes cost in Clearwater?
Which Clearwater community has the most golf course homes for sale?
Do I have to join the golf club if I buy in a golf community?
Keep exploring Clearwater
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- Clearwater gated community homes
- Golf Course Homes in every city
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clearwater, FL whose MLS record reports a golf course or golf-club community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.