Waterfront Homes for Sale in Clearwater, FL

This page tracks every Clearwater listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

166 waterfront homes are for sale or pending in Clearwater, FL today across 101 communities. The median asking price is $599,000, from $60,000 to $37,500,000. Listings in Clearwater without that feature have a median of $526,750. Most listings right now: Grand Venezia At Baywatch Condo (8), Island Estates Of Clearwater Unit 5-A (7), Venetian Point (6). Updated September 8, 2026 from the MLS.

Clearwater waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.

Community	Waterfront Homes	New build	Median list	From
Grand Venezia At Baywatch Condo	8	0	$239,500	$221,900
Island Estates Of Clearwater Unit 5-A	7	7	$1,609,000	$1,489,000
Venetian Point	6	0	$1,724,500	$1,125,000
Dans Island On Sand Key Condo	4	0	$1,139,750	$720,000
Marina Bay 880 Condo	4	0	$849,499	$750,000
Pierce 100 Condo	4	0	$449,999	$389,000
Grand Bellagio At Baywatch Condo The	4	0	$275,000	$229,950
La Brisa Del Mar Condo	4	1	$202,500	$175,000
Cabana Club Condo	3	1	$895,000	$875,000
Harborview Grande Condo	3	0	$885,000	$874,900
Harbor Bluffs Waterfront Condo	3	0	$524,000	$340,000
Cove Cay 26-18 Village I	3	0	$175,000	$172,900
Penthouse Groves	3	0	$159,000	$139,000
Mandalay Sub	2	0	$5,100,000	$3,500,000
Grande On Sand Key	2	0	$1,449,000	$1,398,000
Crescent Beach Club Two Condo	2	0	$856,200	$764,900
Sand Key Condo-South Beach	2	0	$784,500	$750,000
Harbour Light Towers Condo	2	0	$611,500	$598,000
Sunset Highlands	2	0	$497,000	$435,000
Brookhill	2	0	$454,500	$424,000
Grand Bellagio At Baywatch Condo	2	0	$434,000	$369,000
Prelude 80 Condo	2	0	$429,950	$360,000
Regatta Beach Club Condo	2	0	$408,500	$399,000
Islander The Condo	2	0	$259,500	$220,000
Cove Cay Village Iii	2	0	$249,999	$199,999
Imperial Cove 7	2	0	$209,950	$169,900
Venetian Shores Condo	2	0	$209,000	$209,000
Audubon Condo At Feather Sound	2	0	$202,500	$150,000
Cove Cay 26-20 Village Ii	2	0	$182,200	$134,500
Coachman Creek Condo	2	0	$67,000	$60,000
Mandalay Point Sub 1St Add	1	0	$37,500,000	$37,500,000
Bayside Sub 4	1	0	$3,390,000	$3,390,000
Residences At Sandpearl Resort Condo	1	0	$2,790,000	$2,790,000
Ultimar One Condo	1	0	$2,775,000	$2,775,000
Ultimar Three Condo	1	0	$2,450,000	$2,450,000
Island Estates Of Clearwater	1	0	$2,389,000	$2,389,000
Pinellas Groves	1	0	$1,995,000	$1,995,000
Bayside Sub	1	0	$1,995,000	$1,995,000
Marina Bay Master Condo	1	1	$1,850,000	$1,850,000
Brightwater Blue Twnhms	1	0	$1,780,000	$1,780,000
La Brisa Del Mar Condo Unit 501	1	1	$1,625,000	$1,625,000
Enchantment Clearwater Beach Hotel Condo	1	1	$1,525,000	$1,525,000
Belleair Cove	1	0	$1,500,000	$1,500,000
Marina Del Rey At Sand Key	1	0	$1,499,000	$1,499,000
Serena By The Sea Condo	1	0	$1,475,000	$1,475,000
Sun Harbor Condo Clearwater	1	0	$1,249,000	$1,249,000
La Brisa Del Mar Condo Unit 303	1	1	$1,125,000	$1,125,000
Dolphin Harbour Condo	1	0	$1,095,000	$1,095,000
La Brisa Del Mar Condo Unit 203	1	1	$1,075,000	$1,075,000
La Brisa Del Mar Condo Unit 301	1	1	$1,015,000	$1,015,000
Grande On Sand Key Condo	1	0	$998,000	$998,000
La Brisa Del Mar Condo Unit 202	1	1	$990,000	$990,000
Marla Grove Estates	1	0	$960,000	$960,000
Skiff Harbour Twnhs Condo	1	0	$875,000	$875,000
Sand Key Condo-South Beach 1	1	0	$860,000	$860,000
Elde Oro West	1	0	$850,000	$850,000
Pelican Port	1	0	$849,000	$849,000
Lighthouse Towers Condo	1	0	$849,000	$849,000
Clearwater Sand Key Club 1 Condo	1	0	$815,000	$815,000
Sand Key Condo-South Beach 2	1	0	$798,000	$798,000

Also with waterfront homes for sale: Harborage Condo Clearwater (1), Viewpoint-On-The-Bay Condo (1), Villa Del Mar Of Clearwater Condo (1), Arvis Circle (1), Bayview Condo Clearwater (1), Oak Heights Park (1), Harborage Ii (1), Morningside Estates Unit 3B (1), Sand Key Condo-South Bay (1), Landmark Towers One (1), Clearwater Point 7 Tennis (1), Clubhouse Estates Of Countryside (1), Harborage Condo Belleair Beach (1), Skiff Point Condo (1), Island Point 1 Condo (1), Longbrooke Sub Unit Two (1), Island Way Towers Condo (1), Feather Cove (1), Overlook (1), Druid Acres 2Nd Add (1), Lakepointe Villas (1), Lake Belleview Add (1), Imperial Park (1), Island Yacht Club Condo (1), Horizon House Co-Op (1), Imperial Cove 9 (1), Grand Bellagio At Baywatch (1), Camelot Oaks Condo (1), Lakeside Crossing Condo (1), Bay Aristocrat Village Mobile Home Park Unrec (1), Caribay Condo (1), Cove Cay Village Iv (1), Sunset Lake Estates (1), Rustlewood At Countryside Condo (1), Crystal Bay Condominiums (1), Bordeaux Village Con (1), Cove Cay 26-21 Village Ii (1), Cove Cay 26-16 Village I (1), Cove Cay Village (1), Colonial Isles Condo (1), Bradford Acres A Condo (1).

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Clearwater?

As of September 8, 2026, 166 Clearwater, FL listings whose MLS record reports waterfront are active or pending, across 101 communities. The count updates with every MLS refresh.

What do waterfront homes cost in Clearwater?

The median asking price today is $599,000, with listings from $60,000 to $37,500,000. Clearwater listings without that feature have a median of $526,750.

Which Clearwater community has the most waterfront homes for sale?

Grand Venezia At Baywatch Condo has the most right now (8), followed by Island Estates Of Clearwater Unit 5-A (7), Venetian Point (6), Dans Island On Sand Key Condo (4).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Clearwater

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Clearwater, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.