Bayfront condo and marina · Bay Isles, Longboat Key · Sarasota County · ZIP 34228
A bayfront condo and deep-water marina in gated Bay Isles, where the slip, the elevation, and the reserve study decide the deal.
Bayfront Bay Isles condoDeep-water boat slipsFlood and reserve read
Live Market Pulse
50/100 Momentum
Buyer-Leaning Market (limited data)
This is barrier-island condo living on Sarasota Bay, so the honest read is the building's reserves, the milestone and SIRS status, the flood elevation, and the slip rights, not a single island average.
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Unlock Off-Market Longboat Key Moorings
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
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Supply
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Avg DOM
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Seller Leverage
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Median $/Sqft
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1-Yr Price Change
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Distress
Jon's Current Read
"The Longboat Key Moorings is a bayfront condo and marina community inside the gated Bay Isles enclave, three miles offshore on a barrier island, so the read is a coastal condo read, not a single-family one. Value here is set at the building level: the reserve balance, the milestone inspection and SIRS status under Florida's post-Surfside law, the flood elevation under FEMA AE or VE mapping, and whether a deep-water slip conveys or is leased. After Hurricane Helene's September 2024 surge and Hurricane Milton's October 2024 wind, the entire island reset on insurance, reserves, and the FEMA 50 percent substantial-improvement question. Your leverage is reading those building documents and the elevation honestly, then pricing the unit and any slip rights against them, rather than buying the Longboat Key name."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
The Longboat Key Moorings is a bayfront condominium and marina community in the gated Bay Isles section of Longboat Key, on the Sarasota Bay side of the barrier island in Sarasota County (Bay Isles community guides, 2026). The setting pairs mid-rise bayfront condos with the Longboat Key Club Moorings marina, a deep-water harbor with owned and leased boat slips reachable from the Intracoastal and the Gulf.
The Marina Bay condominium, the residential heart of the Moorings, is a gated bayfront enclave of about 60 residences across three towers built in the early 1990s on a tree-filled site on Sarasota Bay (Bay Isles and listing guides, 2026). The broader Bay Isles enclave is master planned with a master association plus building sub-associations, and ownership includes the resident-only Bay Isles Beach Club on the Gulf side.
Because this is a barrier-island condo on the bay, the money is made or lost on the building, not the island name. The reserve balance, the milestone inspection and SIRS status, the flood elevation, the insurance line, and whether a slip conveys or is leased drive the number far more than the view alone.
The pitch is rare deep-water boating with luxury bayfront living a short drive from St Armands Circle and downtown Sarasota. The work is the diligence: read the association's reserves and inspection status, confirm the FEMA flood zone and elevation, quote the insurance, and verify the slip rights before you fall for the water.
Quick Match
Who Longboat Key Moorings is best for.
Best for
Boating buyers who want owned or leased deep-water slip access on the bay
Buyers who want luxury bayfront condo living inside a gated Bay Isles enclave
Buyers who will read the reserve study, milestone, and SIRS status before offering
Buyers comfortable with barrier-island flood, insurance, and elevation diligence
Probably not for
Buyers who want a single-family lot or a no-HOA, no-condo-document buy
Anyone unwilling to verify reserves, inspections, and flood elevation per building
Buyers who need to avoid coastal flood-zone insurance and assessment exposure
Buyers expecting a short mainland commute or a non-island lifestyle
Market Pulse
How Longboat Key Moorings is performing right now
50/100 momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from Stellar MLS, as of June 30, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Longboat Key Moorings listings and the trailing twelve months of closed sales.
8.6A- score
Momentum intelligence
Momentum buy score
Our proprietary read on how a home in Longboat Key Moorings buys, holds, and resells. See the five factors.
Interactive Map
Longboat Key Moorings on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Resident-only Bay Isles Beach Club on the Gulf side
Deep-water Longboat Key Club Moorings marina nearby
Gated, master-planned Bay Isles enclave
Pool, clubhouse, and bayfront common areas typical here
Confirm each building's amenities and fees before buying
The Longboat Key Moorings is a bayfront condo and marina community inside the gated, master-planned Bay Isles enclave on Sarasota Bay. The lifestyle pairs mid-rise condo living with the deep-water Longboat Key Club Moorings marina, plus Bay Isles amenities including the resident-only Bay Isles Beach Club on the Gulf side. Because it is a condominium, the experience and the cost are set at the building and association level, so confirm any specific building's reserves, inspection and SIRS status, amenities, and fees before you buy.
Nearby & Commute
How far is everything?
The takeaway
The Moorings trades a barrier-island setting for rare deep-water boating and bayfront living minutes from St Armands Circle, downtown Sarasota, and the Gulf beaches.
Drive times from the Moorings. They are approximate and vary with traffic, the season, and your exact unit on the island.
St Armands Circle~10 to 15 min · shops and dining
Downtown Sarasota~15 to 20 min · via Ringling Bridge
Lido Key Beach~12 to 18 min · Gulf beach
Anna Maria Island~30 to 40 min · north end of the key
Sarasota Bradenton Airport (SRQ)~20 to 30 min · regional airport
Sarasota Memorial Hospital~20 to 25 min · main hospital
Bay Isles Beach Club~3 to 5 min · resident-only Gulf access
Distances and drive times are approximate and vary with traffic and your exact unit. Confirm your real route at your real departure time.
Nearby Communities
Explore more neighborhoods near Longboat KeyMoorings with Momentum Realty’s local guides.
No CDD bond means thousands less per year than newer master plans.
Typical CDD community~$2,500/yr
Longboat Key Moorings (no CDD)$0/yr
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
15-Second Take
Sarasota County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby
Longboat Key Moorings is served by Sarasota County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Public
Sarasota County Public Schools (verify by address)
What is actually shaping value at the Longboat Key Moorings: the 2024 hurricane reset on insurance and reserves, Florida's post-Surfside milestone and SIRS requirements on condo buildings, and a buyer-leaning island condo market. Each item is sourced and linked.
Recent Developments in Longboat Key Moorings
Development Intelligence
Our read on what is being built around Longboat Key Moorings, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Net OutlookBullishThe island's flood, insurance, and reserve reset points to a buyer-leaning condo market in the near term, with the watch items being how associations fund SIRS and milestone work and how insurance settles after 2024.
2024 Helene surge and Milton wind reset the island
2024
BearishMajor impact
SignificanceRadius: Island
Helene's September surge and Milton's October wind drove heavy damage and a reset on insurance, reserves, and FEMA 50 percent questions across Longboat Key.
Florida SIRS and milestone inspection requirements
2025 to 2026
NeutralMajor impact
SignificanceRadius: Building
Post-Surfside law requires structural inspections and a structural integrity reserve study on three-plus-story condos, so reserves and possible assessments must be read per building.
Coastal flood insurance and the FEMA 50 percent rule
2025
NeutralNotable impact
SignificanceRadius: Island
Most of the island maps AE or VE, so flood insurance is required and substantial, and older lower-elevation buildings carry FEMA 50 percent substantial-improvement exposure.
Buyer-leaning Longboat Key condo market
2025
NeutralNotable impact
SignificanceRadius: Island
Market guides describe elevated inventory and longer days on market on Longboat Key in 2025, which gives prepared buyers room to negotiate on condos.
Deep-water slip access supports demand
Ongoing
BullishNotable impact
SignificanceRadius: Community
Owned and leased deep-water slips at the Moorings marina are rare on the bay and underpin demand for residences with clear slip rights.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Longboat Key Moorings, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
October 2024
Storm
Helene and Milton hit Longboat Key two weeks apart
Hurricane Helene's surge struck the island on September 26, 2024, and Hurricane Milton's wind followed on October 9, 2024, with the town estimating well over one hundred million dollars in damage and thousands of properties affected. Why it matters: The back-to-back storms reset the island's insurance, reserve, and elevation math, making the building document read and the FEMA 50 percent question central to any condo purchase. Source
July 2025
Regulation
Florida updates condo SIRS law and deadlines
House Bill 913 updated Florida's structural integrity reserve study rules and extended initial SIRS compliance into the 2025 to 2026 window for condo buildings three habitable stories or higher. Why it matters: Buyers at the Moorings must confirm a building's milestone inspection and SIRS status, since reserve funding and special assessments turn on it. Source
November 2025
Market
Longboat Key reads as a buyer-leaning condo market
Local market reports describe elevated inventory, longer days on market, and a buyer-leaning balance on Longboat Key through 2025, with condos making up the bulk of closed sales. Why it matters: Prepared buyers who have read the reserves, inspections, and flood elevation have negotiating room on island condos. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Strategy
The Longboat Key Moorings buying strategy.
If we were buying in Longboat Key Moorings, this is the order of operations we would run, and the one we run for our clients.
1
Pull the building's reserve study and budget. On a 1990s bayfront condo, the reserve balance and any planned special assessment set the real cost of ownership, so read them first.
2
Confirm the milestone inspection and SIRS status. Florida's post-Surfside law requires structural inspections and a structural integrity reserve study on three-plus-story buildings, so verify where this association stands.
3
Read the flood elevation and FEMA zone for the exact unit. Most of the island maps AE or VE, so the base flood elevation and the floor location drive insurance and the FEMA 50 percent question.
4
Verify the slip rights in writing. Confirm whether a deep-water slip conveys with the unit, is leased, or is separate, because slip access is a large part of the value here.
5
Quote the full carrying cost, and cross-shop other bayfront island condos such as Country Club Shores before you commit.
The Quick Decision
Best Buy
An updated higher-floor bayfront unit in a well-reserved building with clear slip rights
Biggest Risk
Underbudgeting reserves, special assessments, insurance, and FEMA 50 percent exposure
Best Lot
A higher elevation and floor with the strongest flood and surge posture
Smart Timing
Confirm the reserves, milestone, SIRS, flood zone, and slip rights before you offer
Deep-Dive Intelligence
The full read, only if you want it.
The takeaway
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Community Details at a Glance
The Longboat Key Moorings is a bayfront condo and marina community inside the gated, master-planned Bay Isles enclave on Sarasota Bay. The lifestyle pairs mid-rise condo living with the deep-water Longboat Key Club Moorings marina, plus Bay Isles amenities including the resident-only Bay Isles Beach Club on the Gulf side. Because it is a condominium, the experience and the cost are set at the building and association level, so confirm any specific building's reserves, inspection and SIRS status, amenities, and fees before you buy.
Longboat Key Moorings Homes For Sale
What your money buys in Longboat Key Moorings.
The takeaway
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Longboat Key Moorings today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
The Bayfront Entry
A lower-floor or original-condition bayfront condo where the building's reserves and the flood elevation drive value. The accessible way into the Moorings.
Lowest entry
The Updated Bayfront
A renovated higher-floor unit in a well-reserved building, the heart of the resale market here, where the view and the condition both hold.
Most inventory
The Slip-Plus-Residence Top
A premium bayfront residence paired with a conveying or leased deep-water slip, the combination that defines the community and holds value best.
Strongest resale
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
The Bayfront Entry
A lower-floor or original-condition bayfront condo where the building's reserves and the flood elevation drive value. The accessible way into the Moorings.
The Updated Bayfront
A renovated higher-floor unit in a well-reserved building, the heart of the resale market here, where the view and the condition both hold.
The Slip-Plus-Residence Top
A premium bayfront residence paired with a conveying or leased deep-water slip, the combination that defines the community and holds value best.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Operator Intelligence
Renovation & Resale Intelligence
The factors that actually move value in Longboat Key Moorings, condition, lot, and the renovation math, read from current listings and recent sales.
15-Second Take
Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay
Proprietary Data
The renovation premium.
Renovated-listing inventory in Longboat Key Moorings is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.
Lot Value
The lot premium.
On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Operator Note
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Resale Strength Scorecard
How well Longboat Key Moorings holds value.
Our read on the factors that protect resale here, and the one to manage.
Bayfront location and slip accessStrong
Gated Bay Isles enclavePositive
Reserves, milestone and SIRSVerify per building
Flood elevation and insuranceVerify per unit
Condo condition and systemsVerify per unit
Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.
Operator Note
The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.
5 Mistakes Buyers Make in Longboat Key Moorings
15-Second Take
Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check
In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.
1
Calling the listing agent
The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2
Misjudging the renovation math
A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3
Overpaying for an interior lot
Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.
4
Ignoring the club decision
The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.
5
Skipping the systems check
A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
“
The Longboat Key name sells the water, but the deal is won or lost on the building's reserves, the inspection and SIRS status, the flood elevation, and the slip rights.
Jon Brooks · Founder, Momentum Realty
Momentum Intelligence
Momentum Buy Score.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
7.4B · Buy Score
Resale Strength7.4/10
Renovation Risk5.8/10
Location Efficiency8.8/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage5.0/10
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Momentum Housing Intelligence
Why our read on Longboat Key Moorings is different.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.
Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.
15-Second Take
Higher floors and elevations carry the strongest flood posture
Confirm the FEMA zone and base flood elevation per unit
Most of the island maps AE or VE, expect required flood insurance
Read the building's reserves and inspection status first
Verify whether a deep-water slip conveys or is leased
On a barrier-island condo, the part of your money the market protects is the building and the elevation, not the lot. Higher floors and stronger base flood elevations carry better through surge events, and well-reserved buildings with current milestone and SIRS status hold value better than under-reserved ones. The view can be enjoyed; the flood zone and the reserve posture cannot be changed. Read the documents, the elevation, and the slip rights first, then price the unit against them.
The 15-Second Verdict
Longboat Key Moorings in 15 seconds.
Best forBoating buyers who want deep-water slip access and bayfront condo living in gated Bay Isles.
Biggest advantageRare deep-water boating and luxury bayfront living minutes from St Armands and Sarasota.
Biggest riskReserves, special assessments, insurance, and FEMA 50 percent exposure on a coastal condo.
Sweet spotAn updated higher-floor unit in a well-reserved building with clear slip rights.
Avoid ifYou want a single-family lot or want to avoid coastal flood and condo-document diligence.
Condo, HOA & Fees
15-Second Take
It is a condo, so read the reserve study and budget first
Confirm milestone inspection and SIRS status per building
Expect both a condo line and a Bay Isles master line
Slip and marina fees are separate, verify them
Ask for any planned or recent special assessment
This is a condominium inside the gated Bay Isles enclave, so expect both a condo association assessment for the building and a Bay Isles master association line. High-amenity bayfront condos on the island can run from several hundred to over two thousand dollars per month, and assessments rose across the island after 2024. Confirm the exact dues, reserve funding, and any special assessment for the specific building.
Condo dues typically cover building exterior and common areas, insurance on the structure, water and grounds, and shared amenities, while the Bay Isles master line covers the gates, some roads, and the resident-only Bay Isles Beach Club. Slip fees and any marina dues are separate. Confirm what is funded and reserved per building.
Run Your Numbers
Tools for a Longboat Key Moorings buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.
Selling in Longboat Key Moorings
Price it to the building's reserves, inspections, and flood elevation, not an island average.
Selling at the Moorings means pricing to your specific building's reserves, inspection status, flood elevation, and slip rights, not to a townwide island average. After 2024, buyers read the condo documents and the elevation before they read the view.
Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
In Longboat Key Moorings, condition and view decide your number
Because buyers here are weighing your home against renovated comps and cross-shopping Country Club Shores, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
What is your Longboat Key Moorings home worth?
Get a no-obligation home value based on real comparable sales in Longboat Key Moorings matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Longboat Key Moorings year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Sarasota County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Longboat Key Moorings Market Scorecard
Strong seller's market
Longboat Key Moorings is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.
1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
58
Days on mkt
6/8/41
Active/Pend/Sold
Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).
Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Where is the Longboat Key Moorings?
It is a bayfront condominium and marina community in the gated Bay Isles section of Longboat Key, on Sarasota Bay in Sarasota County, Florida, in ZIP 34228 (Bay Isles community guides, 2026).
What county is Longboat Key Moorings in?
The Moorings and the Bay Isles enclave sit on the Sarasota County portion of Longboat Key. The island as a whole spans both Manatee and Sarasota counties, but this community is in Sarasota County. Confirm the parcel's taxing county in diligence.
Is the Longboat Key Moorings owner occupied?
Yes, it is a year-round residential bayfront condo community, not a nightly-rental-only building. The adjacent Longboat Key Club Moorings marina does offer transient boat dockage, which is separate from the residential condos. Confirm the building's lease and rental rules per the condo documents.
What kind of homes are at the Moorings?
Mid-rise bayfront condominium residences. The Marina Bay condominium, the residential core, is a gated enclave of about 60 residences in three towers built in the early 1990s on Sarasota Bay (Bay Isles and listing guides, 2026).
Does the Moorings have boat slips?
Yes. The Longboat Key Club Moorings is a deep-water marina with owned and leased slips, some able to accommodate large yachts (marina and listing guides, 2026). Confirm in writing whether a slip conveys with a specific unit, is leased, or is purchased separately.
What are the HOA or condo fees?
Expect both a condo association assessment for the building and a Bay Isles master association line, with high-amenity bayfront condos on the island running from several hundred to over two thousand dollars per month. Slip and marina fees are separate. Confirm the exact figures and reserves per building.
What is the SIRS and milestone inspection issue?
Florida's post-Surfside law requires milestone structural inspections and a structural integrity reserve study, or SIRS, on condo buildings three habitable stories or higher, with initial SIRS deadlines in the 2025 to 2026 window (Florida SIRS guidance, 2025 to 2026). Always confirm where this association stands before you buy.
What about flood insurance here?
Virtually all of Longboat Key maps in FEMA high-risk flood zones, AE or VE, so flood insurance is required and premiums are substantial (Sarasota County and market guides, 2025). Quote both the unit's owner policy and the building's master flood coverage during diligence.
What is the FEMA 50 percent rule?
If a structure in a flood zone is substantially damaged or improved at 50 percent or more of its value, it can be required to be brought up to current flood and elevation standards (Sarasota County Property Appraiser, 2025). On an older lower-elevation building this is a real diligence item, so confirm the base flood elevation and exposure.
Did Longboat Key flood in 2024?
Yes. Hurricane Helene's surge hit the island on September 26, 2024, and Hurricane Milton's wind followed on October 9, 2024, with the town estimating well over one hundred million dollars in damage and thousands of properties affected (Your Observer and Business Observer, 2024). Confirm any specific building's storm history and repairs.
What schools serve the Moorings?
Longboat Key is served by the Sarasota County School District, with assignment by address. Always confirm the exact zoned elementary, middle, and high schools for any specific unit, as assignment can change.
Is the Moorings gated?
Yes. Bay Isles is a gated, master-planned enclave with a master association, and Marina Bay sits behind additional gates at the south end of Bay Isles on Sarasota Bay (Bay Isles guides, 2026).
How far is St Armands Circle and downtown Sarasota?
St Armands Circle is roughly a ten to fifteen minute drive south on Gulf of Mexico Drive, with downtown Sarasota a few minutes farther over the Ringling Bridge. Drive times vary with traffic and your exact unit.
Is the Moorings a good investment?
Deep-water boating and bayfront living support demand, but this is a coastal condo where reserves, assessments, insurance, and flood exposure drive the outcome. As with any older waterfront building, the documents and the elevation, not the view, decide value. This is not a guarantee of future value.
Can I rent out a unit at the Moorings?
Rental rules are set by the condo and Bay Isles governing documents and can restrict minimum lease terms and frequency. Always confirm the specific building's lease and rental policy in the condo documents before you buy for any rental purpose.
Who is the best real estate agent for Longboat Key Moorings?
The best agent for Longboat Key Moorings is one who actively works Longboat Key and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Longboat Key Moorings.
How do I find a top Longboat Key real estate agent who knows Longboat Key Moorings?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Longboat Key Moorings and the wider Longboat Key area.
Can Momentum Realty connect me with an agent for Longboat Key Moorings?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Longboat Key Moorings purchase or sale - no call center and no pressure.
The Verdict
Should you buy in Longboat Key Moorings?
An honest fit check. We will tell you when it is not your community.
Boating buyers who want owned or leased deep-water slip access on the bayExcellent fit
Buyers who want luxury bayfront condo living in a gated Bay Isles enclaveExcellent fit
Buyers who will read the reserve study, milestone, and SIRS status before offeringExcellent fit
Buyers comfortable with barrier-island flood, insurance, and elevation diligenceExcellent fit
Buyers who will verify slip rights and full carrying cost in writingExcellent fit
Buyers who want a single-family lot or a no-condo-document buyProbably not
Anyone unwilling to verify reserves, inspections, and flood elevation per buildingProbably not
Buyers who need to avoid coastal flood-zone insurance and assessment exposureProbably not
Buyers expecting a short mainland commute or a non-island lifestyleProbably not
Buyers unwilling to budget for special assessments on an older bayfront buildingProbably not
Get the inside read on Longboat Key Moorings
Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Longboat Key Moorings home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
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A Momentum Realty Longboat Key Moorings specialist will reach out personally, usually the same day.
Thinking about hiring an agent here? How to find the best real estate agent in Longboat Key Moorings - what to look for, questions to ask, and your local expert.Median sale price in Longboat Key Moorings, Florida by year (2012 to 2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.
Get a real cash offer on your Longboat Key Moorings home in 24 hours and close in as little as 7 days, as-is. Because Momentum is a licensed RealTrends-500 brokerage, we'll also show you what listing would net - so you choose with both numbers.
Buying or researching Sarasota County? See the full Sarasota County real estate market report - prices, inventory, schools, taxes, and every Sarasota County neighborhood.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.
