Emerald Pointe South

Courtyard condo homes · Bay Isles, Longboat Key · Sarasota County · ZIP 34228

A small gated condominium enclave inside Bay Isles on the southern end of Longboat Key, where the barrier island flood, insurance, and reserve read drives the deal.

Gated Bay Isles enclaveBarrier island livingBeach club access

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Emerald Pointe South is a small community, so values turn on the specific unit, the association reserves and milestone status, and the coastal flood and insurance picture, not a Longboat Key average.

Free · No obligation

Unlock Off-Market Emerald Pointe South

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

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Supply

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Avg DOM

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Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Emerald Pointe South is a boutique condominium enclave inside the gated Bay Isles section on the southern end of Longboat Key, a barrier island between the Gulf of Mexico and Sarasota Bay. The community offers a small number of attractive courtyard homes (the Bay Isles association describes Emerald Pointe overall as 22 residences split between a south enclave of homes up to about 2,500 square feet and a smaller north enclave), so the read is unit by unit, not a townwide average. Because this is a coastal barrier island, the decisive diligence is the condo association reserves and milestone inspection status under current Florida law, the FEMA flood zone and elevation, and the wind and flood insurance math. Bay Isles adds gated security and access to the private Bay Isles Beach Club, with the Longboat Key Club nearby. Your leverage is reading the building, the reserves, and the insurance honestly before the island lifestyle."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Emerald Pointe South is a small, private condominium community inside the gated Bay Isles section on the southern end of Longboat Key, the barrier island that sits between the Gulf of Mexico and Sarasota Bay, roughly three miles offshore from the city of Sarasota in Sarasota County (Bay Isles Association community pages, 2026).

The Bay Isles Association describes Emerald Pointe as a quaint community of 22 residences on a pair of quiet cul-de-sacs, with the south enclave offering attractive courtyard homes with pools and garages and floor plans up to about 2,500 square feet, and a smaller north enclave of larger homes near the Longboat Key Club golf course. It is condominium ownership, so the association, its reserves, and its milestone status are central to value.

Bay Isles residents share gated entry security and exclusive use of the private Bay Isles Beach Club on the Gulf, with the Longboat Key Club and its golf, tennis, and dining nearby (Bay Isles Association, 2026). The lifestyle is low maintenance, walkable, and island oriented.

The honest pitch is barrier island living inside a gated enclave, with the work being the coastal diligence: the FEMA flood zone and elevation, wind and flood insurance, and the condo association reserves and milestone inspection status under current Florida law. Those drive the carrying cost far more than the headline price.

Quick Match

Who Emerald Pointe South is best for.

Best for

Buyers who want a low maintenance gated island home on Longboat Key
Owner occupants who value beach club access and a walkable enclave
Buyers comfortable reading condo reserves, milestone status, and insurance
Second home and seasonal buyers who want maintenance free coastal living

Probably not for

Buyers who will not budget barrier island wind and flood insurance
Anyone unwilling to verify the association reserves and milestone status
Buyers who want a large master plan with many amenities on site
Buyers who need a mainland location away from coastal flood exposure

Market Pulse

How Emerald Pointe South is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

24Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 30, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Emerald Pointe South listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Longboat Key Moorings or Longboat Key. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Emerald Pointe South buys, holds, and resells. See the five factors.

Interactive Map

Emerald Pointe South on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take

Bay Isles offers a private members beach club on the Gulf
Gated entry security covers the Bay Isles community
The Longboat Key Club golf and dining are nearby by membership
Beach club access is a Bay Isles master association benefit
Confirm current beach club and any club terms with the association

Emerald Pointe South is a boutique gated condominium enclave inside Bay Isles on the southern end of Longboat Key, so the lifestyle is low maintenance, walkable, and island oriented rather than amenity dense on site. Bay Isles provides gated entry security and exclusive access to the private Bay Isles Beach Club on the Gulf, while the nearby Longboat Key Club offers golf, tennis, and dining by separate membership. Confirm the specific condo and Bay Isles fees, beach club access, and any club terms before you buy.

Nearby & Commute

How far is everything?

The takeaway

Emerald Pointe South trades mainland convenience for a gated barrier island address, with Gulf of Mexico Drive carrying you to St. Armands, the Ringling Bridge, and downtown Sarasota.

Drive times from Emerald Pointe South. They are approximate and vary with traffic, the season, and bridge timing.

Bay Isles Beach Club~3 to 5 min · private Gulf beach

Longboat Key Club~3 to 5 min · golf and dining

St. Armands Circle~10 to 15 min · shopping and dining

Downtown Sarasota~20 to 25 min · via Ringling Bridge

Publix at Longboat Key~5 min · island grocery

Sarasota Memorial Hospital~25 to 30 min · mainland hospital

Sarasota Bradenton Airport (SRQ)~25 to 35 min · via the mainland

Distances and drive times are approximate and vary with traffic, season, and your exact unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Emerald Pointe South with Momentum Realty’s local guides.

GOGulfshore ofLongboat KeyLongboat Key, FL · 0.7 mi CCCountry Club ShoresLongboat Key, FL · 0.9 mi LKLongboat Key EstatesLongboat Key, FL · 0.9 mi PSPrivateer SouthLongboat Key, FL · 1.1 mi SESeaplaceLongboat Key, FL · 1.3 mi TSTwin ShoresLongboat Key, FL · 1.4 mi LKLongboat KeyMooringsLongboat Key, FL · 1.4 mi NONeptune onLongboat KeyLongboat Key, FL · 1.6 mi FBFairway BayLongboat Key, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Emerald Pointe South (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Sarasota County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Emerald Pointe South is served by Sarasota County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Sarasota County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Pointe South address.

The takeaway

What is actually shaping value around Emerald Pointe South and Longboat Key: the coastal condo milestone and reserve requirements under current Florida law, the island beach erosion and renourishment planning after the 2024 storms, and the gated Bay Isles setting. Each item is sourced and linked.

Recent Developments in Emerald Pointe South

Development Intelligence

Our read on what is being built around Emerald Pointe South, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishLongboat Key island location and the gated Bay Isles setting support steady demand, with the watch items being how condo reserve funding and insurance costs settle and how beach renourishment progresses on the island.

Coastal condo milestone inspections and reserve funding

2026

NeutralMajor impact

SignificanceRadius: Community

Longboat Key condo buildings generally inspected in sound shape, but reserve funding has raised fees in some associations, so verify this building status and budget.

Beach erosion and renourishment planning after the 2024 storms

2025

NeutralNotable impact

SignificanceRadius: Area

The 2024 hurricane season stripped sand from the island, and the town is planning groin and renourishment work, an ongoing factor for island value and insurance.

Gated Bay Isles setting with private beach club

Ongoing

BullishNotable impact

SignificanceRadius: Community

Gated entry security and exclusive Bay Isles Beach Club access on the Gulf underpin demand for the enclave.

Barrier island flood and insurance exposure

Ongoing

NeutralNotable impact

SignificanceRadius: Area

Flood zone, elevation, and wind and flood insurance drive the true carrying cost, making the FEMA check and insurance quote essential diligence.

Longboat Key Club golf and dining nearby

Ongoing

BullishMinor impact

SignificanceRadius: Community

Proximity to the Longboat Key Club golf, tennis, and dining adds lifestyle appeal by separate membership.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Emerald Pointe South, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

April 2026
Regulation
Longboat Key condo milestone inspections show buildings in sound shape but at a cost
Reporting on Longboat Key found that of the buildings required to complete milestone structural inspections, the large majority were in sound shape, but funding structural reserves has raised condo fees in many associations on the island. Why it matters: On a Longboat Key condo, the association reserve and milestone status is a core part of the carrying cost and the diligence. Source
April 2025
Infrastructure
Longboat Key works toward rebuilding beaches after the 2024 storms
After the 2024 hurricane season stripped sand from the island, the town reported progress and planning toward beach renourishment and shoreline protection, a long running effort on the barrier island. Why it matters: Beach renourishment and shoreline protection are ongoing factors in island value and insurance that buyers should track. Source
October 2025
Local
Longboat Key keeps the Gulf of Mexico Drive name for its main road
Longboat Key commissioners voted to keep the Gulf of Mexico Drive name for the island main corridor, the spine that connects Bay Isles and the rest of the key. Why it matters: The decision keeps a familiar island identity and the main access corridor that serves Bay Isles and the southern key. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Emerald Pointe South buying strategy.

If we were buying in Emerald Pointe South, this is the order of operations we would run, and the one we run for our clients.

Read the condo association first. Request the budget, reserves, and any special assessments, since on a small coastal building these drive the true carrying cost.

Confirm the milestone inspection and reserve study status. Coastal Florida condos face milestone inspection and structural reserve requirements, so verify where this association stands.

Pull the FEMA flood zone and elevation for the exact unit. This is a barrier island, so flood zone and elevation drive insurance and resale.

Quote wind and flood insurance early. On Longboat Key the insurance math, not the list price, often decides affordability, so quote the specific address.

Use the Bay Isles context, and cross-shop the nearby gated bayfront condos such as Longboat Key Moorings if a boat slip or bay frontage outranks the courtyard enclave.

The Quick Decision

Best Buy

An updated courtyard unit in an association with funded reserves and a clean milestone

Biggest Risk

Underbudgeting insurance, special assessments, and reserve catch up on a coastal building

Best Lot

A unit with favorable elevation and flood zone within the enclave

Smart Timing

Confirm reserves, milestone status, and the insurance quote before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Emerald Pointe South Homes For Sale

What your money buys in Emerald Pointe South.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Emerald Pointe South today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit

An original or lightly updated courtyard condo home, where the association reserves and the insurance picture drive the real cost of ownership.

Lowest entry

The Updated Home

A renovated courtyard home with pool and garage in a well funded association, the heart of demand inside this enclave.

Most inventory

The Top

A larger or premium courtyard home in a strong association with a clean milestone, the units that hold value best on the island.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Unit

An original or lightly updated courtyard condo home, where the association reserves and the insurance picture drive the real cost of ownership.

The Updated Home

A renovated courtyard home with pool and garage in a well funded association, the heart of demand inside this enclave.

The Top

A larger or premium courtyard home in a strong association with a clean milestone, the units that hold value best on the island.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Emerald Pointe South, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Emerald Pointe South is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Emerald Pointe South holds value.

Our read on the factors that protect resale here, and the one to manage.

Location on Longboat KeyStrong

Gated Bay Isles enclavePositive

Condo association and reservesConfirm per building

Unit condition and systemsVerify per unit

Flood and insurance readVerify per unit

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Emerald Pointe South

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

On a Longboat Key barrier island enclave, the deal is won or lost on the association reserves and milestone status, the flood zone, and the insurance math, not the island name.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.6B+ · Buy Score

Resale Strength7.6/10

Renovation Risk5.0/10

Location Efficiency8.4/10

Long-Term Defensibility7.4/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Emerald Pointe South is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Elevation and flood zone are unit specific on a barrier island
Verify the FEMA flood zone for the exact unit
Coastal building reserves and milestone status protect value
Bay Isles gated entry and beach club support demand
Read the association and flood picture before the finishes

On a barrier island enclave like Emerald Pointe South, the part of your money the market protects is the building and the parcel: the association structural condition, its funded reserves and milestone status, and the unit elevation and flood zone. A unit can be renovated, but the flood zone, the elevation, and the strength of the association cannot be changed by a buyer. Read the association documents and the flood map first, then price the condition of the unit against them.

The 15-Second Verdict

Emerald Pointe South in 15 seconds.

Best forOwner occupants who want a low maintenance gated island home with beach club access.

Biggest advantageA private gated Bay Isles enclave with Bay Isles Beach Club and Longboat Key Club nearby.

Biggest riskCoastal insurance, flood exposure, and condo reserve and milestone obligations on the building.

Sweet spotAn updated courtyard unit in an association with funded reserves and a clean milestone.

Avoid ifYou want a mainland location or will not budget barrier island insurance and reserves.

HOA, Reserves & Fees

15-Second Take

Condo and Bay Isles master fees both apply, verify per unit
Coastal reserves and milestone status drive future assessments
Building insurance is largely an association cost, confirm the split
Flood zone and elevation are unit specific, check FEMA and insurance
Request the reserve study and any special assessment history

Emerald Pointe South is a condominium, so a monthly or quarterly condo association fee applies and is central to the carrying cost. Bay Isles also carries a master association assessment that funds gated security and the private Bay Isles Beach Club. Confirm the exact condo and Bay Isles lines for the specific unit, since coastal associations have seen fees rise as reserves are funded.

Condo fees on a coastal building typically cover building insurance on the structure, exterior and common area maintenance, reserves, and management, while the Bay Isles master fee funds gated entry and beach club access. Verify what the unit owner insures versus the association, and request the reserve study and milestone status.

Run Your Numbers

Tools for a Emerald Pointe South buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSarasota County millage and the homestead picture.Rent vs buyThe breakeven on owning in Emerald Pointe South.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Emerald Pointe South

Price it to the unit, the association reserves, and the flood and insurance read, not a Longboat Key average.

Selling in Emerald Pointe South means pricing to your specific unit and the strength of the association, not to a townwide Longboat Key average. Buyers here scrutinize reserves, milestone status, and the coastal insurance math, so a clean association and a documented insurance picture are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Emerald Pointe South, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Longboat Key Moorings, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Emerald Pointe South home worth?

Get a no-obligation home value based on real comparable sales in Emerald Pointe South matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Emerald Pointe South on the map →
Or get your Emerald Pointe South home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Emerald Pointe South year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Sarasota County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Sarasota County typical true cost to own

$110/mo

Sarasota County typical home insurance

No CDD

No community development district bond

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Sarasota County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Emerald Pointe South Market Scorecard

Strong seller's market

Emerald Pointe South is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 58 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Emerald Pointe South?

Emerald Pointe South is a small gated condominium enclave inside the Bay Isles section on the southern end of Longboat Key, a barrier island between the Gulf of Mexico and Sarasota Bay in Sarasota County, near the Longboat Key Club.

Is Emerald Pointe South a condo community?

Yes. It is a condominium community of attractive courtyard homes, so a condo association fee applies and the association reserves and milestone status are central to value.

How many homes are in Emerald Pointe?

The Bay Isles Association describes Emerald Pointe as a community of 22 residences, with a south enclave of homes up to about 2,500 square feet and a smaller north enclave of larger homes near the Longboat Key Club golf course. Confirm the exact unit count and floor plans during diligence.

What does the HOA or condo fee cover?

A condo association fee covers building insurance, exterior and common area maintenance, reserves, and management, while a separate Bay Isles master assessment funds gated security and the private Bay Isles Beach Club. Confirm both lines for the specific unit.

Does Emerald Pointe South have beach access?

Bay Isles residents have exclusive access to the private Bay Isles Beach Club on the Gulf, with an attendant and amenities (Bay Isles Association, 2026). Confirm current beach club access and rules with the association.

Should I worry about flood zones here?

Yes, this is a barrier island, so flood zone and elevation are essential diligence. Always pull the FEMA flood zone and an insurance quote for the exact unit before you buy.

How much is insurance on Longboat Key?

Wind and flood insurance on a barrier island can be a major part of the carrying cost. Much of the building coverage sits with the association, but you should quote the specific unit and confirm what the owner insures.

What are milestone inspections and reserve studies?

Florida law requires older coastal condo buildings to complete milestone structural inspections and fund reserves based on a structural integrity reserve study. Inspections across Longboat Key in 2026 found buildings generally in sound shape, but reserve funding has raised fees in some associations (Your Observer, 2026). Verify this association status.

What schools serve Longboat Key?

Longboat Key in Sarasota County is served by Sarasota County Schools, with addresses in this area generally assigned to Southside Elementary, Booker Middle, and Booker High. Assignment is by address and can change, so confirm the zoned schools for any specific unit.

Is Bay Isles gated?

Yes. Bay Isles is a gated community on the southern end of Longboat Key with controlled entry, and Emerald Pointe South sits inside its gates on quiet cul-de-sacs.

Is the Longboat Key Club part of the community?

The Longboat Key Club, with golf, tennis, and dining, is nearby and is a separate membership club. The smaller Emerald Pointe North enclave overlooks the club golf course. Confirm club membership terms separately.

Is Emerald Pointe South a good investment?

Island location and a gated enclave support demand, but this is a coastal condo where reserves, milestone status, and insurance drive the outcome. As with any barrier island building, the association and the insurance math, not the island name, set the result, and this is not a guarantee of future value.

Can I use the home as a vacation rental?

These are owner occupied style condominium homes, and condo and Bay Isles association rules typically restrict short term rentals. Verify the specific rental and leasing rules with the association before you buy if rental use matters.

How far is downtown Sarasota?

Downtown Sarasota is a short drive across the bay via St. Armands Key and the Ringling Bridge, with the exact time depending on traffic and the season. Confirm your real drive at your real departure time.

Who is the best real estate agent for Emerald Pointe South?

The best agent for Emerald Pointe South is one who actively works Longboat Key and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Emerald Pointe South.

How do I find a top Longboat Key real estate agent who knows Emerald Pointe South?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Emerald Pointe South and the wider Longboat Key area.

Can Momentum Realty connect me with an agent for Emerald Pointe South?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Emerald Pointe South purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Emerald Pointe South?

An honest fit check. We will tell you when it is not your community.

Owner occupants who want a low maintenance gated island homeExcellent fit

Buyers who value beach club access and a walkable enclaveExcellent fit

Buyers comfortable reading reserves, milestone status, and insuranceExcellent fit

Seasonal buyers who want maintenance free coastal livingExcellent fit

Buyers who will verify flood zone and insurance by unitExcellent fit

Buyers who will not budget barrier island wind and flood insuranceProbably not

Anyone unwilling to verify reserves and milestone statusProbably not

Buyers who want a large amenity rich master plan on siteProbably not

Buyers who need a mainland location away from flood exposureProbably not

Buyers who require short term rental income from the unitProbably not

Get the inside read on Emerald Pointe South

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Emerald Pointe South home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Emerald Pointe South specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Emerald Pointe South - what to look for, questions to ask, and your local expert.

Emerald Pointe South median home price history from 2012 to 2026, chart by Momentum Realty — Median sale price in Emerald Pointe South, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Emerald Pointe South

The 60-Second Overview

Who Emerald Pointe South is best for.

Best for

Probably not for

How Emerald Pointe South is performing right now

Emerald Pointe South on the map.

The Club & Membership

How far is everything?

Nearby Communities

Schools

Sarasota County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Emerald Pointe South

Coastal condo milestone inspections and reserve funding

Beach erosion and renourishment planning after the 2024 storms

Gated Bay Isles setting with private beach club

Barrier island flood and insurance exposure

Longboat Key Club golf and dining nearby

Longboat Key condo milestone inspections show buildings in sound shape but at a cost

Longboat Key works toward rebuilding beaches after the 2024 storms

Longboat Key keeps the Gulf of Mexico Drive name for its main road

The Emerald Pointe South buying strategy.

The full read, only if you want it.

What your money buys in Emerald Pointe South.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Emerald Pointe South holds value.

5 Mistakes Buyers Make in Emerald Pointe South

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Ignoring the club decision

Skipping the systems check

Momentum Buy Score.

Why our read on Emerald Pointe South is different.

Which Lots & Views Hold Value Best

Emerald Pointe South in 15 seconds.

HOA, Reserves & Fees

Tools for a Emerald Pointe South buy.

Price it to the unit, the association reserves, and the flood and insurance read, not a Longboat Key average.

In Emerald Pointe South, condition and view decide your number

What is your Emerald Pointe South home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Emerald Pointe South Market Scorecard

Frequently Asked Questions

Should you buy in Emerald Pointe South?

Get the inside read on Emerald Pointe South

You are all set.

Need to sell fast in Sarasota County?

You just read the data. Now see what your home is worth.