The Wellington, recorded in the Stellar MLS as Wellington Point buildings 01 and 02, is a 55+ age-restricted condominium community at 689 Lake Howard Drive NW in Winter Haven, on the shore of Lake Howard in the Winter Haven Chain of Lakes (55places community profile, 2026; The Wellington HOA, 2026). It is a low-rise lakefront association rather than a sprawling subdivision, and the MLS subdivision label reflects the legal plat phases for the buildings, not separate communities.
Listing and community guides describe the homes as built across roughly 1969 to 1981, with floor plans generally ranging from about 710 to 1,444 square feet and one to three bedrooms with one or two bathrooms, carports, and guest parking (55places, 2026; The Stones Real Estate guide, 2026). Confirm the exact size, bedroom count, year, and parking for any specific unit, since the community spans multiple buildings and eras.
Because this is one condominium community, the money is made or lost on the association and the unit, not on the address. The drivers are the monthly dues, the reserve funding under Florida current condo safety rules, the condo and flood insurance lines, and the specific unit size, floor, and lake exposure, all of which have to be read from the current association documents and an insurance quote for the exact unit.
The pitch is a low-maintenance lakefront lifestyle: community guides cite a clubhouse, pools, shuffleboard, pickleball, and a private community dock on Lake Howard, with downtown Winter Haven, the chain of lakes, and the route between Tampa and Orlando close by (55places, 2026). Sources indicate it is age-restricted and that pets are not permitted, so the work is the diligence: read the budget and reserves, quote the insurance, check the flood zone, and confirm the age and pet rules before you buy.
