Buying or selling? Call (904) 351-6461
ST JAMES XING in WINTER HAVEN

ST JAMES XING
Homes for Sale in WINTER HAVEN, FL

Community in WINTER HAVEN · Polk County · ZIP 33881
148 homesBuilt 2009–2019Median sale $262K
Free · No obligation
Talk to a ST JAMES XING Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data8 years of closingsFL DOR public recordsUpdated twice daily
Live · ST JAMES XING Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$262K
Median sold · 12 mo
$139/sf
Sold $/sqft · 12 mo
peak $190 in 2023
83.1%
Sale vs ask
Tempo
149days
Median DOM · closed
8 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
55%
Owner-occupied · ST JAMES XING
82 of 148 parcels homesteaded (FL DOR 2025)
45%
Non-owner-occupied · ST JAMES XING
incl. 20% trust or LLC-held · 30% out-of-state
0%
Cash buyers · ST JAMES XING
0 of 4 sales, 12 mo ending June 2026
148
Homes in the community
148 residential parcels (FL DOR 2025)
Track record · 8 years of records
Est. 2009
Community established
homes built 2009-2019, median 2018 (FL DOR 2025)
1
Failed listings · 2026
peaked at 17 in 2017
2,052sqft
Median sold home size
12-mo windows, closed sales
2.7%/yr
Turnover rate
about 4 of 148 homes trade a year

The 60-Second Overview

ST JAMES XING market snapshot (as of August 2, 2026): the median sale price is about $262K ($139 per sq ft over the trailing 12 months of closed sales), and a median 149 days on market for closed sales.

ST JAMES XING is a community of 148 homes in WINTER HAVEN, Polk County, built between 2009 and 2019 (median 2018.0), with a median living area of about 2,401 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2018 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
025820182020202220242026
0 to 9 a year; 4 in the current window.
Sellers who gave up · failed listings per year
0510152020202220242026
Canceled, expired, or withdrawn. 17 quit in 2017; 1 so far in 2026. The clearest stress gauge a community has.

St. James Crossing Market Scorecard

Thin data

St. James Crossing is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Schools

In short
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Polk County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent ST JAMES XING listings and can change; always confirm with Polk County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any ST JAMES XING address.

The Strategy

The ST JAMES XING buying strategy.

If we were buying in ST JAMES XING today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in ST JAMES XING.

The Deep Dive

A closer look at the ST JAMES XING market

At a median of $139 per square foot, ST JAMES XING prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The housing stock is 148 homes built between 2009 and 2019, and 55% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in ST JAMES XING. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a ST JAMES XING buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPolk County millage and the homestead picture.Rent vs buyThe breakeven on owning in ST JAMES XING.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed ST JAMES XING sales matched to your home.

Selling in ST JAMES XING

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in ST JAMES XING, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your ST JAMES XING home worth?

Get a no-obligation home value based on real comparable sales in ST JAMES XING, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in ST JAMES XING on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in ST JAMES XING?
The median sale price in ST JAMES XING was $262K over the 12 months ending August 2, 2026 (4 closed sales, Stellar MLS).
How long do homes in ST JAMES XING take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 149 days on market (4 sales, Stellar MLS).
How many homes are in ST JAMES XING?
The Florida DOR 2025 assessment roll shows 148 homes in ST JAMES XING (public records).
What share of ST JAMES XING is owner-occupied?
55% of ST JAMES XING parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in ST JAMES XING built?
Homes in ST JAMES XING were built between 2009 and 2019, with a median year built of 2018.0 (FL DOR 2025 roll).
Do cash buyers compete in ST JAMES XING?
Cash buyers took 0% of ST JAMES XING sales in the 12 months ending June 2026 (0 of 4 closings, Stellar MLS).
What schools serve ST JAMES XING?
ST JAMES XING is served by Polk County Public Schools, typically Polk County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for ST JAMES XING?
The best agent for ST JAMES XING is one who actively works WINTER HAVEN and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for ST JAMES XING.
How do I find a top WINTER HAVEN real estate agent who knows ST JAMES XING?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows ST JAMES XING and the wider WINTER HAVEN area.
Can Momentum Realty connect me with an agent for ST JAMES XING?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your ST JAMES XING purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 25, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33881))
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2018 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in ST JAMES XING? 4 recorded closings; median 149 days on market (window ending 2026-08-02). See the Polk County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local ST JAMES XING Expert
Call Get Listings