Homes for Sale in Clay County, GA
21 homes are for sale in Clay County, GA as of 2026-09-06, with 1 more under contract. The median list price is $495,000 ($246/sq ft), most homes list between $315K to $1.10M, and the median listing has been on the market 63 days. 3 homes came on the market this week.
Clay County homes for sale by price
Every active listing in Clay County grouped by price, with the newest listings in each band. The median is $495,000; the busiest band is $500K – $750K.
$200K – $300K: 2 homes
- $228,000 · 2 bd / 1 ba · 231 Dogwood Circle (Chatuge Village)
- $271,900 · 3 bd / 1 ba · 3426 Old Hwy 64 (Warne Properties)
$300K – $400K: 4 homes
- $350,000 · 3 bd / 2 ba · 3514 Old Hwy 64 (Warne Properties)
- $399,900 · 2 bd / 2 ba · 526 Garland Ridge Drive (Garland Ridge)
- $315,000 · 2 bd / 3 ba · 55 Chatuge Hills Drive (Chatuge Hills)
- $350,000 · 3 bd / 3 ba · 85 Chatuge Shores Circle (Chatuge Shores Overlook)
$400K – $500K: 5 homes
- $495,000 · 2 bd / 2 ba · 162 Hiawassee River Road Road (Hiawassee River Estates)
- $454,000 · 2 bd / 3 ba · 808 Granite Drive #39A (Fires Creek Cove)
- $474,500 · 2 bd / 2 ba · 472 Hogsed Drive (Franks Place)
- $439,000 · 3 bd / 2 ba · 195 Rivers Edge Drive (Rivers Edge Estates)
$500K – $750K: 6 homes
- $585,000 · 2 bd / 3.5 ba · 230 Smokin Ridge (Nelsons Ridge)
- $550,000 · 3 bd / 2.5 ba / 2,234 sq ft · 169 E Vineyard Road (Shooting Creek)
- $560,000 · 3 bd / 3 ba · 575 Longview Drive (Long View Ridge)
- $630,000 · 3 bd / 3.5 ba · 115 Country Club View (Mountain Harbour)
$750K – $1M: 1 home
- $825,000 · 4 bd / 3.5 ba · 39 Mccracken Cove Road (Mccracken Cove)
$1M and up: 3 homes
- $1.50M · 5 bd / 4.5 ba · 299 Old Homestead Lane (High Meadows)
- $2.25M · 3 bd / 3 ba · 1193 Pine Log Road (Lands of Terry T. Moore)
- $1.10M · 2 bd / 2.5 ba / 2,466 sq ft · 186 Rice Landing Court (Rice Landing)
Homes for sale in Clay County by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Homes for sale | Median list price |
|---|---|---|
| 28904 | 16 | $537,500 |
| 28909 | 3 | $350,000 |
| 39851 | 1 | $430,000 |
| 28902 | 1 | $495,000 |
Clay County communities with the most homes for sale
The Clay County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Warne Properties Warne | 2 | $310,950 | — | — |
| Rice Landing Hayesville | 1 | $1.10M | — | — |
| Chatuge Shores Overlook Hayesville | 1 | $350,000 | — | — |
| Garland Ridge Hayesville | 1 | $399,900 | — | — |
| Rivers Edge Estates Hayesville | 1 | $439,000 | — | — |
| Chatuge Village Hayesville | 1 | $228,000 | — | — |
| Riverbend Subdivision Hayesville | 1 | $525,000 | — | — |
| Fires Creek Cove Hayesville | 1 | $454,000 | — | — |
| Hiawassee River Estates Hiawassee | 1 | $495,000 | — | — |
| Shooting Creek Hayesville | 1 | $550,000 | — | — |
| Long View Ridge Hayesville | 1 | $560,000 | — | — |
| Mountain Harbour Hayesville | 1 | $630,000 | — | — |
| None - 51 Acres Hayesville | 1 | $745,000 | — | — |
| Mccracken Cove Hayesville | 1 | $825,000 | — | — |
| High Meadows Morganton | 1 | $1.50M | — | — |
| Lands of Terry T. Moore Warne | 1 | $2.25M | — | — |
| Credill'S Mill Fort Gaines | 1 | $430,000 | — | — |
| Franks Place Hayesville | 1 | $474,500 | — | — |
| Chatuge Hills Hayesville | 1 | $315,000 | — | — |
| Nelsons Ridge Hayesville | 1 | $585,000 | — | — |
| None - 349 Acres Warne | 1 | $5.50M | — | — |
What is for sale in Clay County: property types
- Single-family homes: 21
Another 1 listings in Clay County are land, commercial or other non-residential property and are not counted above.
What a home in Clay County costs to own
Take the median $495,000 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,558/month. All in, plan on roughly $2,558/month plus insurance and any HOA.
Explore Clay County
- Clay County market intelligence: prices, supply and trends
- Search every Clay County community
- All Georgia cities and counties
Homes for sale by city in Clay County
- Homes for sale in Hiawassee, GA — 88 listings
- Homes for sale in Hayesville, GA — 18 listings
Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Clay County as of 2026-09-06 and refresh as homes list and sell. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.