Mountain Harbour in Hayesville

Mountain Harbour
Homes for Sale in Hayesville, GA

Community in Hayesville · Clay County · ZIP 28904
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True comps, carrying-cost math, and listings before the portals.

Photo via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Mountain Harbour in Hayesville, GA has 2 homes for sale. Homes listed or recently sold were built 2002–2006.

Last 30 days in Mountain Harbour: 1 new listing (median asking $384,900). As of September 26, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Mountain Harbour Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 26% (458 of 1,758)
2 · 0
For sale · pending
live counts, refreshed twice daily
Mountain Harbour Housing Pulse · Momentum Research · as of September 20, 2026

Mountain Harbour right now

🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Mountain Harbour

Mountain Harbour is too small for its own price trend, so here is the market around it.

In ZIP 28904, 36 homes are on the market and 11% are under contract — a slower corner of Hayesville.

Across Clay County, 1,300 homes are active and 458 pending (26% under contract).

ZIP and county figures describe the wider market, not Mountain Harbour specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Mountain Harbour

Live MLS inventory for Mountain Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mountain Harbour listings as of 2026-09-26, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Schools

In short
  • Clay County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Clay County School System posted 170 students across 2 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Hayesville · Elementary
  • Hayesville · Middle
  • Hayesville · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Mountain Harbour listings and can change; always confirm with the Clay County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Mountain Harbour address.

If we were buying in Mountain Harbour today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mountain Harbour.

A closer look at the Mountain Harbour market

Inventory runs at 24.0 months of supply, a buyer-leaning market.

“

The location and the amenities are priced into every listing in Mountain Harbour. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mountain Harbour homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mountain Harbour.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mountain Harbour sales matched to your home.

What is your Mountain Harbour home worth?

Get a no-obligation home value based on real comparable sales in Mountain Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Mountain Harbour on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

9% of homes for sale in ZIP 28904 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

Is Mountain Harbour a buyer's or seller's market right now?
As of September 20, 2026, Mountain Harbour leans toward buyers: 24.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Mountain Harbour?
The best agent for Mountain Harbour is one who actively works Hayesville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mountain Harbour.
How do I find a top Hayesville real estate agent who knows Mountain Harbour?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mountain Harbour and the wider Hayesville area.
Can Momentum Realty connect me with an agent for Mountain Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mountain Harbour purchase or sale - no call center and no pressure.
Where is Mountain Harbour, and what county is it in?
Mountain Harbour is in Hayesville, Clay County, FL, ZIP 28904.

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 26, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (3 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Nearby Communities

Explore more neighborhoods near Mountain Harbour with Momentum Realty’s local guides.

CVChatuge Village1.1 mi away · 1 for saleCHChatuge Hills1.4 mi away · 1 for saleMCMccracken Cove1.9 mi away · 1 for saleGRGarland Ridge2.7 mi away · 1 for saleFPFranks Place2.8 mi away · 1 for saleDKDan Knob3.6 mi awayBCBell Creek Estates4.2 mi away · 1 for saleBell Creek Cove4.3 mi away · 2 for sale

Browse all neighborhood guides →

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