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Chatuge Shores Overlook in Hayesville

Chatuge Shores Overlook
Homes for Sale in Hayesville, GA

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Community in Hayesville · Clay County · ZIP 28904
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Photo via Georgia MLS

Built fromLive Georgia MLS data1 years of closingsUpdated twice daily

As of October 2026, Chatuge Shores Overlook in Hayesville, GA has 1 home for sale. Homes listed or recently sold were built 1970–2006.

Live · Chatuge Shores Overlook Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 26% (458 of 1,758)
1 · 0
For sale · pending
live counts, refreshed twice daily
Chatuge Shores Overlook Housing Pulse · Momentum Research · as of September 20, 2026

Chatuge Shores Overlook right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

By , Co-Founder, Momentum Realty · Updated October 2, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The Area Market

The market around Chatuge Shores Overlook

Chatuge Shores Overlook is too small for its own price trend, so here is the market around it.

In ZIP 28904, 36 homes are on the market and 11% are under contract — a slower corner of Hayesville.

Across Clay County, 1,300 homes are active and 458 pending (26% under contract).

ZIP and county figures describe the wider market, not Chatuge Shores Overlook specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Chatuge Shores Overlook

Live MLS inventory for Chatuge Shores Overlook. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

85 Chatuge Shores Circle home for sale in Chatuge Shores OverlookActive · 553 daysTop listing
$350,000
3 bd · 3 ba · built 1970
85 Chatuge Shores Circle, Hayesville, 28904
Listed by Century 21 Black Bear Realty

Active and pending Chatuge Shores Overlook listings as of 2026-10-01, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Schools

In short
  • Clay County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Clay County School System posted 170 students across 2 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Other · Elementary
  • Other · Middle
  • Other · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Chatuge Shores Overlook listings and can change; always confirm with the Clay County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Chatuge Shores Overlook address.

The Strategy

The Chatuge Shores Overlook buying strategy.

If we were buying in Chatuge Shores Overlook today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chatuge Shores Overlook.

The Deep Dive

A closer look at the Chatuge Shores Overlook market

Inventory runs at 6.0 months of supply, a balanced market.

“

The location and the amenities are priced into every listing in Chatuge Shores Overlook. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Chatuge Shores Overlook homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Chatuge Shores Overlook.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Chatuge Shores Overlook buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage, Georgia's 40% rule, and the homestead picture.Rent vs buyThe breakeven on owning in Chatuge Shores Overlook.GA tax by countyMillage for all nine southeast Georgia counties we cover.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chatuge Shores Overlook sales matched to your home.

Selling in Chatuge Shores Overlook

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Chatuge Shores Overlook, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Chatuge Shores Overlook home worth?

Get a no-obligation home value based on real comparable sales in Chatuge Shores Overlook, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Chatuge Shores Overlook on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

9% of homes for sale in ZIP 28904 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

Frequently Asked Questions

Is Chatuge Shores Overlook a buyer's or seller's market right now?
As of September 20, 2026, Chatuge Shores Overlook is roughly balanced: 6.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Chatuge Shores Overlook?
The best agent for Chatuge Shores Overlook is one who actively works Hayesville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Chatuge Shores Overlook.
How do I find a top Hayesville real estate agent who knows Chatuge Shores Overlook?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Chatuge Shores Overlook and the wider Hayesville area.
Can Momentum Realty connect me with an agent for Chatuge Shores Overlook?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Chatuge Shores Overlook purchase or sale - no call center and no pressure.
Where is Chatuge Shores Overlook, and what county is it in?
Chatuge Shores Overlook is in Hayesville, Clay County, FL, ZIP 28904.

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2025 (2 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

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