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The Pines at Crofton Farms in Jay

The Pines at Crofton Farms

Established 1988 · Intracoastal West · ZIP 32224

New construction on one-to-two-acre lots in rural Jay, big homes, A-rated district.

1-2 acre lotsNew constructionA-rated Santa Rosa district
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Crofton Farms

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$409K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
$195/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Pines at Crofton Farms is a new-construction acreage community in rural north Santa Rosa County near Jay, where the trade is space for distance: one-to-two-acre homesites and large new homes (roughly $340,000 to $465,000) in an A-rated school district, far from the coast and its insurance costs. The appeal is land, privacy, and lower hurricane exposure than the Gulf-front market. The honest reads are the isolation, Jay is a small rural town a long drive from Pensacola, the airport, and most jobs, with limited shopping and a small (if A-rated) school system, plus an HOA and CDD that could not be confirmed and likely septic and well. Buy it for the acreage, the new construction, and the lower-cost inland setting; confirm the HOA, CDD, water, and septic, and be honest about the commute."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Pines at Crofton Farms market snapshot (as of June 11, 2026): the median sale price is about $409K ($195 per sq ft), a buyer-leaning market (limited data). Based on 7 recent closings in live Pensacola MLS data.

The Pines at Crofton Farms is a new-construction single-family community in rural north Santa Rosa County (32565), near the small town of Jay, off the Russell Elliott Road and Highway 4 area, well north of the Pensacola metro.

The community offers large new homes on one-to-two-acre homesites, built by a regional developer, in a rural, agricultural setting. Homes are sizable (commonly four-bedroom plans) at attainable acreage pricing, with active selling as of 2026.

The carry is uncertain and must be confirmed: an HOA and a CDD could not be confirmed or ruled out, so verify both, and homes on acreage this far out are likely on private well and septic rather than central utilities, so confirm and inspect.

The appeal is space, privacy, and lower coastal exposure: inland Jay sits far from the Gulf, which lowers hurricane and flood insurance relative to the coast, and the A-rated Santa Rosa County district serves the area. The trade-offs are real isolation, Jay is a long drive from Pensacola, the airport, and most employment, with limited shopping and a small school system.

Quick Match

Who Crofton Farms is best for.

Best for

  • Buyers who want a large new home on one-to-two acres at an attainable price
  • Buyers who value rural privacy and lower coastal insurance over convenience
  • Remote workers and Jay or north-county-oriented buyers

Probably not for

  • Commuters to Pensacola, the airport, or coastal jobs (it is a long drive)
  • Buyers who want shopping, dining, and services nearby
  • Buyers who want central water and sewer rather than well and septic
Market Pulse

How Crofton Farms is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Crofton Farms listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Pines at Crofton Farms buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Crofton Farms

Live MLS inventory for The Pines at Crofton Farms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

4388 Russell Elliott Rd #Lot #37 home for sale in The Pines at Crofton FarmsSold
$473,650
4 bd · 3.5 ba · 2,363 sqft · built 2025
4388 Russell Elliott Rd #Lot #37, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4404 Russell Elliott Rd home for sale in The Pines at Crofton FarmsSold
$463,550
4 bd · 2 ba · 2,402 sqft · built 2025
4404 Russell Elliott Rd, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4372 Russell Elliott Rd #Lot # 39 home for sale in The Pines at Crofton FarmsSold
$421,427
4 bd · 3.5 ba · 2,418 sqft · built 2025
4372 Russell Elliott Rd #Lot # 39, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4348 Russell Elliott Rd home for sale in The Pines at Crofton FarmsSold
$409,000
4 bd · 2 ba · 2,402 sqft · built 2025
4348 Russell Elliott Rd, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4364 Russell Elliott Rd #Lot # 40 home for sale in The Pines at Crofton FarmsSold
$379,000
3 bd · 2 ba · 1,882 sqft · built 2025
4364 Russell Elliott Rd #Lot # 40, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4420 Russell Elliott Rd home for sale in The Pines at Crofton FarmsSold
$374,900
3 bd · 2 ba · 1,926 sqft · built 2025
4420 Russell Elliott Rd, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST
4396 Russell Elliott Rd home for sale in The Pines at Crofton FarmsSold
$369,000
3 bd · 2 ba · 1,882 sqft · built 2025
4396 Russell Elliott Rd, Jay, 32565
Listed by KELLER WILLIAMS REALTY GULF COAST

No homes are actively for sale in Crofton Farms right now, so its recent closed sales are shown, as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Crofton Farms on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Crofton Farms. They are approximate and vary with traffic and your exact start point.

Town of Jay~10-15 min · small rural town center
Milton (US-90 / county seat)~30-40 min · ~20-25 miles south
I-10 (Milton area)~35-45 min · south
Pensacola International Airport (PNS)~55-65 min · ~40 miles south
Downtown Pensacola~60-70 min · ~45 miles south
NAS Whiting Field (Milton)~35-40 min · south

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Pines at Crofton Farms with Momentum Realty’s local guides.

Costas RidgeCostas RidgeJay, FL · 1.9 miRhett's RunRhett's RunJay, FL · 5.5 miNatureWalkat Pond CreekNatureWalkat Pond CreekPace, FL · 9.0 miBuffalo RidgeBuffalo RidgePace, FL · 10.4 miMMMolino MeadowsMolino, FL · 11.3 miAshley PlantationAshley PlantationPace, FL · 11.7 miHammersmithHammersmithPace, FL · 11.8 miJubileeJubileePace, FL · 11.8 miStonechaseStonechasePace, FL · 11.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Crofton Farms (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Crofton Farms is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Crofton Farms address.

The takeaway

What is actually shaping value at The Pines at Crofton Farms, sourced and dated. Acreage new construction, lower coastal exposure, and isolation are the facts.

Recent Developments in The Pines at Crofton Farms

Development Intelligence

Our read on what is being built around Crofton Farms, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is steady demand for affordable acreage and new construction in a low-insurance inland setting, against the structural limit of Jay's distance and small services. The recurring items are confirming the HOA, CDD, well, and septic.

Acreage new construction at an attainable price

BullishLarge new homes on one-to-two-acre lots in an A-rated district at attainable pricing is scarce value for buyers who want land. impact
SignificanceRadius: Community

Acreage new construction at an attainable price

Lower coastal hurricane and flood exposure

BullishInland Jay sits far from the Gulf, lowering hurricane and flood insurance relative to the coast. impact
SignificanceRadius: North Santa Rosa County

Lower coastal hurricane and flood exposure

Rural isolation and limited services

BearishJay is a long drive from Pensacola, the airport, and most jobs, with limited shopping and a small school system; weigh the commute and convenience. impact
SignificanceRadius: Jay area

Rural isolation and limited services

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Pines at Crofton Farms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Build-out

    The Pines at Crofton Farms actively selling

    As of 2026 the community was actively selling large new homes on one-to-two-acre lots in the Jay area, at prices roughly from the $340,000s to the mid-$460,000s. Why it matters: Active building means buyers can negotiate; confirm the HOA, CDD, well, and septic before contracting. Source

  2. 2024-2025
    Schools

    Santa Rosa County rated an A district

    Santa Rosa County District Schools earned an A district rating for 2024-2025; the Jay area is served by the small Jay Elementary, Middle, and High schools. Why it matters: The county district is A-rated, though the Jay schools are small; confirm the zoned schools for the specific address. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Crofton Farms buying strategy.

If we were buying in Crofton Farms, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA and whether there is a CDD. Both could not be confirmed or ruled out; verify them and request the documents before contracting.

2

Confirm water and septic. Acreage homes this far out are likely on private well and septic; confirm, test the water, and inspect the septic, and budget for them.

3

Be honest about the commute. Jay is a long drive from Pensacola, the airport, and most jobs; make sure the distance fits your life before you buy.

4

Get an independent inspection. On new acreage construction, use your own inspector for the home, the well, and the septic.

5

Separate usable dry acreage. Confirm how much of the one-to-two acres is usable and dry versus wet, and check any agricultural classification.

The Quick Decision
Best Buy
A well-built large home on a usable, dry one-to-two-acre lot with a sound well and septic, bought for the acreage and the lower coastal insurance, with the commute accepted.
Biggest Risk
An unconfirmed CDD or HOA, well and septic surprises, or underestimating the distance to jobs and services.
Best Lot
Usable dry acreage with good access carries the value; confirm wet versus dry and the well and septic siting.
Smart Timing
Active building lets buyers negotiate; the structural constraint is distance, so be sure of the commute.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Pines at Crofton Farms is a new-construction single-family community in rural north Santa Rosa County (32565) near Jay, offering large new homes on one-to-two-acre homesites in an agricultural setting, actively selling as of 2026. The carry must be confirmed: an HOA and a CDD could not be confirmed or ruled out, and homes are likely on private well and septic. The appeal is space, privacy, and lower coastal hurricane and flood insurance than the Gulf-front market, in the A-rated Santa Rosa County district (served by the small Jay schools). The trade-off is real isolation: Jay is a long drive from Pensacola, the airport, and most jobs, with limited services. Schools are in the Santa Rosa County School District; confirm assignments by address.

Crofton Farms Homes For Sale

What your money buys in Crofton Farms.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Crofton Farms today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller new plans
$369K to $379K

The lower end is the smaller new plans on one-acre lots, with pricing from roughly the $340,000s (NewHomeSource, 2026). The acreage and lower insurance are the draw.

Lowest entry
Mid: large four-bedroom homes
$379K to $464K

The core is the large four-bedroom plans on one-to-two-acre lots, commonly in the $380,000s to low $430,000s (NewHomeSource / builder, 2026), strong value per square foot and acre.

Most inventory
High: largest homes on two acres
$464K to $474K

The top is the largest homes on the full two-acre lots, reaching toward the mid-$460,000s (NewHomeSource, 2026). Lot size and home size, not coastal location, drive these.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$409K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$369K to $379K
Entry: smaller new plans
The lower end is the smaller new plans on one-acre lots, with pricing from roughly the $340,000s (NewHomeSource, 2026). The acreage and lower insurance are the draw.
$379K to $464K
Mid: large four-bedroom homes
The core is the large four-bedroom plans on one-to-two-acre lots, commonly in the $380,000s to low $430,000s (NewHomeSource / builder, 2026), strong value per square foot and acre.
$464K to $474K
High: largest homes on two acres
The top is the largest homes on the full two-acre lots, reaching toward the mid-$460,000s (NewHomeSource, 2026). Lot size and home size, not coastal location, drive these.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Crofton Farms, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Crofton Farms is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Crofton Farms holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Crofton Farms

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The Pines at Crofton Farms1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

The Pines at Crofton Farms2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

The Pines at Crofton Farms3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

The Pines at Crofton Farms4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

The Pines at Crofton Farms5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Crofton Farms trades distance for acreage and lower insurance. The honest read is the isolation, the well and septic, and confirming the HOA and CDD, not the price per acre.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.1B · Buy Score
Resale Strength7.0/10
Renovation Risk8.2/10
Location Efficiency6.0/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Crofton Farms is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Usable dry acreage with good access carries the value.
  • Confirm wet versus dry and the well and septic siting.
  • Lower coastal flood exposure than the Gulf market.

At Crofton Farms the one-to-two-acre lot is the asset, so the lot read is about usable dry acreage, legal access, where the well and septic sit, and any agricultural classification, with the bonus of lower coastal flood exposure than the Gulf-front market. Headline acreage is not the same as buildable, usable land, so confirm the dry, usable portion for the specific homesite.

The 15-Second Verdict

Crofton Farms in 15 seconds.

Best forBuyers who want a large new home on one-to-two acres at an attainable price in a low-insurance inland setting.
Strong onLand and cost: acreage homesites, new construction, lower coastal hurricane and flood exposure, and an A-rated district.
WatchReal rural isolation, an unconfirmed HOA and CDD, likely well and septic, and a small (if A-rated) school system.
Not forPensacola or coastal-job commuters, buyers who want services nearby, or those who want central water and sewer.
The edgeInland acreage with lower insurance is real value for a buyer who genuinely wants the land and accepts the distance.

HOA, CDD & Fees

15-Second Take
  • HOA and CDD could not be confirmed; verify both.
  • Likely private well and septic; confirm and inspect.
  • Lower coastal insurance than the Gulf-front market.
  • A-rated district, but small Jay schools.
  • Long drive to Pensacola and most jobs.

An HOA and a CDD could not be confirmed or ruled out, so verify both and request the documents before contracting. Homes on acreage this far out are likely on private well and septic rather than central utilities, so confirm and budget for them. The cost advantage here is lower coastal hurricane and flood insurance relative to the Gulf-front market.

If there is an HOA, its coverage was not posted; confirm what it covers. The community's costs are more about well, septic, and acreage upkeep than association dues.

Amenities, if any, were not confirmed; the appeal is the acreage, the privacy, and the lower-cost inland setting rather than an amenity package.

Run Your Numbers

Tools for a Crofton Farms buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Crofton Farms.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Crofton Farms

Selling at Crofton Farms? Lead with the acreage and the lower insurance.

Your buyer wants land and lower coastal exposure, so document the usable acreage, the well and septic, and the lower insurance, then price to recent acreage comps in the Jay area.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Crofton Farms, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Crofton Farms, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Crofton Farms home worth?

Get a no-obligation home value based on real comparable sales in Crofton Farms matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full The Pines at Crofton Farms home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in The Pines at Crofton Farms year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The Pines at Crofton Farms Market Scorecard

No active listings

The Pines at Crofton Farms is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$409,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/7
Active/Pend/Sold

Typical home value in the 32565 ZIP is $273,893, about 28.3% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Pines at Crofton Farms?
It is a new-construction acreage community in rural north Santa Rosa County (32565) near the small town of Jay, well north of the Pensacola metro.
Does The Pines at Crofton Farms have an HOA or CDD?
Both could not be confirmed or ruled out, so verify the HOA and whether there is a CDD and request the documents before contracting.
Are homes on well and septic?
Likely. Acreage homes this far out are typically on private well and septic rather than central utilities; confirm, test the water, and inspect the septic for the specific home.
How big are the lots at The Pines at Crofton Farms?
Large, one to two acres, which is the community's main draw, with privacy and room for outbuildings. Confirm how much of the lot is usable and dry.
How much do homes at The Pines at Crofton Farms cost?
Large new homes ran roughly from the $340,000s to the mid-$460,000s (NewHomeSource / builder, 2026), strong value per acre. Confirm current pricing and incentives with the builder.
What schools serve The Pines at Crofton Farms?
It is in the A-rated Santa Rosa County School District, served by the small Jay Elementary, Middle, and High schools. Confirm the assignment by address with the district.
How far is it from Pensacola?
Far. Jay is roughly forty-five miles and an hour or more from downtown Pensacola and the airport, with Milton and NAS Whiting Field about thirty-five to forty minutes south. This is a rural location; be sure of the commute.
Is insurance cheaper here than on the coast?
Generally yes. The inland Jay location is far from the Gulf, lowering hurricane and flood insurance relative to the coastal market, though you still need coverage. Confirm a bindable quote.
Is The Pines at Crofton Farms a good fit for commuters?
Only for Jay or north-county-oriented buyers or remote workers. For Pensacola, the airport, or coastal jobs, the long drive makes it a poor commuter fit.
What should I check before buying at The Pines at Crofton Farms?
Confirm the HOA and whether there is a CDD, confirm and test the well and inspect the septic, get an independent inspection, separate usable dry acreage, and be honest about the commute.
Is The Pines at Crofton Farms a good investment?
Affordable acreage with lower coastal insurance supports demand from land-seeking buyers, but the isolation, distance to jobs, and well-and-septic costs are real factors. Confirm the costs and the commute; this is not a guarantee of future value.
Should I use the builder's sales agent as my representation?
The builder's agent represents the builder, not you. Having your own representation to confirm the HOA, CDD, well, and septic and to read the contract is the highest-leverage decision you make.
The Verdict

Should you buy in Crofton Farms?

An honest fit check. We will tell you when it is not your community.

You want a large new home on one-to-two acres at an attainable priceExcellent fit
You value rural privacy and lower coastal insurance over convenienceExcellent fit
You are a remote worker or Jay or north-county-oriented buyerExcellent fit
You commute to Pensacola, the airport, or coastal jobsProbably not
You want shopping, dining, and services nearbyProbably not
You want central water and sewer rather than well and septicProbably not

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The Pines at Crofton Farms median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in The Pines at Crofton Farms, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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