Homes for Sale Under $300K in Port Charlotte, FL
This page tracks every Port Charlotte listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
679 homes listed under $300,000 are for sale or pending in Port Charlotte, FL today across 207 communities. The median asking price is $219,000, from $35,000 to $299,999. Listings in Port Charlotte without that feature have a median of $415,000. Most listings right now: Maple Leaf Estates (50), Port Charlotte Sec 033 (28), Port Charlotte Sec 045 (28). Updated October 20, 2026 from the MLS.
First-time buyers: what Port Charlotte costs at the entry level
435 active single-family homes, townhomes and condos at or below $300,000 — median $229,000, about $1,506/mo principal & interest at 7.40% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Port Charlotte
What the payment looks like
| Purchase price | P&I at 7.40%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $987 | $831 | $12,000 |
| $200,000 | $1,316 | $1,108 | $16,000 |
| $250,000 | $1,644 | $1,385 | $20,000 |
| $300,000 | $1,973 | $1,662 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Charlotte County · First-time buyer guide
Port Charlotte homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Maple Leaf Estates | 50 | 0 | $161,950 | $86,900 |
| Port Charlotte Sec 033 | 28 | 2 | $222,000 | $64,900 |
| Port Charlotte Sec 045 | 28 | 0 | $169,999 | $109,900 |
| Port Charlotte Sec 013 | 16 | 6 | $255,500 | $108,000 |
| Port Charlotte Sec 008 | 16 | 1 | $209,750 | $159,900 |
| Village Holiday Lake | 16 | 1 | $136,950 | $83,000 |
| Port Charlotte Sec 020 | 13 | 2 | $249,900 | $150,000 |
| Port Charlotte Sec 018 | 12 | 0 | $193,995 | $155,000 |
| Cove At West Port | 11 | 11 | $294,999 | $269,999 |
| Port Charlotte Sec 051 | 11 | 3 | $287,000 | $209,000 |
| Port Charlotte Sec 037 | 11 | 2 | $243,333 | $162,000 |
| Port Charlotte Sec 005 | 11 | 0 | $209,900 | $115,000 |
| Port Charlotte Sec 027 | 10 | 2 | $264,450 | $193,500 |
| Port Charlotte Sec 023 | 10 | 0 | $236,000 | $170,000 |
| Port Charlotte Village | 10 | 0 | $160,000 | $105,000 |
| Oaks 04 | 10 | 0 | $149,250 | $108,000 |
| Port Charlotte Sec 021 | 9 | 3 | $225,000 | $170,000 |
| Port Charlotte Sec 066 | 9 | 0 | $200,000 | $161,000 |
| Maria Manor | 9 | 0 | $105,000 | $59,900 |
| Port Charlotte Sec 012 | 8 | 1 | $263,450 | $175,500 |
| Kings Gate | 7 | 7 | $289,990 | $269,990 |
| Port Charlotte Sec 052 | 7 | 2 | $280,000 | $212,000 |
| Port Charlotte Sec 026 | 7 | 1 | $250,000 | $199,000 |
| Port Charlotte Sec 095 | 7 | 0 | $250,000 | $235,000 |
| Riverwood | 7 | 0 | $230,000 | $199,000 |
| Port Charlotte Sec 011 | 7 | 0 | $190,000 | $135,000 |
| Oaks 03 | 7 | 0 | $127,000 | $99,900 |
| Promenades West | 7 | 0 | $118,000 | $89,900 |
| Port Charlotte | 6 | 1 | $199,997 | $109,000 |
| Port Charlotte Sec 015 | 5 | 0 | $279,900 | $274,900 |
| Port Charlotte Sec 006 | 5 | 0 | $270,000 | $230,000 |
| Port Charlotte Sec 079 | 5 | 0 | $238,000 | $199,900 |
| Port Charlotte Sec 002 | 5 | 0 | $219,000 | $150,000 |
| Port Charlotte Sec 004 | 5 | 0 | $190,000 | $164,900 |
| Port Charlotte Sec 010 | 5 | 0 | $189,900 | $174,900 |
| Village Of Holiday Lake | 5 | 0 | $168,000 | $149,900 |
| Oak Forrest | 5 | 0 | $124,900 | $115,000 |
| Cambridge House | 5 | 0 | $87,000 | $85,000 |
| Port Charlotte Sec 014 | 4 | 2 | $287,495 | $269,900 |
| Port Charlotte Sec 032 | 4 | 2 | $284,495 | $120,000 |
| Port Charlotte Sec 030 | 4 | 2 | $281,245 | $235,000 |
| Palms/West Port | 4 | 0 | $255,700 | $250,000 |
| Port Charlotte Sec 007 | 4 | 0 | $234,500 | $170,000 |
| Port Charlotte Sec 072 | 4 | 2 | $232,450 | $199,900 |
| Port Charlotte Sec 001 | 4 | 0 | $219,450 | $189,000 |
| Port Charlotte Sec 51 01 | 4 | 0 | $186,944 | $155,000 |
| Promenades East | 4 | 0 | $144,900 | $125,000 |
| Bimini Bay Club | 4 | 0 | $132,000 | $113,500 |
| Mary Lu Mhp | 4 | 0 | $69,700 | $35,000 |
| Driftwood Bay | 3 | 3 | $299,999 | $284,999 |
| Port Charlotte Sec 093 | 3 | 3 | $299,900 | $245,000 |
| Port Charlotte Sec 067 | 3 | 3 | $299,900 | $252,899 |
| Port Charlotte Sec 87 | 3 | 2 | $299,000 | $168,000 |
| Port Charlotte Sec 050 | 3 | 2 | $291,990 | $260,000 |
| Port Charlotte Sec 053 | 3 | 3 | $289,990 | $130,000 |
| Port Charlotte Sec 025 | 3 | 0 | $289,000 | $275,000 |
| Heritage Oak Park | 3 | 0 | $260,000 | $259,900 |
| Port Charlotte Sec 031 | 3 | 0 | $259,900 | $259,900 |
| Port Charlotte Sec 092 | 3 | 0 | $255,000 | $224,900 |
| Cove/West Port Ph 1B | 3 | 0 | $250,000 | $245,000 |
Also with homes under $300K for sale
- Port Charlotte Sec 016 (3)
- Port Charlotte Sec 034 (3)
- Port Charlotte Sec 028 (3)
- Port Charlotte Sec 056 (3)
- Port Charlotte Sec 003 (3)
- Essex House (3)
- Raleigh House (3)
- Port Charlotte Sec 029 (2)
- Port Charlotte Sec 063 (2)
- Port Charlotte Sec 085 (2)
- Kings Gate Ph 8 (2)
- Cove/West Port Ph 2 & 3 (2)
- River Club (2)
- Port Charlotte Sec 024 (2)
- Palms/West Port 1A (2)
- The Palms At West Port (2)
- Port Charlotte Sec 101 (2)
- Port Charlotte Sec 059 (2)
- Port Charlotte Sec51 (2)
- Port Charlotte Sec 022 (2)
- Port Charlotte Sec 18 (2)
- Heritage Oak Park 04 (2)
- Hammocks/West Port Ph Ii (2)
- Port Charlotte Golf Crse Sec (2)
- Port Charlotte Sec 41 (2)
- Park Place Estates (2)
- Heritage Oak Park Waters Edge (2)
- Village Hol Lake 01 (2)
- Tarpon Bay Ph 03 Bldg B (2)
- Port Charlotte Sec 11 Rev (2)
- Beulah Condo Ph 01 (2)
- Sunrise Towers Ph 01 (2)
- Oaks Iv (2)
- Cedarwoods Ph 08 (2)
- Chelsea House (2)
- El Jobean Ward 01 (2)
- Edgewater Village (2)
- Plaza View (2)
- Port Charlotte Sec 03D (1)
- Port Charlotte Golf Crse Sec A (1)
- Port Charlotte Sec60 (1)
- Port Charlotte Sec56 (1)
- Port Charlotte Sec 10 (1)
- Port Charlotte Sec 20 (1)
- Port Charlotte Sec28 (1)
- Biscayne Lndg (1)
- Port Charlotte Sec 95 (1)
- Port Charlotte Sub Sec 8 (1)
- Port Charlotte Sub 27 (1)
- Port Charlotte Sec 56 (1)
- Gulf Cove (1)
- Port Charlotte Sec 081 (1)
- Port Charlott Sec 34 (1)
- Port Charlotte Sec8 (1)
- Pch 056 1862 0018 (1)
- Port Charlotte Golf Crse Sec Rep (1)
- Gardens Of Gulf Cove (1)
- Kings Gate Ph 02 (1)
- Port Charlotte Sec 044 (1)
- Golf Course Sec Port Charlotte (1)
- Cove At West Port Ph 1B (1)
- Port Charlotte Sec 96 02 (1)
- Tarpon Bay Ph 04 Bldg D (1)
- Riverwood Willow Glen Golf Cottages Ph 0 (1)
- Port Charlotte Sec 51 02 (1)
- Bella Via Ii Bldg 6 (1)
- Port Charlotte Village Mhp (1)
- Bella Via Ii Bldg 11 (1)
- Harbour Village Ph 01 (1)
- Port Charlotte Prcl B Sec20 (1)
- David 04 Condo (1)
- Comm David Four Condo (1)
- Port Charlotte Sub Sec 95 (1)
- Port Charlotte Sec 28 (1)
- Heritage Oak Park 01 (1)
- Port Charlotte Sec Cc8 (1)
- Port Charlotte Sec23 (1)
- Port Charlotte Sec 096 Rep 02 (1)
- Heritage Oak Park 03 (1)
- Port Charlotte Sec 060 (1)
- Port Charlotte 2Nd Rep (1)
- Port Charlotte Sec 058 (1)
- Suncoast Lakes (1)
- Port Charlotte Sec 089 (1)
- Port Charlotte Sec 038 (1)
- Port Charlotte Sec 009 (1)
- Tree Tops At Ranger Point (1)
- Port Charlotte Sec55 (1)
- Heritage Oak Park/Waterside Club 02 At Heritage (1)
- Port Charlotte Sec 96 01 (1)
- Waters Edge Heritage Oak Park (1)
- Rolls Landing Ph 02 Bldg 07 (1)
- El Jobean Ward 02 Plan 01 (1)
- Heritage Oak Park-Waterside Club 04 At Heritage (1)
- Fort Charlotte Sec 66 (1)
- Port Charlotte Sec 070 (1)
- Port Charlotte Sec 5 (1)
- Port Charlotte Sec 51 (1)
- Waterside Club I At Heritage Oak Park (1)
- Port Charlotte Sec 8 (1)
- Harbour Village Ph 05 (1)
- Waterside Club 04 At Heritage (1)
- Waterside Club 02 At Heritage (1)
- Raleigh House Of Port Charlotte (1)
- Loveland Courtyards (1)
- El Jobean Ward 01 Place 02 (1)
- Port Charlotte Sec 4 (1)
- Tala Lake Condo Ph I (1)
- Port Charlotte 34 (1)
- Lake View Ii Condobldg C (1)
- Port Charlotte Sub Sec 13 (1)
- Vel Gardens (1)
- Sunshine Villas (1)
- Tala Lakes Ph 03 Bldg E (1)
- Heritage Oak Park-Waterside Club 01 At Heritage (1)
- Waterways Ph 01 (1)
- Lakes Edge Ph 04 (1)
- Char Shores (1)
- Tarpon Bay Ph 01 Bldg A (1)
- Lakes Edge Ph 06 (1)
- C Harbor Resub (1)
- Edgewater Village Bldg I (1)
- Aqua Gardens Twnhs Bldg C (1)
- Lakes Edge Ph 01 (1)
- The Oaks 04 (1)
- Westchester Park Ph 05 (1)
- Sandhill Pines Bldg 01 (1)
- Cedar Woods Condo (1)
- Berkley House (1)
- Cedarwoods Ph 06 (1)
- Sheltons Add (1)
- Vel Gardens Condo (1)
- Harbour Village Ph 03 (1)
- Sunshine Villas Bldg N (1)
- Sunshine Villas Bldg H (1)
- Cedarwoods Ph 03 (1)
- Promenades West Condo (1)
- Sunshine Villas Sec 01 Ph 03 (1)
- Maria Manor Condo (1)
- Cambridge House Port Charlotte (1)
- Plaza View Ph 02 (1)
- Hampshire House (1)
- Edgewater Manor (1)
- Oxford House (1)
- Regency House (1)
- Town & Country Manor (1)
- Port Charlotte Sec 017 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Port Charlotte?
What do homes under $300K cost in Port Charlotte?
Which Port Charlotte community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Port Charlotte
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- Port Charlotte 4-bedroom homes
- Port Charlotte homes $300K–$500K
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Homes Under $300K in nearby Charlotte County cities
- Punta Gorda homes under $300K (499 for sale)
- Englewood homes under $300K (241 for sale)
- Rotonda West homes under $300K (46 for sale)
- Placida homes under $300K (20 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Port Charlotte, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.