Homes for Sale Under $300K in Port Charlotte, FL
This page tracks every Port Charlotte listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
727 homes listed under $300,000 are for sale or pending in Port Charlotte, FL today across 219 communities. The median asking price is $224,500, from $35,000 to $299,999. Listings in Port Charlotte without that feature have a median of $419,900. Most listings right now: Maple Leaf Estates (47), Port Charlotte Sec 033 (32), Port Charlotte Sec 045 (25). Updated November 13, 2026 from the MLS.
First-time buyers: what Port Charlotte costs at the entry level
465 active single-family homes, townhomes and condos at or below $300,000 — median $230,000, about $1,480/mo principal & interest at 7.18% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Port Charlotte
What the payment looks like
| Purchase price | P&I at 7.18%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $965 | $813 | $12,000 |
| $200,000 | $1,287 | $1,084 | $16,000 |
| $250,000 | $1,609 | $1,355 | $20,000 |
| $300,000 | $1,931 | $1,626 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Charlotte County · First-time buyer guide
Port Charlotte homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Maple Leaf Estates | 47 | 0 | $163,900 | $86,900 |
| Port Charlotte Sec 033 | 32 | 2 | $213,000 | $61,900 |
| Port Charlotte Sec 045 | 25 | 0 | $170,000 | $109,900 |
| Port Charlotte Sec 008 | 18 | 1 | $216,950 | $149,000 |
| Port Charlotte Sec 013 | 17 | 7 | $269,950 | $150,000 |
| Port Charlotte Sec 018 | 17 | 0 | $235,000 | $170,000 |
| Village Holiday Lake | 17 | 1 | $134,900 | $83,000 |
| Port Charlotte Sec 020 | 15 | 2 | $247,000 | $147,214 |
| Port Charlotte Sec 052 | 13 | 7 | $280,000 | $212,000 |
| Port Charlotte Sec 027 | 13 | 2 | $259,000 | $193,500 |
| Port Charlotte Sec 023 | 13 | 1 | $240,000 | $159,500 |
| Port Charlotte Sec 037 | 12 | 2 | $237,450 | $162,000 |
| Port Charlotte Sec 005 | 12 | 0 | $203,950 | $115,000 |
| Cove At West Port | 11 | 11 | $284,999 | $269,999 |
| Port Charlotte Sec 066 | 11 | 0 | $190,000 | $144,900 |
| Port Charlotte Sec 051 | 10 | 3 | $267,450 | $209,000 |
| Port Charlotte Sec 021 | 10 | 3 | $229,950 | $170,000 |
| Oaks 04 | 10 | 0 | $148,500 | $108,000 |
| Port Charlotte Sec 026 | 9 | 1 | $249,900 | $174,900 |
| Port Charlotte Village | 9 | 0 | $155,000 | $105,000 |
| Oaks 03 | 8 | 0 | $136,950 | $99,900 |
| Maria Manor | 8 | 0 | $98,500 | $59,900 |
| Port Charlotte Sec 014 | 7 | 5 | $286,990 | $269,900 |
| Port Charlotte Sec 012 | 7 | 1 | $262,000 | $175,500 |
| Riverwood | 7 | 0 | $230,000 | $199,000 |
| Port Charlotte Sec 010 | 7 | 0 | $199,000 | $174,900 |
| Promenades East | 7 | 0 | $139,900 | $94,900 |
| Promenades West | 7 | 0 | $118,000 | $89,900 |
| Cove/West Port Ph 1B | 6 | 0 | $271,500 | $250,000 |
| Port Charlotte Sec 079 | 6 | 0 | $231,200 | $189,900 |
| Port Charlotte Sec 001 | 6 | 0 | $230,750 | $184,900 |
| Port Charlotte | 6 | 1 | $197,450 | $109,000 |
| Port Charlotte Sec 011 | 6 | 0 | $193,000 | $145,000 |
| Port Charlotte Sec 004 | 6 | 0 | $182,450 | $157,000 |
| Kings Gate | 5 | 5 | $289,990 | $269,990 |
| Port Charlotte Sec 006 | 5 | 0 | $254,999 | $215,000 |
| Port Charlotte Sec 002 | 5 | 0 | $215,000 | $150,000 |
| Village Of Holiday Lake | 5 | 0 | $164,900 | $139,900 |
| Port Charlotte Sec 093 | 4 | 3 | $299,900 | $245,000 |
| Port Charlotte Sec 032 | 4 | 2 | $284,495 | $274,300 |
| Driftwood Bay | 4 | 4 | $282,499 | $269,999 |
| Port Charlotte Sec 015 | 4 | 0 | $269,450 | $259,900 |
| Port Charlotte Sec 016 | 4 | 2 | $267,500 | $169,000 |
| Port Charlotte Sec 031 | 4 | 1 | $264,950 | $259,900 |
| Palms/West Port | 4 | 0 | $250,750 | $249,900 |
| Port Charlotte Sec 056 | 4 | 2 | $243,000 | $190,000 |
| Port Charlotte Golf Crse Sec | 4 | 0 | $242,500 | $185,000 |
| Port Charlotte Sec 095 | 4 | 0 | $242,500 | $185,000 |
| Oak Forrest | 4 | 0 | $131,950 | $124,900 |
| Oak Forrest | 4 | 0 | $131,950 | $124,900 |
| Cambridge House | 4 | 0 | $86,950 | $85,000 |
| Mary Lu Mhp | 4 | 0 | $68,700 | $35,000 |
| Port Charlotte Sec 067 | 3 | 3 | $299,900 | $252,899 |
| Port Charlotte Sec 87 | 3 | 2 | $299,000 | $168,000 |
| River Club | 3 | 0 | $295,000 | $269,000 |
| Port Charlotte Sec 41 | 3 | 2 | $289,900 | $199,000 |
| Port Charlotte Sec 063 | 3 | 2 | $279,990 | $250,000 |
| Palms/West Port 1A | 3 | 1 | $275,000 | $250,000 |
| Port Charlotte Sec 044 | 3 | 1 | $258,500 | $220,000 |
| Port Charlotte Sec 007 | 3 | 0 | $250,000 | $240,000 |
Also with homes under $300K for sale
- Port Charlotte Sec 034 (3)
- Port Charlotte Sec 072 (3)
- Park Place Estates (3)
- Port Charlotte Sec 092 (3)
- Port Charlotte Sec 51 01 (3)
- Bimini Bay Club (3)
- Port Charlotte Sec 038 (2)
- Biscayne Lndg (2)
- Port Charlotte Sec 050 (2)
- Port Charlotte Sec 029 (2)
- Kings Gate Ph 8 (2)
- Cove/West Port Ph 2 & 3 (2)
- Port Charlotte Sec 053 (2)
- Port Charlotte Sec 101 (2)
- Port Charlotte Sec 060 (2)
- Port Charlotte Sec 030 (2)
- Port Charlotte Sec 059 (2)
- Port Charlotte Sec51 (2)
- Port Charlotte Sec 025 (2)
- Port Charlotte Sec 022 (2)
- Heritage Oak Park (2)
- Heritage Oak Park 04 (2)
- Hammocks/West Port Ph Ii (2)
- El Jobean Ward 01 (2)
- El Jobean Ward 01 (2)
- Port Charlotte Sec 003 (2)
- Heritage Oak Park Waters Edge (2)
- Port Charlotte Sec 081 (2)
- Heritage Oak Park-Waterside Club 04 At Heritage (2)
- Village Hol Lake 01 (2)
- Port Charlotte Sec 017 (2)
- Port Charlotte Sec 11 Rev (2)
- Beulah Condo Ph 01 (2)
- Sunrise Towers Ph 01 (2)
- Oaks Iv (2)
- Cedarwoods Ph 08 (2)
- Chelsea House (2)
- Edgewater Village (2)
- Raleigh House (2)
- Essex House (2)
- Edgewater Manor (2)
- Port Charlotte Sec67 (1)
- Port Charlotte Sec 03D (1)
- Port Charlotte Golf Crse Sec A (1)
- Port Charlotte Sec60 (1)
- Port Charlotte Sec56 (1)
- Port Charlotte Sec 10 (1)
- Port Charlotte Sec 20 (1)
- Port Charlotte Sec28 (1)
- Port Charlotte Sec 085 (1)
- Port Charlotte Sec 95 (1)
- Port Charlotte Sub Sec 8 (1)
- Port Charlotte Sec 56 (1)
- Kings Gate Ph 7B (1)
- Port Charlotte Sub 27 (1)
- Port Charlotte Sec 024 (1)
- Port Charlotte Sec 66 (1)
- Port Charlotte Sec17 (1)
- Port Charlotte Sec8 (1)
- Port Charlotte Sec27 (1)
- Port Charlotte Subdivision (1)
- Port Charlotte Golf Crse Sec Rep (1)
- Kings Gate Ph 02 (1)
- Tarpon Bay Ph 02 Bldg C (1)
- Gulf Cove (1)
- Port Charlotte Sec 96 02 (1)
- Port Charlotte Sec 79 (1)
- Port Charlotte Sec 082 (1)
- Port Charlotte Sec 96 02 (1)
- The Palms At West Port (1)
- Decosters Add (1)
- Port Charlotte Sub Sec 95 (1)
- Tarpon Bay Ph 04 Bldg D (1)
- Cove At West Port Ph 1B (1)
- Golf Course Sec Port Charlotte (1)
- Riverwood Willow Glen Golf Cottages Ph 0 (1)
- Port Charlotte Village Mhp (1)
- Port Charlotte Sec C4 (1)
- Harbour Village Ph 01 (1)
- Comm David Four Condo (1)
- Port Charlotte Sec 065 (1)
- Bella Via Ii Bldg 6 (1)
- Port Charlotte Sec Cc8 (1)
- Port Charlotte Sec 096 Rep 02 (1)
- Bella Via Ii Ph 9 Bldg 9 (1)
- Port Charlotte Sec 028 (1)
- Port Charlotte Sec23 (1)
- Heritage Oak Park 01 (1)
- Port Charlotte 2Nd Rep (1)
- Port Charlotte Sec 058 (1)
- Tree Tops At Ranger Point (1)
- Port Charlotte Sec55 (1)
- Port Charlotte Sec 94 01 (1)
- Mediterranean Court Condo (1)
- Port Charlotte Sec 18 (1)
- Rolls Landing Ph 01 Bldg 08 (1)
- Port Charlotte Sec 51 02 (1)
- Port Charlotte Sec 009 (1)
- Port Charlotte Sec 090 (1)
- Heritage Oak Park/Waterside Club 02 At Heritage (1)
- Waterside Club 03 At Herigage (1)
- Port Charlotte Sec 089 (1)
- Rolls Landing Ph 02 Bldg 07 (1)
- Harbour Village Ph 02 (1)
- Waters Edge Heritage Oak Park (1)
- Port Charlotte Sec 070 (1)
- Port Charlotte Sec 45 Rev (1)
- Port Charlotte Sec 5 (1)
- Waterside Club I At Heritage Oak Park (1)
- El Jobean Ward 02 Plan 01 (1)
- Harbour Village Ph 05 (1)
- Tarpon Bay Ph 03 Bldg B (1)
- Port Charlotte Sec 76 (1)
- Heritage Oak Park -Waterside Club 04 At Heritage (1)
- Raleigh House Of Port Charlotte (1)
- Loveland Courtyards (1)
- El Jobean Ward 01 Place 02 (1)
- Port Charlotte Sec 4 (1)
- Port Charlotte Sec 047 (1)
- Tala Lakes Ph 02 Bldg D (1)
- Waterside Club 02 At Heritage (1)
- Lakes Edge Ph 02 (1)
- Lake View Ii Condobldg C (1)
- Port Charlotte Sub Sec 13 (1)
- Tala Lake Condo Ph I (1)
- Vel Gardens (1)
- Tala Lakes Ph 03 Bldg E (1)
- Heritage Oak Park-Waterside Club 01 At Heritage (1)
- Loveland Courtyards Ph 01 (1)
- Oaks 04 Un Uu-201 874/1377 Ct1012/2008 1 (1)
- Lakes Edge Ph 04 (1)
- Tarpon Bay Ph 01 Bldg A (1)
- Heritage Oak Park-Waterside Club 02 At Heritage (1)
- Char Shores (1)
- Waterways Ph 01 (1)
- C Harbor Resub (1)
- Edgewater Village Bldg I (1)
- Aqua Gardens Twnhs Bldg C (1)
- Mary Lu Mobile Home Home Park (1)
- Lakes Edge Ph 01 (1)
- The Oaks 04 (1)
- Westchester Park Ph 05 (1)
- Birchwood 01 & 02 Ph 02 (1)
- Sandhill Pines Bldg 01 (1)
- Cedar Woods Condo (1)
- Berkley House (1)
- Sheltons Add (1)
- Vel Gardens Condo (1)
- Sunshine Villas Bldg N (1)
- Cedarwoods Ph 03 (1)
- Promenades West Condo (1)
- Sunshine Villas Sec 01 Ph 03 (1)
- Sunshine Villas Bldg I (1)
- Maria Manor Condo (1)
- Cambridge House Port Charlotte (1)
- Plaza View Ph 02 (1)
- Oxford House (1)
- Regency House (1)
- Town & Country Manor (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Port Charlotte?
What do homes under $300K cost in Port Charlotte?
Which Port Charlotte community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Port Charlotte
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Homes Under $300K in nearby Charlotte County cities
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- Rotonda West homes under $300K (69 for sale)
- Placida homes under $300K (22 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Port Charlotte, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.