Waterfront Homes for Sale in Port Charlotte, FL
This page tracks every Port Charlotte listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
356 waterfront homes are for sale or pending in Port Charlotte, FL today across 120 communities. The median asking price is $577,500, from $45,000 to $2,500,000. Listings in Port Charlotte without that feature have a median of $299,990. Most listings right now: Port Charlotte Sec 081 (23), Port Charlotte Sec 093 (21), Port Charlotte Sec 87 (20). Updated October 17, 2026 from the MLS.
Live waterfront homes in Port Charlotte: the listings
296 active listings carry the flag today (23% of Port Charlotte inventory), median asking $599,950, $308/sq ft, median 60 days on market. Photo cards link to the listing; refreshed nightly.
Newest waterfront homes in Port Charlotte
The most expensive waterfront homes in Port Charlotte
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 265 Severin Rd | $2,500,000 | 4,208 | — |
| 9232 Arrid Circle | $2,250,000 | 3,500 | — |
| 143 Creek Drive | $2,220,000 | 4,075 | — |
| 24646 Tangerine Avenue | $1,990,000 | 8,358 | — |
| 133 Leland | $1,890,000 | 4,851 | — |
| 4245 Spire Street | $1,785,000 | 4,777 | — |
| 3001 Rivershore Lane | $1,725,000 | 6,597 | — |
| 5323 Early Terrace | $1,600,000 | 4,265 | — |
| 290 Tait Terrace | $1,500,000 | 3,490 | — |
| 202 George Road | $1,500,000 | 5,695 | — |
Waterfront Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 38 | 13% |
| $300K–$500K | 81 | 27% |
| $500K–$750K | 81 | 27% |
| $750K–$1M | 57 | 19% |
| $1M+ | 39 | 13% |
Port Charlotte waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most waterfront homes listed are tabled; the rest follow.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Port Charlotte Sec 081 | 23 | 10 | $799,900 | $285,000 |
| Port Charlotte Sec 093 | 21 | 1 | $879,900 | $650,000 |
| Port Charlotte Sec 87 | 20 | 10 | $749,000 | $299,900 |
| Port Charlotte Sec 060 | 19 | 3 | $670,000 | $460,000 |
| Port Charlotte Sec 037 | 13 | 1 | $535,000 | $274,900 |
| Port Charlotte Sec 040 | 11 | 0 | $599,000 | $389,000 |
| Port Charlotte Sec 082 | 10 | 1 | $699,450 | $399,990 |
| Port Charlotte Sec 079 | 10 | 0 | $537,499 | $320,000 |
| Port Charlotte Sec 010 | 10 | 0 | $449,500 | $229,900 |
| Harbor West | 9 | 0 | $860,000 | $439,900 |
| Riverwood | 9 | 0 | $425,000 | $223,000 |
| Port Charlotte Sec 071 | 8 | 1 | $749,500 | $459,000 |
| Port Charlotte Sec 025 | 8 | 0 | $337,450 | $275,000 |
| Driftwood Bay | 8 | 8 | $307,499 | $284,999 |
| South Gulf Cove | 7 | 3 | $798,000 | $479,000 |
| Port Charlotte Sec 054 | 7 | 0 | $599,900 | $340,000 |
| Port Charlotte Sec 006 | 7 | 0 | $433,000 | $299,900 |
| Port Charlotte Sec 044 | 6 | 0 | $542,400 | $324,000 |
| Port Charlotte Sec 058 | 4 | 1 | $767,450 | $449,000 |
| Port Charlotte Sec 043 | 4 | 1 | $690,000 | $365,000 |
| Port Charlotte | 4 | 1 | $469,000 | $204,995 |
| South Bayview Estates | 3 | 0 | $1,395,000 | $1,250,000 |
| Port Charlotte Sec 94 01 | 3 | 1 | $999,000 | $995,000 |
| Port Charlotte Sec 039 | 3 | 0 | $599,000 | $534,900 |
| Port Charlotte Sec 047 | 3 | 0 | $525,000 | $470,000 |
| Port Charlotte Sec 031 | 3 | 0 | $498,000 | $310,000 |
| Port Charlotte Sec 002 | 3 | 0 | $479,900 | $323,000 |
| Port Charlotte Sec 018 | 3 | 0 | $399,800 | $349,000 |
| Port Charlotte Sec 008 | 3 | 0 | $339,900 | $305,000 |
| Port Charlotte Sec 033 | 3 | 0 | $195,000 | $174,900 |
| Port Charlotte Sec 36 02 | 2 | 0 | $1,499,500 | $499,000 |
| Suncoast Harbor | 2 | 2 | $1,224,000 | $1,199,000 |
| Port Charlotte Sec 036 | 2 | 0 | $1,199,500 | $1,199,000 |
| Port Charlotte Sec55 | 2 | 0 | $1,162,495 | $825,000 |
| Port Charlotte Sec 03E | 2 | 2 | $1,020,000 | $991,000 |
| Port Charlotte Sec 71 | 2 | 1 | $821,500 | $599,000 |
| Port Charlotte Sec 049 | 2 | 1 | $749,450 | $699,900 |
| Port Charlotte Sec 085 | 2 | 2 | $624,900 | $599,900 |
| Port Charlotte Sec 078 | 2 | 2 | $594,950 | $500,000 |
| Port Charlotte Sec 059 | 2 | 0 | $550,000 | $275,000 |
| Suncoast Harbors | 2 | 0 | $524,000 | $479,000 |
| Port Charlotte Sec 030 | 2 | 0 | $507,277 | $365,000 |
| Port Charlotte Sec 004 | 2 | 0 | $424,450 | $350,000 |
| Port Charlotte Sec 021 | 2 | 0 | $349,950 | $325,000 |
| Kings Gate Ph 8 | 2 | 1 | $338,500 | $285,000 |
| Port Charlotte Sec 032 | 2 | 0 | $309,500 | $120,000 |
| Port Charlotte Sec 026 | 2 | 0 | $299,950 | $264,900 |
| Port Charlotte Sec 020 | 2 | 0 | $279,500 | $209,000 |
| Port Charlotte Sec 011 | 2 | 0 | $242,000 | $205,000 |
| Village Of Holiday Lake | 2 | 0 | $166,450 | $164,900 |
| El Jobe An Ward 02 Plan 01 | 1 | 0 | $1,300,000 | $1,300,000 |
| Port Charlotte Sec 55 | 1 | 0 | $1,249,000 | $1,249,000 |
| Port Charlotte Sec 092 | 1 | 0 | $978,000 | $978,000 |
| Port Charlotte Sec 83 | 1 | 0 | $974,900 | $974,900 |
| Port Charlotte K Sec 87 | 1 | 1 | $949,000 | $949,000 |
| Port Charlotte Sec 94 1St Repl | 1 | 0 | $939,989 | $939,989 |
| Port Charlotte Sec 055 | 1 | 0 | $899,000 | $899,000 |
| Port Charlotte Sec 94 | 1 | 1 | $899,000 | $899,000 |
| Mcalester Point | 1 | 0 | $894,000 | $894,000 |
| Port Charlotte Sec 43 01 | 1 | 0 | $880,000 | $880,000 |
Also with waterfront homes for sale
- Waterview Property Owners' Association, (1)
- Port Charlotte Sec 005 (1)
- Port Charlotte Sec 061 (1)
- Charlotte Sec 93 (1)
- Port Charlotte Sec 095 (1)
- Port Charlotte Sec 82 (1)
- Redfin Shores/Riverwood (1)
- Harbor Estate (1)
- Port Charlotte Sec 038 (1)
- Port Charlotte Sub Sec 78 (1)
- Port Charlotte 08 (1)
- Port Charlotte Sec 023 (1)
- Port Charlotte Sec 024 (1)
- Port Charlotte R Sec 65 (1)
- Villas At Harbour Village (1)
- Isles/West Port Ph I (1)
- Port Charlotte C Sec 44 (1)
- Port Charlotte Sec 050 (1)
- Punte Gorde Isles Sec 14 (1)
- Biscayne Lndg North (1)
- Kings Gate Ph 02 (1)
- Port Charlotte Sec 051 (1)
- Port Charlotte Sec 027 (1)
- Port Port Charlotte Sec 37 (1)
- Port Charlotte Sec 015 (1)
- Tusgs Gate Ph 8 (1)
- Port Charlotte Sec 014 (1)
- Port Charlotte Sec 022 (1)
- Port Charlotte Sec 067 (1)
- Kings Gate Ph 06 (1)
- Riverwood Sawgrass Pointe At Riverwood (1)
- Port Charlotte Sec 007 (1)
- Port Charlotte Sec 51 02 (1)
- Port Charlotte Sec 45 Rev (1)
- Palms/West Port 1A (1)
- Biscayne Lndg (1)
- Port Charlotte Sec 101 (1)
- Hammocks/West Port Ph Ii (1)
- River Club (1)
- Port Charlotte Sec 96 02 (1)
- Port Charlotte Sec 003 (1)
- Tarpon Bay Ph 04 Bldg D (1)
- Bella Via Ii Bldg 6 (1)
- Bella Via Ii Bldg 11 (1)
- Harbour Village Ph 01 (1)
- Port Charlotte Sec 28 (1)
- Cove/West Port Ph 1B (1)
- Park Place Estates (1)
- Port Charlotte Sec 045 (1)
- Suncoast Lakes (1)
- Port Charlotte Sec 009 (1)
- Waterside Club I At Heritage Oak Park (1)
- Promenades East (1)
- Harbour Village Ph 05 (1)
- Waterways Ph 01 (1)
- Sunrise Towers Ph 01 (1)
- Lakes Edge Ph 06 (1)
- Harbour Village Ph 03 (1)
- Sunshine Villas Bldg N (1)
- Port Charlotte Sec 017 (1)
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Port Charlotte?
What do waterfront homes cost in Port Charlotte?
Which Port Charlotte community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Port Charlotte
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- Port Charlotte gated community homes
- Port Charlotte 4-bedroom homes
- Port Charlotte homes under $300K
- Port Charlotte homes $300K–$500K
- Waterfront Homes in every city
Waterfront Homes in nearby Charlotte County cities
- Punta Gorda waterfront homes (347 for sale)
- Englewood waterfront homes (129 for sale)
- Placida waterfront homes (104 for sale)
- Rotonda West waterfront homes (54 for sale)
- Boca Grande waterfront homes (30 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Port Charlotte, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.