Momentum Housing Data · Price Band · Tampa Bay

Homes Under $500K in Tampa Bay: 13,352 Listings, Honestly Described

13,352 active listings under $500,000 across Hillsborough, Pinellas, Pasco & Hernando — 69% of the metro’s inventory, median ask $315,000. What the band actually contains, county by county and ZIP by ZIP, with the cost checks that matter more than the sticker.

SOURCE  Licensed MLS active inventory AS OF  2026-08-27REFRESH  Updates with each data refresh
Active listings under $500K
13,352
Share of all metro inventory
69%
Median ask in the band
$315,000
Typical size
3 bd / 1,401 sqft

What the band actually is

Property typeListingsShare
Single Family Residence7,23454%
Condominium3,23224%
Townhouse1,27110%
Manufactured Home6155%
Villa5304%
Mobile Home3503%

By county

CountyUnder $500KAll activeShare
Hillsborough County4,2126,46665%
Pinellas County4,1596,78261%
Pasco County3,7304,71479%
Hernando County1,2511,48784%

The 15 ZIPs with the most sub-$500K inventory

ZIPAreaListingsMedian ask
34667Hudson359$299,000
34652New Port Richey323$209,990
34668Port Richey319$249,900
33573Sun City Center313$275,000
33541Zephyrhills269$329,000
33578Riverview251$310,000
34609Spring Hill251$340,000
33570Ruskin227$330,000
34613Weeki Wachee219$295,000
33543Wesley Chapel215$330,000
33598Wimauma208$339,950
34655New Port Richey200$302,500
33572Apollo Beach198$366,750
34691Holiday193$239,900
33579Riverview191$385,000

ZIP links open the live market scorecard for that area.

The costs the sticker hides

At this band the sticker is only the opening bid on your monthly: model year-one property taxes at your purchase price with the Florida property-tax estimator, check whether the community carries a CDD on our fee databases or the statewide no-CDD list, and price insurance before the inspection window closes. Condos in the band need the association’s documents — our special-assessments guide covers exactly what to pull. Tighter budget? The under-$300K version of this page shows the next band down.

What this page won’t do

No bait listings and no pretending every entry is a move-in-ready house: the band is typed out above, whole-pool from licensed MLS inventory, dated, so you know what it contains before you fall for a thumbnail.

Methodology

Active residential listings with list prices between $10,000 and $500,000 in Hillsborough, Pinellas, Pasco & Hernando, counted from the newest licensed MLS inventory files as of 2026-08-27; medians computed over the same pool; property types as recorded by listing agents. General information, not advice; deemed reliable but not guaranteed. Equal Housing Opportunity.

Common questions

How many homes under $500k are for sale in Tampa Bay?

As of 2026-08-27, 13,352 active residential listings under $500,000 across Hillsborough, Pinellas, Pasco & Hernando - about 69% of the metro's active inventory, with a median ask of $315,000.

Can you buy a single-family house under $500k in Tampa Bay?

Yes - 7,234 of the 13,352 sub-$500k listings are single-family homes, alongside 3,232 condominiums and 1,271 townhouses. At this band the single-family pool is real; the trade-offs are usually location, age, and lot rather than existence.

What should I verify beyond the price?

The recurring costs the sticker hides: property taxes at YOUR purchase price (not the seller's), HOA or condo dues and what they cover, any CDD assessment on the tax bill, and insurance - especially flood zone status. Our calculators and county fee databases put real numbers on each.