Is Julington Creek or Durbin Crossing better?

Both are strong northwest St. Johns communities with top schools. Julington Creek Plantation is more established with mature landscaping, a wider price range, and an unusually low CDD. Durbin Crossing is newer with more uniform housing and a higher CDD. The choice comes down to maturity and carrying cost versus newer construction.

Which has a lower CDD, Julington Creek or Durbin Crossing?

Julington Creek Plantation generally has the lower CDD, among the lowest in the region, because it is an established community whose infrastructure bonds are largely paid down. Durbin Crossing, being newer, typically carries a higher CDD. Confirm the exact figure for a specific home, since it affects the monthly cost.

Are Julington Creek and Durbin Crossing in the same school zone?

Both are in the top-rated St. Johns County School District and both commonly feed Creekside High School, but the elementary and middle assignments differ by location, with Julington Creek Plantation near Julington Creek Elementary and Fruit Cove Middle, and Durbin Crossing near Patriot Oaks Academy. Confirm the current zoning by address.

Which is newer, Julington Creek or Durbin Crossing?

Durbin Crossing is newer, built largely from the mid-2000s through the 2010s. Julington Creek Plantation began in the 1990s and reached buildout around 2022, so it has more mature landscaping and an older housing stock in many sections.

What are the prices in Julington Creek vs Durbin Crossing?

In 2026 Julington Creek Plantation has averaged around $535,000 asking across a wide range from townhomes to estate homes, while Durbin Crossing generally runs from the $400,000s to the $700,000s. Both move with the market, so confirm current comparable sales.

Do I need my own agent for these communities?

Yes. An agent who knows both communities can compare the all-in monthly cost, including the CDD difference, against specific homes, and represent you on the offer. Momentum represents buyers in both. Call (904) 351-6461.

St. Johns County · 2026 Head-to-Head

Julington Creek vs Durbin Crossing.

The two communities Fruit Cove buyers compare most, side by side for 2026. Julington Creek Plantation, the established original with an unusually low CDD, against Durbin Crossing, the newer master plan with more uniform housing. How they differ on age, price, the CDD, amenities, and who each is for.

Sources: NEFAR / RealMLS sales data · St. Johns County records · Momentum closings

Last updated: June 2026 · Next: quarterly

JCP

Established, Low CDD

~$535K avg, mature, ~45 neighborhoods

Durbin

Newer Homes

Higher CDD, two amenity centers

Both

Top Schools

St. Johns, A-rated district

The 30-second answer.

These are the two communities Fruit Cove buyers compare most, both in northwest St. Johns County, both feeding top-rated schools, both with deep amenities. The difference is age and cost structure. Julington Creek Plantation is the established original, with mature streets, a wide price range, and an unusually low CDD. Durbin Crossing is the newer of the two, with more uniform recent housing and a higher CDD.

The trade that matters

The real decision is maturity and carrying cost versus newer construction. Julington Creek's CDD is among the lowest in the region because its bonds are largely paid down, which lowers the monthly cost, but many homes date to the 1990s and 2000s. Durbin Crossing's homes are newer and more uniform, but its CDD runs higher. Compare the all-in monthly, not just the price.

Side by side, 2026.

Julington Creek Plantation vs Durbin Crossing

Factor	Julington Creek Plantation	Durbin Crossing
Location	NW St. Johns, Race Track Rd (32259)	NW St. Johns, Fruit Cove (32259)
Built	1990s to buildout ~2022	Mostly mid-2000s to 2010s
Character	Established, mature, ~45 neighborhoods	Newer, more uniform housing
2026 price	Avg asking ~$535K, wide range	Roughly $400s to $700s
CDD	Among the lowest in the region	Higher than Julington Creek
Amenities	Sportsplex, golf, fields, library, trails	Two amenity centers, pools, fields
Schools	St. Johns (Julington Creek Elem, Fruit Cove Middle, Creekside)	St. Johns (Patriot Oaks, Creekside)
Best for	Maturity, low CDD, price range	Newer homes, uniform neighborhoods

Figures are 2026 orientation values and move with the market. Confirm the CDD and HOA for the specific home and neighborhood, since both vary within each community.

Julington Creek Plantation, the original.

Julington Creek Plantation is one of Northeast Florida's original master plans, roughly 4,100 acres and about 45 neighborhoods built from the 1990s to buildout around 2022. Its draw is the combination of top schools, one of the largest amenity packages in the region, mature tree-lined streets, and an unusually low CDD because its bonds are largely retired. The price range is wide, from townhomes in the high $200,000s to estate and golf homes near $1 million. The full guide is here.

Durbin Crossing, the newer plan.

Durbin Crossing is the newer Fruit Cove master plan, built largely in the mid-2000s through the 2010s, with two amenity centers, pools, and fields, and more uniform, recent housing than Julington Creek. It feeds the same top-rated St. Johns schools and sits close to Durbin Park shopping. The trade-off against Julington Creek is a higher CDD in exchange for newer homes. The detail is in the Durbin Crossing guide.

So which one is for you?

Choose Julington Creek Plantation if you want the lowest carrying cost, mature surroundings, the widest range of prices and home types, and the deepest amenity base.

Choose Durbin Crossing if you want newer, more uniform housing and are comfortable with a higher CDD for it.

How we built this

Figures draw on NEFAR and RealMLS sales data, St. Johns County records, and Momentum's closings, current to mid-2026, and are orientation values that move with the market. Each community links to a full guide with schools, HOA and CDD detail, the commute, and the honest trade-offs. This comparison sits under our St. Johns County master-planned communities guide.

Explore the full guides.

The two communities: Julington Creek Plantation · Durbin Crossing

Sources & Disclosure

Primary sources: Builder sales offices · NEFAR new construction data · Duval, St. Johns, Clay, Nassau County permitting · Community visits. Data accuracy reflects Momentum Realty's best available information as of the last update date.

Important: Information on this page is for general informational purposes only and is not financial, legal, tax, or insurance advice. Always consult a licensed professional for guidance specific to your situation.

Affiliated Business Arrangement: The principal owners of Momentum Realty, Jon Brooks and Brittany Brooks, have a 50% ownership interest in Titan Title Services LLC. You are not required to use Titan Title Services LLC. There are frequently other settlement service providers available with similar services; you are free to shop around to determine that you are receiving the best services and rate. See full disclosures →

Last updated: Q2 2026 (May). Next refresh: Q3 2026 (August).