Active Single Family Residence
$760,000
5-Bedroom Home in Durbin Crossing

1685 Fenton Avenue, St. Johns, FL 32259

Single Family Residence in Durbin Crossing, St. Johns · No CDD on record
Durbin Crossing · St. Johns, FL 32259
Listing data updated October 1, 2026 · refreshed twice daily
5Bedrooms
3.5Bathrooms
3,977Sq Ft
2013Year Built
$191Per Sq Ft
3-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
7% below
$/sq ft vs community
$191 here vs $206 median sold (12 mo)
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $760k tops 8 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 1685 FENTON Avenue in Durbin Crossing, St. Johns is listed at $760,000 (3,977 sq ft, about $191 per sq ft). That is 62% above Durbin Crossing's median closed sale of $470,000 over the last 12 months (97 recorded sales). It came to market within the past week. Listing facts: built in 2013, HOA dues of $6/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2013 · 13 yrs
  • 3,977 sq ft of living area
  • 3-car garage
  • Listed at $760,000 — recent neighborhood median sale price ~$470,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $6/mo (per listing)
Listing description

About this home

Imagine having nearly 4,000 square feet of space, a cul de sac location, and your own little stretch of green space right beside you. With a cleared green space to the right, there's extra breathing room and an open area that's perfect for play, pets, or simply enjoying the feeling of having more space around you. And with a generous covered front porch, extended covered lanai, and a floor plan designed for both everyday living and entertaining, this is a home that gives you room to spread out.

Inside, the open floor plan feels spacious without losing that comfortable, welcoming feel. The two story family room creates a dramatic sense of scale, while beautiful wood floors, pendant lighting, and abundant natural light add warmth throughout the main living areas. The living room features a fireplace and soaring ceiling that opens to the upstairs loft, while French doors off the foyer lead to a flexible bonus room that could work beautifully as a home office, playroom, or quiet retreat.

A formal dining room adds another space for gatherings. The kitchen is designed to be the heart of the home, with granite countertops, a tile backsplash, plenty of cabinet storage, a large island with breakfast bar, pantry, double ovens, electric cooktop, and a sunny breakfast nook with access to the lanai. The first floor laundry room keeps things practical with abundant cabinetry, shelving, a sink, and tile flooring.

A half bath with a pedestal sink and wood flooring completes the downstairs living space. The primary suite is conveniently located on the first floor and feels like its own private retreat. There are two huge walk in closets, direct access to the lanai, and a spacious bathroom with a soaking tub, separate shower with tile extending to the ceiling, dual sinks with granite countertops, and a linen closet.

Upstairs, four additional bedrooms are joined by two full bathrooms and a large family room or loft, giving everyone space to spread out. A large linen closet provides even more storage. Outside, the extended covered lanai creates an inviting spot for morning coffee, weekend dinners, or relaxing at the end of the day.

The green space beside the home make the backyard setting feel especially open, while the cul de sac location adds to the peaceful atmosphere. The three car garage provides plenty of room for vehicles, bikes, toys, and storage, and an EV charger is already in place. Located in highly desirable Durbin Crossing, residents enjoy a community filled with amenities including multiple pools, fitness facilities, playgrounds, sports fields, tennis and basketball courts, walking trails, and gathering spaces.

The location puts you close to shopping, dining, schools, and major roadways, with the shops, restaurants, and everyday conveniences of the Durbin Park area just minutes away. With the size, flexible living spaces, first floor primary suite, three car garage, and especially that extra green space beside the home, this is one of those properties that gives you something hard to find: room to live, room to play, and room to simply breathe.

All 83 photos

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Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$760,000
Bed / bath5 / 3.5
Living area3,977 sq ft
Year built2013
Property typeSingle Family Residence
Garage3-car
MLS #2166981
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountySt. Johns
Area listings23 active · 4 under contract
Estimated first-year tax~$9,575/yr
CDD assessmentNone on record
HOA$6/mo

Calculated estimates

Price per sq ft$191
Estimated monthly payment$5,130
Insurance (illustrative)$2k–$4k/yr
Messtimate range$751,653 – $1,014,135
Comparable-sales median$470,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,130/mo
  • Principal & interest $4,057/mo 79%
  • Taxes $798/mo 16%
  • Insurance $269/mo 5%
  • HOA $6/mo 0%

$5,130/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$9,575/yr
≈ $798/mo·effective rate ~1.26%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $5,125/yr ($427/mo) — taxable value $380,554 × 13.47 mills
$4,450 more each year
(+87%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$357,611
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$738,165
Market value
$436,276
Assessed
$380,554
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$6/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Durbin Crossing

Pricing & the Durbin Crossing market

How this home is priced against recent nearby sales, and where Durbin Crossing has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales233 ELLSWORTH Circle233 ELLSWORTH Circle: $186/sq ft$186108 CHATSWORTH Drive108 CHATSWORTH Drive: $189/sq ft$189This homeThis home: $191/sq ft$1911216 LEITH HALL Drive1216 LEITH HALL Drive: $193/sq ft$1931908 DUMFRIES Court1908 DUMFRIES Court: $234/sq ft$234136 DUNDEE Place136 DUNDEE Place: $255/sq ft$255121 PINETA Way121 PINETA Way: $294/sq ft$294Community median $206
Property timeline

This home’s history

  • 2013BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $760,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $760,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Durbin Crossing in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $470,000 ($206/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$751,653the mess$1,014,135

Stronger local evidence — 6 comparable closed sales in Durbin Crossing, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $760,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 35% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $6/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 188 active listings competing, 89 under contract
  • ≈23.0 months of supply

For reference, this home is listed at $760,000 ($191/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,977 sq ft × $189–$255/sq ft (interquartile band of 6 comparable closed sales in Durbin Crossing, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

44/100
Strongest on: Price vs area (68), Pricing power (53)
0 limited50100 exceptional

44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area68
This home $191/sq ft vs the community 12-month median $206/sq ft.
Affordability0
List price $760,000 vs the community median $470,000. Not a measure of personal affordability.
Market liquidity44
Community median 28 days on market, ~23.0 months of supply (12-month record).
Pricing power53
Recent sales closed at about 97.5% of original asking (~2.5% below). More room below asking generally favors buyers.
Market timing53
Momentum Market Heat is 47/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $191 per square foot, about 7% below the community’s $206 median. Durbin Crossing’s 12-month median sold price per square foot is $206. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Keep looking

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More on Durbin Crossing

Go deeper on Durbin Crossing

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Patriot Oaks AcademyAssigned elementary school · St. Johns County School District
Patriot Oaks AcademyAssigned middle school · St. Johns County School District
GRADEA
CreeksideAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1685 FENTON Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2013: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $6/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,977 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,575/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,450 more per year than the current owner’s estimated bill (+87%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: October 1, 2026)
Comparable salesrealMLS closed sales in Durbin Crossing, last 18 months, as of October 1, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1685 FENTON Avenue and when was it built?

Per the listing record, 1685 FENTON Avenue was built in 2013 and has 3,977 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1685 FENTON Avenue in?

1685 FENTON Avenue is in Durbin Crossing in St. Johns, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1685 FENTON Avenue have an HOA, and how much are the dues?

The listing reports HOA dues of $6 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1685 FENTON Avenue differ from the current owner's?

The estimate on this page (about $9,575 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,450 more per year than the current owner’s estimated bill (+87%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1685 FENTON Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Listing agent

Listed by

Momentum Realty
This home is listed by Momentum Realty. A licensed Momentum agent will assist you.

Listing courtesy of Momentum Realty.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.