Listing data updated September 23, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2,350Sq Ft
$350Per Sq Ft
2-car garageNew constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$350 here vs $343 median sold (12 mo)
Buyer leverage
Strong buyer advantage
242 days on market
36.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~26 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 23, 2026, 177 Aspen Way in Conservatory At Hammock Beach, Palm Coast is listed at $822,719 (2,350 sq ft, about $350 per sq ft). That sits within a few percent of Conservatory At Hammock Beach's median closed sale of $805,718 over the last 12 months (1 recorded sales). It has been 242 days on market. Listing facts: new construction, HOA dues of $392/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction
2,350 sq ft of living area
2-car garage
Listed at $822,719 — recent neighborhood median sale price ~$805,718 (nearby sales; deemed reliable, not an appraisal)
242 days on market
HOA $392/mo (per listing)
School district: Watson course Schools Flagler County SchoolsCommunity built 2016–2023Mall · 1 min driveLong Creek Nature Preserve · 1 min driveSunlight Food Mart · 2 min drive
Momentum Research · Conservatory At Hammock Beach
Pricing & the Conservatory At Hammock Beach market
How this home is priced against recent nearby sales, and where Conservatory At Hammock Beach has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Median $/sq ft by year
Community sold $/sq ft, 2023–2025. This home lists at $350/sq ft.
Median sale price by year
12-month median closed price, 2023–2025.
Property timeline
This home’s history
Jul 2, 2026First trackedObserved at $822,719
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$5,829/mo
Principal & interest $4,357/mo75%
Taxes $720/mo12%
Insurance $360/mo6%
HOA $392/mo7%
$5,829/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (70)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area45
This home $350/sq ft vs the community 12-month median $343/sq ft.
Affordability46
List price $822,719 vs the community median $805,718. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a None build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~36.0 months of supply (12-month record).
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $350 per square foot, about in line with the community’s $343 median. Conservatory At Hammock Beach’s 12-month median sold price per square foot is $343. Confidence: Low · 1 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 3 active listings in Conservatory At Hammock Beach, no CDD assessment.
Updated September 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
BRAND NEW CONSTRUCTION! MOVE IN READY! Located within the pristine, gated golfing community of The Conservatory and situated on a premium golf course homesite with lake views.
The Avina is a meticulously designed residence that effortlessly blends refined elegance, modern comfort, and everyday functionality. From the moment you enter, the home's thoughtful design and upscale finishes create an inviting yet sophisticated atmosphere. The private owner's suite serves as a serene retreat, featuring a spa-inspired bath and a spacious walk-in closet designed for both luxury and convenience.
At the heart of the home, an expansive open-concept living area seamlessly connects the living room, dining space, and a chef-inspired deluxe kitchen. Showcasing a large center island, generous counter space, and abundant storage, the kitchen is perfectly suited for both casual gatherings and elevated entertaining. Bathed in natural light, the expansive living room offers an an ideal setting for relaxation or hosting guests, while massive pocketing sliding glass doors lead to a covered lanai providing a seamless transition to outdoor living and year-round enjoyment of Florida's coastal climate.
High-end finishes are featured throughout, reflecting quality craftsmanship and attention to detail. Residents also have the opportunity to join the exclusive Hammock Beach Club, offering access to an unparalleled resort lifestyle including two signature golf courses; the Tom Watson-designed Conservatory Course and the Jack Nicklaus-designed Ocean Course with private beach access, resort-style pools, a full-service spa, upscale dining and social clubs, tennis courts, state-of-the-art fitness facilities, and miles of scenic walking and biking trails. Enjoy the very best of coastal Florida living, from pristine beaches and boating to world-class fishing and nearby nature preserves, all just moments from home.
All 20 photos
Description provided by ICI Select Realty Inc and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$822,719
Bed / bath3 / 3
Living area2,350 sq ft
Property typeSingle Family Residence
Garage2-car
MLS #1222095
Listing status242 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~26 ft
Windstorm exposureModerate
CountyFlagler
Area listings3 active · 1 under contract
Estimated first-year tax~$8,639/yr
CDD assessmentNone on record
HOA (per listing)$392/mo
Calculated estimates
Price per sq ft$350
Estimated monthly payment$5,829
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$805,718
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$709,700the mess$902,400
Actual list price: $822,719 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $392/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
3 active listings competing
≈36.0 months of supply
2 closed here in the last 12 months
For reference, this home is listed at $822,719 ($350/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,350 sq ft × $302–$384/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 23, 2026.
Keep looking
Similar homes for sale near Conservatory At Hammock Beach
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $822,719Momentum Realty · on market 242 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$8,639/yr
A rough first-year estimate only, applying a typical Flagler rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$392/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~26 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 177 Aspen Way?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by ICI Select Realty Inc · MLS # 1222095
Request a showing
Market data · public records
Recent sales activity in Conservatory At Hammock Beach
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Conservatory At Hammock Beach neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$805,718
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$343
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Conservatory At Hammock Beach
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
Flagler County advances 35 million dollar beach renourishment
Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.
Why it matters: A large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The project is about 6 miles southeast of The Conservatory At Hammock Beach, elsewhere in Flagler County.
Planning board recommends denial of 21,920 home western expansion
The Palm Coast Planning Board voted 5 to 0 on July 15, 2026 to recommend denial of future land use and zoning map amendments for the Radiant Palm Coast westward expansion, which proposes up to about 21,920 homes across roughly 20,144 acres. Board members said they wanted more detail and coordination with the county and school district, and the City Council will make the final decision.
Why it matters: A planning board recommendation to deny land use and zoning changes keeps a very large western residential expansion on hold, leaving the affected land west of the city in its current designation pending further review and a City Council decision. The project is about 8 miles west of The Conservatory At Hammock Beach, elsewhere in Flagler County.
Flagler County adopts one year data center moratorium
Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.
Why it matters: A one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The project is about 9 miles southwest of The Conservatory At Hammock Beach, elsewhere in Flagler County.
The Palm Coast Planning Board approved two commercial projects on June 22, 2026. One is an 82,000 square foot warehouse and manufacturing development on Commerce Boulevard where manufacturer Alleima would occupy one building, and the other is a 62,000 square foot medical office complex with 43 suites on Palm Harbor Parkway.
Why it matters: Two approved commercial projects, a warehouse and manufacturing building plus a medical office complex, would expand the commercial and industrial building inventory and add finished space along Commerce Boulevard and Palm Harbor Parkway. The site is less than a mile northwest of The Conservatory At Hammock Beach.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Sunlight Food Mart 2 min
Dining
Schnitzel Time 2 min
Shopping
Mall 1 min
Parks
Long Creek Nature Preserve 1 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Old Kings ElementaryPublic K-5, verify zoning · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Indian Trails MiddlePublic 6-8, verify zoning · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Matanzas HighPublic 9-12, verify zoning · Flagler County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Oct 2025
$805,718
426 Bourganville Drive, Palm Coast
3 / 3 bd/ba · 2,350 sq ft · $343/sq ft
Courtesy of ICI Select Realty Inc · View details →
Community 12-month median: $343/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,771 – $5,485/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.9%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,162 – −$620At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 177 Aspen Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $392/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,350 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,639/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
DBAAR, refreshed twice daily (last: September 23, 2026)
Community market stats
DBAAR closed sales, as of September 3, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 177 Aspen Way and when was it built?
Per the listing record, 177 Aspen Way has 2,350 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 177 Aspen Way in?
177 Aspen Way is in Conservatory At Hammock Beach in Palm Coast, Flagler County. The community section on this page shows recent closed sales, days on market, and active inventory for Conservatory At Hammock Beach from the same MLS data.
Does 177 Aspen Way have an HOA, and how much are the dues?
The listing reports HOA dues of $392 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 177 Aspen Way differ from the current owner's?
The estimate on this page (about $8,639 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 177 Aspen Way in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 177 Aspen Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
