3 bedroom Single Family Residence at 230 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 1Front elevation
3 bedroom Single Family Residence at 230 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 2Living space
3 bedroom Single Family Residence at 230 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 3Kitchen
3 bedroom Single Family Residence at 230 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 4Owner's suite
3 bedroom Single Family Residence at 230 S Riverwalk Drive, Palm Coast Plantation, Palm Coast — photo 5Exterior / yardView all 63 photos →
21 days on market Single Family Residence
$799,900
3-Bedroom Home in Palm Coast Plantation

230 S Riverwalk Drive, Palm Coast, FL 32137

Single Family Residence in Palm Coast Plantation · No CDD
Palm Coast Plantation · Palm Coast, FL 32137 · Flagler
Listing data updated July 23, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2,543Sq Ft
$315Per Sq Ft
3-car garageNew constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
35% above
$/sq ft vs community
$315 here vs $233 median sold (12 mo)
Buyer leverage
Balanced market
21 days on market
6.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~3 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 7
Price vs recent sales
Asking $800k tops 4 of the last 7 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • New construction
  • 2,543 sq ft of living area
  • 3-car garage
  • Listed at $799,900 — recent neighborhood median sale price ~$571,550 (nearby sales; deemed reliable, not an appraisal)
  • 21 days on market
  • HOA ~$50/mo (estimate; confirm)
School district: Schools Flagler County SchoolsCommunity built 2004–2024Lehigh Trail · 3 min driveWinn Dixie · 5 min driveTijuana Flats · 5 min drive
Momentum Research · Palm Coast Plantation

Pricing & the Palm Coast Plantation market

How this home is priced against recent nearby sales, and where Palm Coast Plantation has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales12 S Lakewalk Drive12 S Lakewalk Drive: $214/sq ft$214156 Heron Drive156 Heron Drive: $217/sq ft$217This homeThis home: $315/sq ft$31597 S Riverwalk Drive97 S Riverwalk Drive: $363/sq ft$36331 S Riverwalk Drive31 S Riverwalk Drive: $381/sq ft$381Community median $233

Price vs. size in Palm Coast Plantation

Each dot is a closed sale since 2012 (79 total). This home is the gold marker.

$0$690k$1.4M6874,0257,363This home: $799,900, 2,543 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $315/sq ft.

$44$176$3072013: $8620132014: $712015: $6920152016: $1532017: $16820172018: $1722019: $16720192020: $1752021: $18520212024: $2652025: $28220252026: $2332026

Median sale price by year

12-month median closed price, 2013–2026.

$62k$464k$866k2013: $327k20132014: $140k2015: $178k20152016: $380k2017: $375k20172018: $400k2019: $455k20192020: $585k2021: $590k20212024: $625k2025: $789k20252026: $572k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 23 (cold).

1845722013: 6020132014: 352015: 4820152016: 502017: 2720172018: 622019: 5620192020: 672021: 6020212024: 612025: 5620252026: 232026
Property timeline

This home’s history

  • Jul 2, 2026First trackedObserved at $799,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,153/mo
  • Principal & interest $4,053/mo 79%
  • Taxes $700/mo 14%
  • Insurance $350/mo 7%
  • HOA $50/mo 1%

$5,153/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Pricing power (100), Flood safety (90)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $315/sq ft vs the community 12-month median $233/sq ft.
Affordability0
List price $799,900 vs the community median $571,550. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~3 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a None build. Obtain a property-specific quote.
Market liquidity19
Community median 162 days on market, ~6.9 months of supply (12-month record).
Buyer competition44
56% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power100
Recent sales closed at about 86.6% of original asking (~13.4% below). More room below asking generally favors buyers.
Market timing77
Momentum Market Heat is 23/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.9 months of supply in the surrounding market and 21 days on market for this home, against a 162-day area median.Days on market:this home 21Area median:  162 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. © 2026 Daytona Beach Area Association of REALTORS®, Inc. As of July 14, 2026.

🟡 Asking $315 per square foot, about 35% above the community’s $233 median. Palm Coast Plantation’s 12-month median sold price per square foot is $233. Median sold price per square foot is down 27.5% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

64% of homes in Palm Coast Plantation are owner-occupied. An estimated 36% are non-owner-occupied, including 5% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 497 homes matched. Community-level context.

Recent Palm Coast Plantation sales closed near 86.6% of original asking. Cash paid for about 56% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in Palm Coast Plantation, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to luxury coastal living in the prestigious Riverwalk Drive area of the gated Palm Coast Plantation. Built by Gold Coast Custom Homes--boasting a 22+ year pristine reputation--this brand-new, 2,543 SqFt masterpiece features the stunning Barbados floor plan. Situated directly across from the Intracoastal, the home rests on an oversized 70'x150' lot backing to a private conservation area.

With no rear neighbors, this property offers peaceful natural views and ample room for a future pool and expansive outdoor living space. Elegant Interior Living Designed with both elegance and functionality in mind, the open-concept layout offers 3 bedrooms, 3 full baths, and a versatile study/flex room enclosed by elegant French doors. Prepare to be impressed by soaring 12' volume ceilings in the main living areas and 10' ceilings in the bedrooms, complemented by custom tray accents, 5 ¼'' crown molding, 8' doors, and upscale designer finishes throughout.

Beautiful, upgraded tile flooring flows smoothly through the main living areas, while engineered wood flooring adds warmth and sophistication to the bedrooms and study. Chef-Inspired Kitchen At the heart of the home, the kitchen is designed to wow. It is appointed with solid wood, soft-close maple dovetail cabinetry, 42-inch upper cabinets with crown molding, under-cabinet lighting, and a massive quartz island.

Additional culinary highlights include quartz countertops, a full-height backsplash, a generous walk-in pantry, and premium stainless steel GE appliances (featuring a 36" cooktop, wall oven, french door refrigerator and vented hood). Luxurious Bed & Bath Retreats The primary suite serves as a private oasis, featuring dual (his and hers) walk-in closets and a spa-inspired bath complete with a freestanding soaking tub, dual vanities, and an open walk-in rain shower with floor-to-ceiling tile. Family and visitors will appreciate the true guest suite, which includes its own private full bath.

Every bathroom in the home is beautifully appointed with quartz countertops and full-height tilework for a refined, custom-home feel. Exterior & Entertaining Exceptional curb appeal is showcased by the contemporary exterior, robust concrete block and stucco construction, a paver driveway, and an impressive impact-rated double-glass entry. Entertain effortlessly on the massive paver lanai, which is already pre-plumbed for a summer kitchen.

The spacious 3-car garage is finished with premium airplane-hangar epoxy flooring. Premium Upgrades & Efficiency This home is packed with high-end upgrades and peace-of-mind features: Oversized laundry room with a utility sink and quartz countertops Impact front doors and windows, plus Low-E glass and hurricane panels Energy-efficient 15 SEER HVAC with a Wi-Fi thermostat and humidity control Professionally designed, low-maintenance landscaping with an irrigation system 1-Year Builder Warranty and a 10-Year Structural Warranty Resort-Style Amenities & Location Palm Coast Plantation residents enjoy an exceptional lifestyle with world-class amenities, including a clubhouse, Jr. Olympic pool and spa, gym/fitness center, tennis and pickleball courts, an Intracoastal pier, a 126-acre lake with a boat launch, and secure RV and boat storage.

Located just a short drive from Flagler Beach, shopping, dining, and entertainment, this remarkable home offers the perfect blend of luxury, comfort, and Florida waterfront living.

Description provided by Better Homes & Gardens RE \ Synergy and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$799,900
Bed / bath3 / 3
Living area2,543 sq ft
Property typeSingle Family Residence
Garage3-car
MLS #1227996
Listing status21 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~3 ft
Windstorm exposureModerate
CountyFlagler
Area listings4 active · 0 under contract
Estimated first-year tax~$8,399/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$315
Estimated monthly payment$5,153
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$571,550

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Better Homes & Gardens RE \ Synergy · Listing agent: Jim Sheehan · 386-338-3939Provided via the Daytona Beach Area Association of REALTORS® Internet Data Exchange · Source: Daytona Beach Area Association of REALTORS® · © 2026 Daytona Beach Area Association of REALTORS®, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$521,315the mess$663,723

Actual list price: $799,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 21 days on market vs. a 162-day community median
  • 4 active listings competing
  • 6.9 months of supply
  • 7 closed here in the last 12 months

For reference, this home is listed at $799,900 ($315/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,543 sq ft × $205–$261/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.

Keep looking

Similar homes for sale near Palm Coast Plantation

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $799,900Momentum Realty · on market 21 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,399/yr

A rough first-year estimate only, applying a typical Flagler rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~3 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Palm Coast Plantation

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Palm Coast Plantation neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$571,550

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$233

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Palm Coast Plantation

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Winn Dixie 5 min

Dining

  • Tijuana Flats 5 min

Shopping

  • Flagler Regional Plaza 5 min

Parks

  • Lehigh Trail 3 min
Assigned schools

Assigned schools

Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Old Kings Elementary SchoolPublic elementary · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Buddy Taylor Middle SchoolPublic middle · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Flagler Palm Coast High SchoolPublic high · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEB
Imagine School at Town CenterPublic charter K-8 · Flagler County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $233/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,666 – $5,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,600 – −$100At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 23, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 230 S Riverwalk Drive in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Daytona Beach Area Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Daytona Beach Area Association of REALTORS®. © 2026 Daytona Beach Area Association of REALTORS®, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.