224 days on market (MLS) Single Family Residence
$230,000
3-Bedroom Home in East Bay Heights

1984 Ambassador Dr, Gulf Breeze, FL 32563

Single Family Residence in East Bay Heights, Gulf Breeze · No CDD on record
East Bay Heights · Gulf Breeze, FL 32563 · Santa Rosa County
Listing data updated October 11, 2026 at 4:38 AM ET · checked against the MLS hourly
3Bedrooms
1Bathrooms
990Sq Ft
2007Year Built
$232Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
23% above
$/sq ft vs community
$232 here vs $188 median sold (12 mo)
Buyer leverage
Buyer advantage
224 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~34 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $230k is at or below all 12 recent closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 11, 2026, 1984 Ambassador Dr in East Bay Heights, Gulf Breeze is listed at $230,000 (990 sq ft, about $232 per sq ft). That sits within a few percent of East Bay Heights's median closed sale of $225,000 over the last 12 months (14 recorded sales). Per square foot it is above the community's recent $188/sq ft by about 23%. It has been 224 days on market, longer than the community's typical 24 days to contract. Listing facts: built in 2007, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2007 · 19 yrs
  • 990 sq ft of living area
  • Listed at $230,000 — recent neighborhood median sale price ~$225,000 (nearby sales; deemed reliable, not an appraisal)
  • 224 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Charming and well-maintained single-story home located in the East Bay Heights area of Gulf Breeze. This 3-bedroom, 1-bath residence offers a functional open layout designed for comfortable everyday living. The home features wood-frame construction, a practical floor plan, and natural light throughout the main living areas.

The kitchen provides ample cabinet and counter space and opens to the living area, creating a versatile space for daily use or entertaining. The bedrooms offer flexible space that may be used for guests, office space, hobbies, or storage. The property sits on a generously sized lot with room for outdoor enjoyment, gardening, or future improvements.

Conveniently located near shopping, dining, recreation, and major roadways, this property offers easy access to surrounding Gulf Breeze and Pensacola amenities as well as nearby Gulf Coast beaches.

All 37 photos

1984 Ambassador Dr, Gulf Breeze FL - photo 6 of 371984 Ambassador Dr, Gulf Breeze FL - photo 7 of 371984 Ambassador Dr, Gulf Breeze FL - photo 8 of 371984 Ambassador Dr, Gulf Breeze FL - photo 9 of 371984 Ambassador Dr, Gulf Breeze FL - photo 10 of 371984 Ambassador Dr, Gulf Breeze FL - photo 11 of 371984 Ambassador Dr, Gulf Breeze FL - photo 12 of 371984 Ambassador Dr, Gulf Breeze FL - photo 13 of 371984 Ambassador Dr, Gulf Breeze FL - photo 14 of 371984 Ambassador Dr, Gulf Breeze FL - photo 15 of 371984 Ambassador Dr, Gulf Breeze FL - photo 16 of 371984 Ambassador Dr, Gulf Breeze FL - photo 17 of 371984 Ambassador Dr, Gulf Breeze FL - photo 18 of 371984 Ambassador Dr, Gulf Breeze FL - photo 19 of 371984 Ambassador Dr, Gulf Breeze FL - photo 20 of 371984 Ambassador Dr, Gulf Breeze FL - photo 21 of 371984 Ambassador Dr, Gulf Breeze FL - photo 22 of 371984 Ambassador Dr, Gulf Breeze FL - photo 23 of 371984 Ambassador Dr, Gulf Breeze FL - photo 24 of 37

Description provided by Upside Realty LLC and reproduced from the MLS; not independently verified.

Listing courtesy of Upside Realty LLC · Listing agent: Tammy Bohannon, Pa · 850-343-1960Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$230,000
Bed / bath3 / 1
Living area990 sq ft
Year built2007
Property typeSingle Family Residence
MLS #677604
Listing status224 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~34 ft
CountySanta Rosa
Area listings4 active · 2 under contract
Estimated first-year tax~$2,300/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$232
Estimated monthly payment$1,557
Insurance (illustrative)$1k–$2k/yr
Messtimate range$200,970 – $269,280
Comparable-sales median$225,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,557/mo
  • Principal & interest $1,274/mo 82%
  • Taxes $192/mo 12%
  • Insurance $91/mo 6%

$1,557/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$2,300/yr
≈ $192/mo·effective rate ~1.00%
Estimate: asking price less the $50,000 homestead exemption × Santa Rosa County rate (12.81 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $325/yr ($27/mo) — taxable value $25,000 × 12.81 mills
$1,975 more each year
(+608%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$110,591
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$135,591
Market value
$67,673
Assessed
$25,000
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~34 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · East Bay Heights

Pricing & the East Bay Heights market

How this home is priced against recent nearby sales, and where East Bay Heights has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales5833 Congress St5833 Congress St: $203/sq ft$2035833 Congress St5833 Congress St: $203/sq ft$203This homeThis home: $232/sq ft$2325394 Fawn Ridge Dr5394 Fawn Ridge Dr: $248/sq ft$2486464 Starfish Cv6464 Starfish Cv: $261/sq ft$2611671 Tuscon Ct1671 Tuscon Ct: $272/sq ft$2724917 Hickory Shores Blvd4917 Hickory Shores Blvd: $276/sq ft$276Community median $188

Price vs. size in East Bay Heights

Each dot is a closed sale since 2005 (237 total). This home is the gold marker.

$0$421k$841k4432,2143,984This home: $230,000, 990 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2018–2026. This home lists at $232/sq ft.

$97$171$2442018: $11720182019: $11120192020: $14020202021: $16520212022: $23020222023: $20520232024: $22220242025: $19720252026: $1882026

Median sale price by year

12-month median closed price, 2013–2026.

$20k$199k$377k2013: $55k20132014: $65k2015: $90k20152016: $90k2017: $72k20172018: $140k2019: $133k20192020: $178k2021: $230k20212022: $303k2023: $275k20232024: $342k2025: $220k20252026: $225k2026

Market Heat by year (0–100)

Momentum Market Heat, 2014–2026. Now 41 (normal).

1651862014: 2620142015: 402016: 3520162017: 532018: 7920182019: 562020: 7420202021: 762022: 7620222023: 452024: 4820242025: 232026: 412026
Property timeline

This home’s history

  • 2007BuiltPer public record
  • About Mar 2026Listed (per MLS)MLS reports 224 cumulative days on market as of October 11, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $230,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $230,000Momentum Realty · on market 224 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $225,000 ($188/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$200,970the mess$269,280

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $230,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 34% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 224 days on market vs. a 24-day community median
  • 3 active listings competing, 4 under contract
  • ≈3.4 months of supply
  • 14 closed here in the last 12 months

For reference, this home is listed at $230,000 ($232/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 990 sq ft × $203–$272/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 11, 2026.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (95), Insurance cost (74)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $232/sq ft vs the community 12-month median $188/sq ft.
Affordability46
List price $230,000 vs the community median $225,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~34 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2007 build. Obtain a property-specific quote.
Market liquidity70
Community median 24 days on market, ~3.4 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing59
Momentum Market Heat is 41/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 3.4 months of supply in the surrounding market and 224 days on market for this home, against a 24-day area median.Days on market:this home 224Area median:  24 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. As of September 20, 2026.

🟡 Asking $232 per square foot, about 23% above the community’s $188 median. East Bay Heights’s 12-month median sold price per square foot is $188. Median sold price per square foot is up 2.3% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

53% of homes in East Bay Heights are owner-occupied. An estimated 47% are non-owner-occupied, including 4% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 254 homes matched. Community-level context.

Recent East Bay Heights sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4 active listings in East Bay Heights, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 1984 Ambassador Dr?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Upside Realty LLC · MLS # 677604

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near East Bay Heights

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Gulf Breeze

  • 5514 Maverick Ln, Gulf Breeze · $201,000 · 2 bd / 2.0 ba · listed October 11, 2026 (courtesy of Coldwell Banker Realty)
  • 1672 Kauai Ct, Gulf Breeze · $975,000 · 5 bd / 2.5 ba · listed October 11, 2026 (courtesy of Levin Rinke Realty)
  • 1143 Mary Kate Dr, Gulf Breeze · $779,000 · 3 bd / 3.0 ba · listed October 11, 2026 (courtesy of Coldwell Banker Realty)
  • 127 Highpoint Dr, Gulf Breeze · $929,000 · 4 bd / 2.5 ba · listed October 10, 2026 (courtesy of Haus Realty & Management LLC)
  • 1386 Sound Forest Dr, Gulf Breeze · $635,000 · 3 bd / 2.0 ba · listed October 9, 2026 (courtesy of KELLER WILLIAMS REALTY GULF COAST)
  • 1659 Kauai Ct, Gulf Breeze · $650,000 · 3 bd / 3.0 ba · listed October 9, 2026 (courtesy of Levin Rinke Realty)

Recently off market in East Bay Heights

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

In the area

Recent East Bay Heights news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Infrastructure

Santa Rosa commissioners consider $826,544 signal at SR 87 and Ray Helms Road

The September 22 Santa Rosa County commission agenda included an $826,544 contract with Griffin Traffic Signals for a traffic light at State Road 87 and Ray Helms Road, the truck route to Milton Interchange Park, plus resurfacing and sidewalk work. A separate $106,480 contract would replace signs at the park, now called the I-10 Coastal Commerce Center. The article is a preview of the meeting.

Why it matters: A signal and resurfacing on SR 87 would affect truck and commuter traffic flow near the I-10 industrial park in Milton. The project is about 16 miles north of East Bay Heights, elsewhere in Santa Rosa County.

Navarre Press

Sep 2026 · Infrastructure

Pensacola mayor says new airport terminal construction starts next week

At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.

Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 11 miles west of East Bay Heights.

Rick's Blog

Jul 2026 · Development

Goldring Gulf Distributing plans expansion at Milton facility

Goldring Gulf Distributing filed plans to add 76,400 square feet to its existing 192,000 square foot beverage distribution facility in the Santa Rosa County Industrial Park in East Milton. The expansion would grow the company's footprint in Northwest Florida.

Why it matters: Enlarges an established industrial and distribution operation within the Santa Rosa County Industrial Park and expands the county's industrial base. The project is about 12 miles north of East Bay Heights, elsewhere in Santa Rosa County.

Navarre Press

May 2026 · Retail Dining

Circle K convenience store planned for Navarre Parkway

Plans for a Circle K convenience store with a gas canopy were submitted to Santa Rosa County in May 2026 for a site at 8510 Navarre Parkway. The proposal is under review by county development services.

Why it matters: Adds a fuel and convenience retail option along the Navarre Parkway commercial corridor and expands roadside services in the local market. The project is about 7 miles southeast of East Bay Heights, elsewhere in Santa Rosa County.

Navarre Press

Go deeper

More on East Bay Heights

Go deeper on East Bay Heights

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
West NavarreAssigned elementary school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
GRADEA
WOODLAWN BEACHAssigned middle school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
GRADEA
Gulf BreezeAssigned high school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1984 Ambassador Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 990 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,300/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,975 more per year than the current owner’s estimated bill (+608%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, checked against the MLS hourly (last: October 11, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1984 Ambassador Dr and when was it built?

Per the listing record, 1984 Ambassador Dr was built in 2007 and has 990 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1984 Ambassador Dr in?

1984 Ambassador Dr is in East Bay Heights in Gulf Breeze, Santa Rosa County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1984 Ambassador Dr have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1984 Ambassador Dr differ from the current owner's?

The estimate on this page (about $2,300 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,975 more per year than the current owner’s estimated bill (+608%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1984 Ambassador Dr in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1984 Ambassador Dr in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.