84 days on market (MLS) Single Family Residence ▼ Price cut: $14,000 (9/10)
$715,000
5-Bedroom Pool Home in River Oaks Plantation

1157 Ashmore Drive, St. Johns, FL 32259

Single Family Residence in River Oaks Plantation, St. Johns · No CDD on record
River Oaks Plantation · St. Johns, FL 32259
Listing data updated October 5, 2026 · refreshed hourly
5Bedrooms
3Bathrooms
2,630Sq Ft
1997Year Built
$272Per Sq Ft
Private pool2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% above
$/sq ft vs community
$272 here vs $248 median sold (12 mo)
Buyer leverage
Seller-leaning
84 days on market
1.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 11
Price vs recent sales
Asking $715k tops 7 of the last 11 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 5, 2026, 1157 ASHMORE Drive in River Oaks Plantation, St. Johns is listed at $715,000 (2,630 sq ft, about $272 per sq ft). That sits within a few percent of River Oaks Plantation's median closed sale of $678,000 over the last 12 months (11 recorded sales). It has been 84 days on market, longer than the community's typical 14 days to contract. Listing facts: built in 1997, a private pool, HOA dues of $61/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1997 · 29 yrs
  • 2,630 sq ft of living area
  • 2-car garage
  • Listed at $715,000 — recent neighborhood median sale price ~$678,000 (nearby sales; deemed reliable, not an appraisal)
  • 84 days on market
  • HOA $61/mo (per listing)
School district: Sizes Larger family homes on 0.25 to 1 Amenities Lot size and creeks are the HOA HOA applies County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 1996–2004Walmart Neighborhood Market · 5 min driveBella Vista Italian Restaurant · 5 min driveJulington Village · 5 min drive
Listing description

About this home

IMMACULATE 5-bedroom + office POOL home, located in one of the most sought-after neighborhoods and top-rated school districts in St. Johns County. Spend evenings watching sunsets from the community dock on the St.

Johns River, then enjoy the amenities of both River Oaks Plantation and neighboring Julington Creek Plantation. Light-filled and impeccably maintained, this home features custom crown molding, a wood-burning fireplace, and a spacious owner's suite with a bay window and private access to the screened lanai overlooking the heated saltwater pool. Nearly everything has been thoughtfully updated, including all 3 bathrooms, new solid wood interior doors, all new appliances, fresh interior and exterior paint, pantry remodel, mudroom & laundry room updated, new lighting and fans throughout, Govee lights, fresh landscaping and more!

With a new water heater & pool pump, 2018 roof, 2022 HVAC, this move-in-ready home truly has it all!

All 62 photos

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Description provided by STA SUNRISE REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of STA SUNRISE REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$715,000
Bed / bath5 / 3
Living area2,630 sq ft
Year built1997
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2154397
Listing status84 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~26 ft
CountySt. Johns
Area listings1 active · 1 under contract
Estimated first-year tax~$8,950/yr
CDD assessmentNone on record
HOA$61/mo

Calculated estimates

Price per sq ft$272
Estimated monthly payment$5,053
Insurance (illustrative)$3k–$6k/yr
Messtimate range$594,380 – $678,540
Comparable-sales median$678,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,053/mo
  • Principal & interest $3,914/mo 77%
  • Taxes $746/mo 15%
  • Insurance $333/mo 7%
  • HOA $61/mo 1%

$5,053/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$8,950/yr
≈ $746/mo·effective rate ~1.25%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,075/yr ($340/mo) — taxable value $302,173 × 13.47 mills
$4,875 more each year
(+120%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$284,025
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$586,198
Market value
$352,895
Assessed
$302,173
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$61/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · River Oaks Plantation

Pricing & the River Oaks Plantation market

How this home is priced against recent nearby sales, and where River Oaks Plantation has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1161 DOVER Drive1161 DOVER Drive: $215/sq ft$2151133 ASHMORE Drive1133 ASHMORE Drive: $226/sq ft$2261290 CUNNINGHAM CREEK Dr…1290 CUNNINGHAM CREEK Drive: $233/sq ft$2331113 KINGSLAND Court1113 KINGSLAND Court: $248/sq ft$2481204 CUNNINGHAM CREEK Dr…1204 CUNNINGHAM CREEK Drive: $258/sq ft$2581204 PEMBROOKE Road1204 PEMBROOKE Road: $264/sq ft$264This homeThis home: $272/sq ft$272Community median $248

Price vs. size in River Oaks Plantation

Each dot is a closed sale since 2001 (231 total). This home is the gold marker.

$138k$826k$1.5M1,7043,5935,482This home: $715,000, 2,630 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $272/sq ft.

$96$182$2682012: $11420122013: $1132014: $12320142015: $1202016: $13420162017: $1342018: $13420182019: $1842020: $16020202021: $1672022: $24520222023: $2292024: $25220242025: $2252026: $2482026

Median sale price by year

12-month median closed price, 2012–2026.

$270k$514k$757k2012: $439k20122013: $317k2014: $329k20142015: $350k2016: $372k20162017: $436k2018: $355k20182019: $615k2020: $452k20202021: $605k2022: $690k20222023: $640k2024: $710k20242025: $627k2026: $678k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 68 (hot).

446892013: 1220132014: 472015: 2320152016: 472017: 4920172018: 302019: 6420192020: 502021: 6820212022: 812023: 5920232024: 792025: 2320252026: 682026
Property timeline

This home’s history

  • 1997BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 84 cumulative days on market as of October 5, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $739,000
  • Aug 17, 2026Price cut$734,000 (-$5,000, -0.7%)
  • Aug 22, 2026Price cut$729,000 (-$5,000, -0.7%)
  • Sep 10, 2026Price cut$715,000 (-$14,000, -1.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $715,000Momentum Realty · on market 84 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in River Oaks Plantation in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $678,000 ($248/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$594,380the mess$678,540

Stronger local evidence — 6 comparable closed sales in River Oaks Plantation, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $715,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 14% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1997 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $61/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 84 days on market vs. a 14-day community median
  • 1 active listing competing, 1 under contract
  • ≈1.1 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $715,000 ($272/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,630 sq ft × $226–$258/sq ft (interquartile band of 6 comparable closed sales in River Oaks Plantation, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 5, 2026.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Market liquidity (88), Pricing power (59)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area26
This home $272/sq ft vs the community 12-month median $248/sq ft.
Affordability41
List price $715,000 vs the community median $678,000. Not a measure of personal affordability.
Market liquidity88
Community median 14 days on market, ~1.1 months of supply (12-month record).
Pricing power59
Recent sales closed at about 96.2% of original asking (~3.8% below). More room below asking generally favors buyers.
Market timing32
Momentum Market Heat is 68/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.1 months of supply in the surrounding market and 84 days on market for this home, against a 14-day area median.Days on market:this home 84Area median:  14 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 4, 2026.

🟡 Asking $272 per square foot, about 10% above the community’s $248 median. River Oaks Plantation’s 12-month median sold price per square foot is $248. Median sold price per square foot is up 8.1% year over year. Confidence: Medium · 11 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

88% of homes in River Oaks Plantation are owner-occupied. An estimated 12% are non-owner-occupied, including 7% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 135 homes matched. Community-level context.

Recent River Oaks Plantation sales closed near 96.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 4, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in River Oaks Plantation, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 5, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by STA SUNRISE REALTY · MLS # 2154397

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Keep looking

Similar homes for sale near River Oaks Plantation

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent River Oaks Plantation news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Infrastructure

CR 210 widening westbound lanes set to reopen in St. Johns County

News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 23 miles east of River Oaks Plantation, elsewhere in St. Johns County.

News4Jax

Jun 2026 · Development

Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

Why it matters: Continued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 4 miles northwest of River Oaks Plantation.

Jax Daily Record

Jun 2026 · Infrastructure

First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

Why it matters: New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 12 miles southeast of River Oaks Plantation.

Jax Daily Record

May 2026 · Retail Dining

Grocery-anchored retail center proposed in Durbin Park

A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.

Why it matters: Added grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 19 miles east of River Oaks Plantation, elsewhere in St. Johns County.

Jax Daily Record

Go deeper

More on River Oaks Plantation

Go deeper on River Oaks Plantation

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Cunningham Creek Elementary (St. Johns, Fruit Cove zone, verify by address)Public PreK-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Fruit Cove Middle School (St. Johns, verify by address)Public 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Bartram Trail High School (St. Johns, verify by address)Public 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Walmart Neighborhood Market 5 min

Dining

  • Bella Vista Italian Restaurant 5 min

Shopping

  • Julington Village 5 min

Parks

  • Julington Creek Plantation Park 7 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1157 ASHMORE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1997 (29 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $61/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,630 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,875 more per year than the current owner’s estimated bill (+120%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 5, 2026)
Comparable salesrealMLS closed sales in River Oaks Plantation, last 18 months, as of October 4, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1157 ASHMORE Drive and when was it built?

Per the listing record, 1157 ASHMORE Drive was built in 1997 and has 2,630 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1157 ASHMORE Drive in?

1157 ASHMORE Drive is in River Oaks Plantation in St. Johns, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1157 ASHMORE Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $61 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1157 ASHMORE Drive differ from the current owner's?

The estimate on this page (about $8,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $4,875 more per year than the current owner’s estimated bill (+120%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1157 ASHMORE Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.