River Oaks Plantation in St. Johns

River Oaks Plantation
Homes for Sale in St. Johns, FL

All 375 homes for sale in St. Johns, FL · median $555,000 · St. Johns County homes for sale

Community in St. Johns · St. Johns County · ZIP 32223
135 homesBuilt 1994–2005Median sale $678K
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Live Market Pulse
60/100
Market Heat
Hotter than normal
2013 → 2026 · 83 at the 2022 peak
0 is River Oaks Plantation's coldest market since 2013, 100 its hottest. Today: 60. How it's scored

Photo courtesy of STA SUNRISE REALTY · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, River Oaks Plantation in St. Johns, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 11 recorded sales closed at a median of $678,000, $248 per square foot, a median 14 days on market, sellers accepting 96% of original asking (+1% versus the prior year). Homes listed or recently sold were built 1995–2004; 13 of 13 report an HOA (median $58/mo); 3 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $9,130 ($8,610 with the full homestead exemption).

Momentum Realty in River Oaks Plantation: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through September 2026). Find the right Momentum agent in St. Johns →

River Oaks Plantation key facts
LocationSt. Johns, St. Johns County, FL · ZIP 32223, 32259
Homes in the community135 (FL DOR 2025 assessment roll)
Years built1994–2005 (median 1998.0)
Typical living area3,380 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersClubhouse, Basketball Court, Fitness Center, Tennis Court(s), Playground, Jogging Path
Sale prices, last 12 months$678,000 median across 11 closed sales · $248 per sq ft · +0.6% vs the prior 12 months
Days on market (closed sales)14 median
For sale right now2 active, 0 pending · median asking $745,000 · 2.2 months of supply
Owner-occupied (homestead) share88%
Zoned public schoolsCunningham Creek Elementary (St. Johns, Fruit Cove zone, verify by address) (A, FLDOE 2025-26); Fruit Cove Middle School (St. Johns, verify by address) (A, FLDOE 2025-26); Bartram Trail High School (St. Johns, verify by address) (A, FLDOE 2025-26)
Momentum Realty closings here, last 12 months1

Data as of September 20, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Oaks Plantation key facts,” movewithmomentum.com/neighborhoods/river-oaks-plantation-st-johns, data as of September 20, 2026.

Last 30 days in River Oaks Plantation: 1 new listing (median asking $775,000), 1 closed sale (median $600,000). As of September 21, 2026, realMLS.

Live · River Oaks Plantation Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$678K
Median sold · 12 mo
up 0.6% vs the prior 12 months
+0.6%
1-yr price change
n = 11 and 5 sales in the two windows
$248/sf
Sold $/sqft · 12 mo
peak $252 in 2024
96.2%
Sale vs ask
+54%
T12M median vs 2012
from a $439K median in 2012
Tempo
2.2mo
Supply
3 to 6 months is the balanced band
14days
Median DOM · closed
14 days at the 2026 low
0%
Under contract
St. Johns: 30% (829 of 2,759)
2 · 0
For sale · pending
live counts, refreshed twice daily
11
Sold · last 12 mo
10-yr average: about 9 a year
Ownership and context
88%
Owner-occupied · River Oaks Plantation
119 of 136 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · River Oaks Plantation
incl. 7% trust or LLC-held · 2% out-of-state
135
Homes in the community
plus 1 vacant residential lots · 136 residential parcels (FL DOR 2025)
Track record · 25 years of records
7
Recorded sales · 2024-2025
median $710K · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-2005, median 1998 (FL DOR 2025)
2,916sqft
Median sold home size
12-mo windows, closed sales
8.1%/yr
Turnover rate
about 11 of 135 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

River Oaks Plantation is pricing on scarcity right now. The median sale sits at $686,500, or about $240 per square foot, and homes are averaging just 17 days on market before going under contract. A market-heat score of 68 tells the same story from a different angle: this is a fast-moving, seller-leaning pocket of St. Johns.

What stands out most is the inventory picture: zero active listings as of this snapshot, against 10 closings behind it. There is essentially nothing on the shelf for a buyer to walk through today. For a seller, that is about as clean a setup as this market offers. For a buyer, it means the plan has to be to move the moment something lists, not to shop a list of options.

River Oaks Plantation Housing Pulse · Momentum Research · as of September 20, 2026

River Oaks Plantation right now

🔴 Seller-leaning market. 2.2 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 11 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($678K) is up 0.6% from the prior 12 months ($674K) and up 54% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 20. Confidence: Low (11 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 22, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

River Oaks Plantation market snapshot (as of September 20, 2026): the median sale price is about $678K ($248 per sq ft over the trailing 12 months of closed sales), a median 14 days on market for closed sales, and 2.2 months of supply, a seller-leaning market. The trailing-12-month median is up 1% from the prior 12 months and up 54% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).

In ZIP 32223 (St. Johns), 633 homes closed in the last 12 months at a median of $365K ($215/sq ft), up 0.3% year over year, with a median 36 days on market. Right now 90 active and 43 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32223 housing market and the Duval County market.

County records show 7 qualified sales in River Oaks Plantation across 2024–2025 (5 in 2024, 2 in 2025), median $710,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in River Oaks Plantation: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 73% sit outside the FEMA Special Flood Hazard Area (Zone X); 27% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in St. Johns.

River Oaks Plantation is a community of 135 homes in St. Johns, St. Johns County, built between 1994 and 2005 (median 1998.0), with a median living area of about 3,380 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

River Oaks Plantation, in St. Johns County, is currently a community with no active inventory and a recent closing pace that points to steady, quiet turnover rather than a flood of new supply.

Best for

  • A buyer with a flexible timeline who can move quickly when a home finally lists.
  • A seller weighing timing, since zero active competition is a strong position to list into.
  • A buyer comfortable paying near the $686,500 median rather than hunting for a discount.

Probably not for

  • A buyer who wants to tour multiple active listings before committing to one.
  • Someone on a hard, near-term move-in deadline given there is currently nothing on the market.
  • A buyer expecting to negotiate hard in a market with a 68 heat score and 17-day median days-on-market.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending September 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($678K) IS the median in the snapshot above, and the move from 2025 ($674K) IS the +0.6% one-year change.

Windows contain 4 to 13 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K20122014201620182020202220242026
Up 0.6% year over year; up 54% since 2012.
Every sale since 2001 · price vs size
$0$500K$1M$1.5M2k3k4k5k
231 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $114 in 2012 to a $252 peak in 2024; $248 now.
Median days on market · closed sales
5010020122014201620182020202220242026
14 days at the 2026 low; 14 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
96.2% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
4 to 13 a year; 11 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
83 at the 2022 peak, 12 in the troughs, 60 now. Same score as the hero card, full history.
How much local inventory is already under contract

34% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

River Oaks Plantation Market Scorecard

Strong seller's market

River Oaks Plantation is currently a strong seller's market. About 2.2 months of supply, a median asking price of $745,000, and homes go under contract in about 38 days.

2.2
Months supply
$745,000
Median list
$678,000
Median sold
$269
Per sqft
38
Days on mkt
2/0/11
Active/Pend/Sold

Typical home value in the 32259 ZIP is $544,710, about 24.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in River Oaks Plantation, St. Johns

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Median closed sale price — $692,000 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in River Oaks Plantation

Live MLS inventory for River Oaks Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending River Oaks Plantation listings as of 2026-09-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in River Oaks Plantation St Johns Right Now (2)

All 2 active and pending River Oaks Plantation St Johns listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

River Oaks Plantation

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around River Oaks Plantation are close: the nearest groceries is about 5 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near River Oaks Plantation with Momentum Realty’s local guides.

RORiver Oak Plantation St Johns0.1 mi away · 73 homes, built 1994–05HGHarvey Grant Fruit Cove0.3 mi away · 20 homes, built 1950–20William Harvey Grant St Johns0.4 mi away · 35 homes, built 1972–24Port St John Jacksonville0.4 mi away · 25 homes, built 2005–23Beluthahatchee St Johns0.4 mi away · 68 homes, built 1930–21GOGates Of Cunningham St Johns0.5 mi away · median $665K, 3 sales/12 moCricket Hollow Jacksonville0.5 mi away · 13 homes, built 1979–94Constance Mcfee Grant Jacksonville0.6 mi away

Browse all neighborhood guides →

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Cunningham Creek Elementary (St. Johns, Fruit Cove zone, verify by address)FLDOE grade A · Public PreK-5
  • Fruit Cove Middle School (St. Johns, verify by address)FLDOE grade A · Public 6-8
  • Bartram Trail High School (St. Johns, verify by address)FLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any River Oaks Plantation address.

Recent Developments in River Oaks Plantation

Development, infrastructure, retail, and school activity affecting River Oaks Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum77/100 · High
  1. July 2026
    Infrastructure

    CR 210 widening westbound lanes set to reopen in St. Johns County

    News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

    What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 23 miles east of River Oaks Plantation, elsewhere in St. Johns County.

    Source: News4Jax
  2. June 2026
    Development

    Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

    Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

    What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 4 miles northwest of River Oaks Plantation.

    Source: Jax Daily Record
  3. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 12 miles southeast of River Oaks Plantation.

    Source: Jax Daily Record
  4. May 2026
    Retail & Dining

    Grocery-anchored retail center proposed in Durbin Park

    A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.

    What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 19 miles east of River Oaks Plantation, elsewhere in St. Johns County.

    Source: Jax Daily Record
  5. April 2026
    Development

    Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building

    Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.

    What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 4 miles northwest of River Oaks Plantation.

    Source: Jax Daily Record
  6. February 2026
    Retail & Dining

    Durbin Park Walmart plans an expansion

    The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.

    What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 19 miles east of River Oaks Plantation, elsewhere in St. Johns County.

    Source: Jax Daily Record

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in River Oaks Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Oaks Plantation.

Best Buy
A buyer who is patient and ready to act fast the moment a listing appears.
Biggest Risk
With zero active listings, there may simply be nothing to buy today.
Sweet Spot
A seller who wants a market with essentially no competing inventory.
Avoid If
You need to compare several homes side by side before deciding — there is nothing to compare right now.

A market with nothing on the shelf

The math here is straightforward. Ten closings behind the current snapshot and zero active listings means every home that comes up gets absorbed before it has a chance to sit. A 17-day median days-on-market confirms it — that is a fast clearing time by any standard, and it lines up with a heat score of 68.

Price has been climbing steadily rather than spiking. The median is up 1% year over year, but up 96% since 2012, which points to a long, compounding run rather than a recent run-up. At $240 per square foot, the per-foot economics are consistent with a community where buyers are paying for location and low turnover as much as square footage.

The location and the amenities are priced into every listing in River Oaks Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Long-Term Appreciation5.2/10
Recent Direction6.2/10
Liquidity & Demand7.8/10
Owner Commitment8.8/10
Pricing Power7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.1). Basis: Long-Term Appreciation +54% since 2012; Recent Direction +0.6% year-over-year; Liquidity & Demand 2.2 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings, the work in River Oaks Plantation happens before a home ever hits the MLS. Momentum tracks closings and pricing trends here so that when something does list, our clients are ready with a number grounded in the actual $686,500 median and the recent $240 per-square-foot pace, not a guess.

River Oaks Plantation in 15 seconds.

Best forA buyer who is patient and ready to act fast the moment a listing appears.
Biggest advantageA 17-day median days-on-market shows homes here move quickly once listed.
Biggest riskWith zero active listings, there may simply be nothing to buy today.
Sweet spotA seller who wants a market with essentially no competing inventory.
Avoid ifYou need to compare several homes side by side before deciding — there is nothing to compare right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the River Oaks Plantation homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in River Oaks Plantation.
In short
  • No CDD
  • HOA reported ~$700/year
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Oaks Plantation sales matched to your home.

What is your River Oaks Plantation home worth?

Get a no-obligation home value based on real comparable sales in River Oaks Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Johns →

Real comps, not an automated estimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in River Oaks Plantation Homes for Sale in St year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

What is the median home price in River Oaks Plantation?
The median sale price in River Oaks Plantation was $678K over the 12 months ending September 20, 2026 (11 closed sales, realMLS).
How long do homes in River Oaks Plantation take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 14 days on market (11 sales, realMLS).
Is River Oaks Plantation a buyer's or seller's market right now?
As of September 20, 2026, River Oaks Plantation leans toward sellers: 2.2 months of supply at the current sales pace (realMLS live counts).
How many homes are in River Oaks Plantation?
The Florida DOR 2025 assessment roll shows 135 homes plus 1 vacant residential lots in River Oaks Plantation (public records).
What share of River Oaks Plantation is owner-occupied?
88% of River Oaks Plantation parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in River Oaks Plantation built?
Homes in River Oaks Plantation were built between 1994 and 2005, with a median year built of 1998.0 (FL DOR 2025 roll).
Have River Oaks Plantation home prices gone up?
The trailing-12-month median is up 54% since 2012, from $439K to $678K (realMLS closed records).
What schools serve River Oaks Plantation?
River Oaks Plantation is served by St. Johns County Public Schools, typically Cunningham Creek Elementary (St. Johns, Fruit Cove zone, verify by address), Fruit Cove Middle School (St. Johns, verify by address) and Bartram Trail High School (St. Johns, verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for River Oaks Plantation?
The best agent for River Oaks Plantation is one who actively works St. Johns and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for River Oaks Plantation.
How do I find a top St. Johns real estate agent who knows River Oaks Plantation?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows River Oaks Plantation and the wider St. Johns area.
Can Momentum Realty connect me with an agent for River Oaks Plantation?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your River Oaks Plantation purchase or sale - no call center and no pressure.
Where is River Oaks Plantation, and what county is it in?
River Oaks Plantation is in St. Johns, St. Johns County, FL, ZIP codes 32223, 32259. The community's center is about 6 miles west of the center of St. Johns (straight-line).
How far is River Oaks Plantation from downtown Jacksonville and the beach?
About 16 miles from downtown Jacksonville and about 17 miles from the Atlantic beach at Mickler's Landing (Ponte Vedra), both straight-line; driving distance is usually 15 to 30 percent more.
Is River Oaks Plantation in a flood zone?
Partly. Of 11 homes we sampled in River Oaks Plantation, 73% sit outside a FEMA Special Flood Hazard Area (Zone X) and 27% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is River Oaks Plantation a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about River Oaks Plantation: the median sale price over the last 12 months was $678K (11 sales), 34% above the St. Johns median of $505K; homes took a median 14 days to go under contract; the assessment roll counts 135 homes, 88% of them homesteaded (owner-occupied); listings report Cunningham Creek Elementary (St. Johns, Fruit Cove zone, verify by address) (A), Fruit Cove Middle School (St. Johns, verify by address) (A), Bartram Trail High School (St. Johns, verify by address) (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 2.2 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
How many homes has Momentum Realty sold in River Oaks Plantation?
Momentum Realty's agents closed 1 home in River Oaks Plantation for buyers and sellers in the last 12 months (brokerage closed records through September 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
A buyer with a flexible timeline who can move quickly when a home finally lists.Excellent fit
A seller weighing timing, since zero active competition is a strong position to list into.Excellent fit
A buyer comfortable paying near the $686,500 median rather than hunting for a discount.Excellent fit
A buyer who wants to tour multiple active listings before committing to one.Probably not
Someone on a hard, near-term move-in deadline given there is currently nothing on the market.Probably not
A buyer expecting to negotiate hard in a market with a 68 heat score and 17-day median days-on-market.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 21, 2026)
Community market statsrealMLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32223/32259))
Under-contract sharesrealMLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (231 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in River Oaks Plantation? 11 recorded closings; median 14 days on market (window ending 2026-09-20). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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