36 days on market (MLS)Single Family Residence▼ Price cut: $20,000 (10/4)
$729,900
4-Bedroom Pool Home in River Oaks Plantation
1290 Cunningham Creek Drive, St. Johns, FL 32259
Single Family Residence in River Oaks Plantation, St. Johns · No CDD on record
River Oaks Plantation · St. Johns, FL 32259
Listing data updated October 21, 2026 at 2:35 AM ET · checked against the MLS hourly
Listed by REDFIN CORPORATION (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
4Bathrooms
2,916Sq Ft
2000Year Built
$250Per Sq Ft
Private pool2-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$250 here vs $248 median sold (12 mo)
Buyer leverage
Seller-leaning
36 days on market
1.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~16 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 21, 2026, 1290 CUNNINGHAM CREEK Drive in River Oaks Plantation, St. Johns is listed at $729,900 (2,916 sq ft, about $250 per sq ft). That sits within a few percent of River Oaks Plantation's median closed sale of $678,000 over the last 12 months (11 recorded sales). It has been 36 days on market, longer than the community's typical 14 days to contract. Listing facts: built in 2000, a private pool, HOA dues of $54/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2000 · 26 yrs
2,916 sq ft of living area
2-car garage
Listed at $729,900 — recent neighborhood median sale price ~$678,000 (nearby sales; deemed reliable, not an appraisal)
36 days on market
HOA $54/mo (per listing)
School district: Sizes Larger family homes on 0.25 to 1 Amenities Lot size and creeks are the HOA HOA applies County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 1996–2004Walmart Neighborhood Market · 5 min driveBella Vista Italian Restaurant · 5 min driveJulington Village · 5 min drive
Listing description
About this home
Discover luxury living in this gorgeous 4-bedroom, 4-bathroom pool home in River Oaks Plantation. Situated on a spacious corner lot with a circular driveway and attractive landscaping, this bright and roomy residence offers an open layout, high ceilings, and a split-bedroom floor plan. Two bonus spaces provide flexibility for a home office, media room, hobby space, or additional living area.
Crown molding adds an elegant touch throughout the home, while the living room features a tray ceiling, cozy fireplace, and built-in shelving and cabinetry. Large windows fill the interior with natural light and create a bright, welcoming atmosphere. The beautiful kitchen flows into a charming breakfast nook with a large window overlooking the sparkling pool.
The expansive primary suite offers a private retreat with its own entrance to the pool, while upstairs, a second primary suite provides additional privacy and versatility. One of the four bathrooms conveniently provides direct access to the large screened-in patio and pool, making outdoor entertaining easy and convenient. Additional features include a water softener with a Maytag lifetime guarantee.
Residents of River Oaks Plantation enjoy access to the community pool and dock, along with full access to the extensive amenities available through its sister community, Julington Creek Plantation. This spacious corner-lot pool home offers an exceptional opportunity to enjoy comfort, convenience, and an array of community amenities.
All 41 photos
Description provided by REDFIN CORPORATION and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$729,900
Bed / bath4 / 4
Living area2,916 sq ft
Year built2000
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2164528
Listing status36 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~16 ft
CountySt. Johns
Area listings1 active · 1 under contract
Estimated first-year tax~$9,150/yr
CDD assessmentNone on record
HOA$54/mo
Calculated estimates
Price per sq ft$250
Estimated monthly payment$5,184
Insurance (illustrative)$2k–$6k/yr
Messtimate range$679,428 – $778,572
Comparable-sales median$678,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,184/mo
Principal & interest $4,043/mo78%
Taxes $762/mo15%
Insurance $324/mo6%
HOA $54/mo1%
$5,184/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $7,500/yr ($625/mo) — taxable value $555,976 × 13.47 mills
$1,650 more each year
(+22%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$74,347
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$630,323
Market value
$606,698
Assessed
$555,976
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 1290 Cunningham Creek Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $7,500/yr (certified county roll, taxable value × millage). Buy at the asking price of $729,900 and the first-year bill resets to about $9,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.47 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$54/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,500–$5,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2000. An original roof would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $931/month (tax $762, HOA $54, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$54/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~16 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · River Oaks Plantation
Pricing & the River Oaks Plantation market
How this home is priced against recent nearby sales, and where River Oaks Plantation has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in River Oaks Plantation
Each dot is a closed sale since 2001 (231 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $250/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 66 (hot).
Property timeline
This home’s history
2000BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 36 cumulative days on market as of October 21, 2026
Sep 14, 2026First seen on movewithmomentum.comObserved at $775,000
Sep 26, 2026Price cut$749,900 (-$25,100, -3.2%)
Oct 4, 2026Price cut$729,900 (-$20,000, -2.7%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $729,900Momentum Realty · on market 36 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in River Oaks Plantation in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Nov 2025
$678,000
1290 CUNNINGHAM CREEK Drive, St. Johns
4 / 4 bd/ba · 2,916 sq ft · $233/sq ft
Courtesy of CHAD AND SANDY REAL ESTATE GROUP · View details →
Sold Jul 2026
$769,000
1204 PEMBROOKE Road, St. Johns
5 / 4 bd/ba · 2,910 sq ft · $264/sq ft
Courtesy of NON MLS (realMLS) · View details →
Sold Apr 2026
$750,000
1124 MILL CREEK Drive, St. Johns
3 / 2.5 bd/ba · 2,814 sq ft · $267/sq ft
Courtesy of REDFIN CORPORATION · View details →
Sold Apr 2026
$670,000
1161 DOVER Drive, St. Johns
5 / 4 bd/ba · 3,122 sq ft · $215/sq ft
Courtesy of ROUND TABLE REALTY · View details →
Sold Mar 2026
$640,000
1113 KINGSLAND Court, St. Johns
4 / 3 bd/ba · 2,582 sq ft · $248/sq ft
Courtesy of KELLER WILLIAMS ST JOHNS · View details →
Sold Dec 2025
$1,250,000
1197 CUNNINGHAM CREEK Drive, St. Johns
4 / 4 bd/ba · 3,311 sq ft · $378/sq ft
Courtesy of THE THAYVER GROUP · View details →
Median of these 6 sales: $678,000 ($248/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$740,400the mess$878,300
Strong local evidence — built from 10 comparable closed sales in River Oaks Plantation (same property type, closed within the last 18 months, each adjusted to today's market); the St. Johns County 2025 tax roll just value ($630,323) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,982 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.3% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $729,900 ($250/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 19% spread on the same house — here is what a model can't see:
Condition & updates — a 2000 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — this home carries HOA dues of $54/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 36 days on market vs. a 14-day community median
1 active listing competing, 1 under contract
≈1.1 months of supply
11 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (10) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 21, 2026.
Momentum Scores
Momentum Property Score
61/100
Strongest on: Flood safety (95), Market liquidity (88)
0 limited50100 exceptional
61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area48
This home $250/sq ft vs the community 12-month median $248/sq ft.
Affordability37
List price $729,900 vs the community median $678,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost69
From FEMA Zone X and a 2000 build. Obtain a property-specific quote.
Market liquidity88
Community median 14 days on market, ~1.1 months of supply (12-month record).
Pricing power59
Recent sales closed at about 96.2% of original asking (~3.8% below). More room below asking generally favors buyers.
Market timing34
Momentum Market Heat is 66/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.1 months of supply in the surrounding market and 36 days on market for this home, against a 14-day area median.Days on market:this home 36Area median: 14 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 20, 2026.
🟡 Asking $250 per square foot, about in line with the community’s $248 median. River Oaks Plantation’s 12-month median sold price per square foot is $248. Median sold price per square foot is up 8.1% year over year. Confidence: Medium · 11 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
88% of homes in River Oaks Plantation are owner-occupied. An estimated 12% are non-owner-occupied, including 7% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 135 homes matched. Community-level context.
Recent River Oaks Plantation sales closed near 96.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in River Oaks Plantation, no CDD assessment.
Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by REDFIN CORPORATION · MLS # 2164528
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Keep looking
Similar homes for sale near River Oaks Plantation
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
Why it matters: A four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 6 miles southeast of River Oaks Plantation.
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
Why it matters: New hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The project is about 19 miles east of River Oaks Plantation, elsewhere in St. Johns County.
St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million
The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.
Why it matters: A new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 18 miles southeast of River Oaks Plantation, elsewhere in St. Johns County.
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
Why it matters: Continued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 4 miles northwest of River Oaks Plantation.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Hickory CreekAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Switzerland PointAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Bartram TrailAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Neighborhood Market 5 min
Dining
Bella Vista Italian Restaurant 5 min
Shopping
Julington Village 5 min
Parks
Julington Creek Plantation Park 7 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1290 CUNNINGHAM CREEK Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2000 (26 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $54/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,916 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $9,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,650 more per year than the current owner’s estimated bill (+22%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 21, 2026)
Comparable sales
realMLS closed sales in River Oaks Plantation, last 18 months, as of October 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1290 CUNNINGHAM CREEK Drive and when was it built?
Per the listing record, 1290 CUNNINGHAM CREEK Drive was built in 2000 and has 2,916 sq ft of living area, 4 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1290 CUNNINGHAM CREEK Drive in?
1290 CUNNINGHAM CREEK Drive is in River Oaks Plantation in St. Johns, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1290 CUNNINGHAM CREEK Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $54 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1290 CUNNINGHAM CREEK Drive differ from the current owner's?
The estimate on this page (about $9,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,650 more per year than the current owner’s estimated bill (+22%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1290 CUNNINGHAM CREEK Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 1290 CUNNINGHAM CREEK Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
