Single Family Residence in Seagrove St Augustine Beach, St. Augustine · No CDD
Seagrove St Augustine Beach · St. Augustine, FL 32080 · St. Johns
Listing data updated July 15, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
2,009Sq Ft
2009Year Built
$361Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
16% above
$/sq ft vs community
$361 here vs $311 median sold (12 mo)
Buyer leverage
Seller-leaning
5 days on market
4.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $725,000 — recent neighborhood median sale price ~$621,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: It is a place people choose for the lifestyle rather than the commute. Schools St. Augustine Beach is part of the St. Johns County SchoolCommunity built 1976–2009Saint Augustine Beach · 1 min driveSt. Augustine Beach Wednesday Farmers Market · 2 min drivePortman Plaza · 5 min drive
Momentum Research · St Augustine Beach
Pricing & the St Augustine Beach market
How this home is priced against recent nearby sales, and where St Augustine Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in St Augustine Beach
Each dot is a closed sale since 2005 (186 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $361/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 34 (cold).
Property timeline
This home’s history
2009BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,520/mo
Principal & interest $3,674/mo81%
Taxes $520/mo11%
Insurance $277/mo6%
HOA $50/mo1%
$4,520/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Pricing power (80)
0 limited50100 exceptional
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area10
This home $361/sq ft vs the community 12-month median $311/sq ft.
Affordability22
List price $725,000 vs the community median $621,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost75
From FEMA Zone X and a 2009 build. Obtain a property-specific quote.
Market liquidity33
Community median 122 days on market, ~4.5 months of supply (12-month record).
Renovation upside18
From a 2009 build and $361/sq ft vs the community median $311/sq ft. Not a condition assessment.
Buyer competition0
100% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power80
Recent sales closed at about 92.0% of original asking (~8.0% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.5 months of supply in the surrounding market and 5 days on market for this home, against a 122-day area median.Days on market:this home 5Area median: 122 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $361 per square foot, about 16% above the community’s $311 median. St Augustine Beach’s 12-month median sold price per square foot is $311. Median sold price per square foot is down 7.2% year over year. Confidence: Medium · 13 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent St Augustine Beach sales closed near 92.0% of original asking. Cash paid for about 100% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in St Augustine Beach, no CDD assessment.
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
A listing description for this property is being reviewed for fair-housing and advertising compliance and is not shown.
Listing descriptions are screened for fair-housing and accuracy compliance before display.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$725,000
Bed / bath4 / 2
Living area2,009 sq ft
Year built2009
Property typeSingle Family Residence
Garage2-car
MLS #2154678
Listing statusNew — 5 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountySt. Johns
Area listings6 active · 0 under contract
Estimated first-year tax~$6,235/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$361
Estimated monthly payment$4,520
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$621,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$550,466the mess$699,132
Actual list price: $725,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 5 days on market vs. a 122-day community median
6 active listings competing
≈4.5 months of supply
16 closed here in the last 12 months
For reference, this home is listed at $725,000 ($361/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,009 sq ft × $274–$348/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Keep looking
Similar homes for sale near Seagrove St Augustine Beach
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $725,000Momentum Realty · on market 5 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,235/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Seagrove St Augustine Beach
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Seagrove St Augustine Beach neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Community median sale price
$621,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$311
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Seagrove St Augustine Beach
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
The Floridian opens new custom-built restaurant near A1A Beach Boulevard
The Floridian opened its new custom-designed restaurant at 485 Old Beach Road, on the corner of A1A Beach Boulevard near State Road 312, in early June. The roughly 4,000-square-foot Old Florida coastal-cottage-style building seats about 120 with indoor and outdoor dining, a private dining space, full bar and free parking, after the restaurant closed its longtime downtown St. Augustine location in 2025.
Why it matters: A new purpose-built restaurant at a key A1A Beach Boulevard intersection may add to the dining draw anchoring the beach commercial corridor.
St. Johns County Ocean and Fishing Pier closes for major piling repairs
The St. Johns County Ocean and Fishing Pier at 350 A1A Beach Blvd. temporarily closed beginning May 13 for a construction project to repair and strengthen the pier pilings, with completion anticipated by the end of November 2026. The adjacent Splash Park and beach access remain open, though visitors face minor parking impacts near the pavilion and the northern beach access point is closed for the project.
Why it matters: Investment in the pier's structural longevity supports a central beach amenity, though the multi-month closure may temporarily affect visitor access patterns at the pier park.
St. Augustine Beach adopts FY 2026 budget and 2.5-mill operating rate
The St. Augustine Beach City Commission set its FY 2026 operating millage rate at 2.5000 mills, which is 5.60% above the rolled-back rate of 2.3675 mills, plus a voted debt service millage of 0.0841. The rate and the FY 2026 budget were adopted through Ordinances 25-09 and 25-10.
Why it matters: City millage and budget decisions shape the resources available for local infrastructure and beach-area services, which can factor into long-run property carrying costs.
St. Augustine Beach Shore Protection Project paused over easement requirement
St. Johns County held a community meeting on May 14 about perpetual easements tied to the federal St. Augustine Beach Shore Protection Project, a 50-year commitment to restore and monitor the eroded shoreline between Anastasia State Park and Ocean Hammock Park. The project is currently paused due to a new U.S. Army Corps of Engineers requirement for 100% perpetual easements and waivers from property owners in the project area, with a roughly five-year renourishment cycle.
Why it matters: A pause in the federal renourishment program could affect the timing of future sand placement that protects beachfront property and recreation areas.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
St. Augustine Beach Wednesday Farmers Market 2 min
Shopping
Portman Plaza 5 min
Parks
Saint Augustine Beach 1 min
Health
VITAS Healthcare 7 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
R. B. HuntAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
SebastianAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
St. AugustineAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · View details →
Sold Jun 2026
$610,000
1121 OVERDALE Road, St. Augustine
4 / 4 bd/ba · 1,944 sq ft · $314/sq ft
Courtesy of DJ & LINDSEY REAL ESTATE · View details →
Sold Mar 2026
$700,000
424 HIGH TIDE Drive, St. Augustine
3 / 2.5 bd/ba · 2,377 sq ft · $294/sq ft
Courtesy of COMPASS FLORIDA LLC · View details →
Community 12-month median: $311/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,323 – $4,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,299 – +$60At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: July 15, 2026)
Community market stats
realMLS closed sales, as of July 14, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1169 OVERDALE Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
